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Dendox

Certifiably Surly
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  1. The shift did begin more than 10 years ago. I can tell you the self driving car was a significant part of the calculus. You are right about no one is rewarded for betting risky. Very conservative at its core. I misspoke - USAA means something very specific in this context (United Services Automobile Association) and was originally officers only, then opened up to the following groups - officers, pre-commission officers and e7 and up. USAA CIC is typically who insures the enlisted
  2. USAA was concerned about the death of the auto policy. Whether it be self driving car manufacturers or OS writers for said cars - they were quite concerned that "auto insurance" would look markedly different in the future. In an effort to remain relevant, they sought to deepen their relationships with current members (LOTS OF CROSS SELLING) and expand their pool of members. Since the most of the officers who were elligible were members and using USAA, that left little room to grow without opening up the criteria for membership. The risk pool is pooled into different sub insurers based on categories. USAA (auto) is still officers only. Sub groups make up the new members. Garrison P&C is for family. There is a county mutual outfit too. Depending on how you qualify, your auto rates may be great, good, or shit. While I take umbrage with their rates, they are still pretty competitive. I quit giving them benefit of the doubt when their claims handling procedures changed so dramatically. When I lost the benefit of being treating like family, they lost the benefit of deference when their rates increased. AllCat can suck a dick. IF you have a property claim and AC is assigned, do everything in your power to refuse them and get an actual USAA employee to look at your damage.
  3. Forgive my ignorance. Does the sheet auto update?
  4. Never played a pickem like this. Sounds interesting. 1. Purdue 2. Iowa State 3. Baylor 4. Auburn 5. San Diego State 6. BYU 7. Florida 8. Nebraska 9. Michigan State 10. Drake 11. New Mexico 12. James Madison 13 Samford 14 Morehead State 15 Western Kentucky 16 Longwood 17 - Wild Card - Wisconsin Where do I venmo?
  5. Am I the dumbass? I have listened to all of the videos and never hear an gunshot acorn. Do I need to get my ears checked?
  6. just did a slickeals alert. will see if it works
  7. is there a way to got notified from some site when shit like this pops up?
  8. I was at the game last night in a section surrounded by sooners. It was comical to hear them hem and haw about the holding calls. While they were adamant that it was unfair, they were certain it could be called on every play. My son and I chuckled - against OU, it absolutely could be called on every play.
  9. Long time lurker who posted more frequently on HF and Shag due to fewer family/professional responsibilities. I love the hell out of this site and find myself frequenting it more of late - mostly because I have had more time. I am an old - but not ancient. Mid 40s. My .02 are in line with many of the others who have posted already about impediments to posting, generally, and original content, specifically. Olds use computers. Utes don't. Ute content generation has to be done by phone and typically is limited to videos. At least my two utes..... I don't envision a scenario where my two utes generate anything that would warrant posting on this site. Not that you have asked them to to do that but my oldest is a rabid horn and simply doesn't find sites worth his time. Everything he does on the internet is content consumption (videos). When he needs to learn stuff - youtube videos. When he needs to digest stuff - reels/tik-tok for his topic of choice. I don't see that generation changing anytime soon. My perception of the other pieces - meta threads are overwhelming. I "know" the vast majority of the posters on this site so I have a comfort level clicking into an old thread near the end and figuring out the current state of affairs. I don't think that new people would feel like they can catch up when the threads are a gagillion pages long. I think there are too many sub forums. I find myself forgetting to check certain subs for MONTHS. When i do, i see the several threads i love and then endeavor to catch up. A daily digest, to me, may be great. Particularly for recruiting. I like the idea of the posts that receive X amount of rep being called out in some way. Tangentially related to the OP - I recently started contributing to TOF. I have been three-fiddy for. a bit. I value what you all do and provide and I am happy to contribute a bit more if it helps relieve pressure. Once kid's college tuition is off my back, I am happy to contribute considerably more.
  10. I am not surly elite. Hell, I am not even Boerne elite. I probably can't do enough to matter (from the sounds of things). What sort of funding gap are we talking about here. i can't donate enough to put a sign on one of the buildings, much less the building itself (something referenced in the posts). Are we talking 10s of millions?
  11. word on the street is Robinson, Durkin etc are not coming back
  12. well. lets not get frustrated. lets go explosive play for TD
  13. so frustrating watching us in the red zone. so fucking frustrating.
  14. sweat is a freak. GD that was close!
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