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UTPhil2006

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Everything posted by UTPhil2006

  1. Yeah there is no such thing as a free lunch. Basically they’re doing a higher rate (more money from lender) and then using that on you. Also in regards to the step down method some people do that and do your refi a bunch of times. I’d rather do the lowest I can get you the first time and capture it rather than do it 4 times in 4 years since you have to wait longer nowadays. How we’ve always done it at least. I would wager to say most of you have enough equity in your homes to do a no cost refi (not free but no money to the table) for a refinance you would be doing
  2. For @tx 3 putt
  3. You should definitely shop it. Couldn’t hurt. Also to compare fee sheets and such. As far as the rate itself, I think I’d wait a little bit to see what shakes out with rate cuts and whatnot. You still have 8 months or so left on your timeline. Odds (hopefully) are that you have a couple refinances in your future if you bought near the top of the market
  4. Gotta think Diaz is the corresponding move
  5. Lost the .10 yesterday and up .09 today. Womp womp
  6. New stew (in rest of season preview) looks nice
  7. Not what I was getting at
  8. Do what you will with this info
  9. Nevermind. It’s gone by 11am
  10. 13 seed gets a bye
  11. I both agree and disagree with the post. 6th for Lulz makes sense but how many guys that have been here since 2018 see the change. I only visit it to see what Doomlet is writing on his homework these days. The casual viewer certainly isn’t associating 6th with business so the claim that Mccombs would be the same is unfounded. I would assume the goal is to attract other SEC fans to grow the board so it needs to be something maybe more name specific I also think maybe as a sub forum like we have on food as a “Hookedin”
  12. Mccombs only other thing that may trigger the casual viewer
  13. Oh he gives none fucks because he knows unless he wins he’s going up again
  14. Could you do maybe an AMA for Burnt Ends TE on a thread to get people to sign up. Make it a verified email and then you can moderate what makes it through to the TE on the thread. I feel like that might drive sign ups
  15. Right after the Dak extension. Seriously.
  16. Well at least you got a refi to bank on soon
  17. 10 year market is certainly aiming that way
  18. It’s almost a certainty for a cut in Sept just a matter of 25 or 50
  19. An easy nominee and shield. A big one at that
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