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TwiceHorn

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  1. Well, you can be reasonably sure the banks will challenge it and at least win in the trial courts.
  2. Probably unconstitutional under the Contracts Clause.
  3. You are correct as an abstract proposition. But the information was considerably more difficult to acquire then than it is now.
  4. Right, I wasn't and my excuse is that I was 14, which is pretty fucking valid, as I wouldn't be able to vote for four more years. And I didn't have the internet to do a deep dive on what Reagan really stood for. Incidentally, I remain a big fan of federalism and often think that states should "act first" in matters of government rather than defer or default to the federal government, except in particular and relatively unique situations. And the thing that made me not a Republican anymore was the increasing appearance of retrograde social and cultural conservatism. That angle caused me to delve deeper into more subtle bad policies. But now the hate is in your face. It's impossible to ignore, as is the constant lying.
  5. But it's the mask that makes all the difference. Elaborating. As I see it, the "excuse" you're making is that people a) have to accept a mixed bag of policies they agree with and disagree with from a party or candidate allegiance (true enough) and b) they don't delve too deeply into the distasteful policies because they're dumb or disengaged. But when the hateful policies are front and center and impossible to ignore, it changes the game.
  6. Literally speaking, yes. But a whole shit ton of IU's "transfers" followed their coach from JMU. Yes, Cignetti has been good in the portal, notwithstanding the JMU players, but they are "quality depth" and long-term developed under Cignetti. Not necessarily something Cignetti or anyone else can repeat on the regular.
  7. Well and a few pretty prominent people....
  8. Not sure I'd go that far. The demographics of a basically football board (or sports, anyway) skew things pretty decidedly, if not dramatically.
  9. At least you don't have to listen to MAGA Mayes Middleton.
  10. Clearly, she failed the attitude test. But she also kept her distance and didn't physically interfere with the asshole anymore than he was interfering with her and her partner's daily lives. It's strange how that video he took makes it seem like he got hit or almost got hit while what was actually happening is he sidestepped her car and took three potshots.
  11. This is the goal, yes. To give someone the dignity to face the consequences of their own actions. @Pokoloco I know this is brutal, but it is the right thing to do. For better or worse, that "rock bottom" doesn't come on our schedule, or any schedule at all, and may not even come. Here's hoping that's not the case.
  12. It's the dismal tide. We had actually made some progress at at least forcing bigotry underground. There's an (un)healthy current of unvarnished bigotry overtaking the country these days.
  13. You're not completely wrong. But this is the same sort of argument advanced against the CFPB. One thing that I think most of this fails to properly account for is just exactly how uncollectable most bad consumer debt is, even without bankruptcy. It varies quite a bit from state to state as far as collection mechanisms, but in a whole lot of states, like Texas, it's practically uncollectable within six months or a year of default. You're not completely wrong. But this is the same sort of argument advanced against the CFPB. One thing that I think most of this fails to properly account for is just exactly how uncollectable most bad consumer debt is, even without bankruptcy. It varies quite a bit from state to state as far as collection mechanisms, but in a whole lot of states, like Texas, it's practically uncollectable within six months or a year of default.
  14. I kind of hope IU systematically pounds them into the dirt.
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