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drewlaws

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Everything posted by drewlaws

  1. Surly 1% getting it done this month. Congrats on the incoming 911s. Looking forward to being in your boat one day soon.
  2. I like them but concede is it primarily sentimental as a 10-15 year old playing little league and buying every baseball card I could find during those days. I hate the red/pinstripes. My favorite are the rainbows on the shoulder from the late 80s/early nineties.
  3. As soon as they put up those cones because "COVID," I knew they would never come down. It's the very definition of "don't let a good crisis go to waste." You are dead on about how f*cked this will be under normal traffic conditions. Cars turning left, cars turning right held up by pedestrian traffic, rideshares that will stop on Congress, etc will all destroy traffic flow and are things that happen constantly. I truly do not understand how anyone can defend, much less support, the CoA government. Mind boggling they continue to be overwhelmingly elected.
  4. I'm kicking around the idea of a nice (~$5k) watch. Right now I have a Hamilton Pan Europ. I have had my eye on a Zenith El Primero (38mm 1969 version), which I can get under $6000. I like that it's a chronograph with some history and it works in a casual or suit environment. I would get it on a SS bracelet and buy a couple different leather straps for different looks. Does anyone have any experience with an El Primero? It is reliable enough to handle the abuse of a daily wearer? Does it have any chance of holding its value? I also like the Rolex GMT II but at $10k+ they are too spendy for me.
  5. That was fucking awesome. Let’s do this.
  6. They have been in Kenya for a year or so but plan to go back once it is back to being only moderately terrible.
  7. Signed on my 3% refi with Phil/Thad/Danna this week. They did my loan when I bought the home last August when another lender was struggling with my unique SE income. I'm a PITA to deal with so kudos to them for working with me twice in a year.
  8. Good point on LC. I am under 40 so I pay a different rate. I have the ONE membership which gives me access to the club corp network nationwide. My basic dues are around $450/mo and I joined a couple years ago for $1500 initiation. Message me if you want more info on Lost Creek. In my experience, Great Hills keeps their greens in nice shape and they have some good golfers out there. If you are willing to drive to Twin Creeks, look at UT Golf Club. It's the same distance, if not a little closer. Onion Creek is semi-private so it's not apples to apples comparison and the location is less than ideal. Another factor could be whether you want to walk or ride. Great Hills has a lot of elevation change and some tee boxes are a hike from the previous green.
  9. Why not both? Of those options, I would join Great Hills. The member I play with there said their initiation is going up to $20k due to the new clubhouse they're building. I'm a member of Lost Creek (and live in the neighborhood). It's super cheap to join (<$2k I think) and we use it for tennis, golf and the pool several days a week. In my experience, prioritize location and convenience then get the best option that works with your budget.
  10. It varies, low six figures on average. So a few thousand in cash back vs whatever the point equivalent is for that amount. I would rarely use some of the "perks" of the high fee cards like airport lounges. All of my work travel is domestic, mostly to Dallas and Houston.
  11. This is timely since I was looking for the other credit card rewards thread. I need to get a business credit card. I currently use one of my personal cards for all my business purchases. What should I get? The card I use for business expenses is a SWA visa and I already have companion pass. If I get another travel card, I want flexibility to use it for hotels or for airfare to destinations that SWA doesn’t go. Or I could also get a simple cash back card. Capital one spark offers a flat 2% cash back. My personal cards are 2% flat benefits, a fidelity card and capital one venture card. Thoughts?
  12. I'm no expert but I'm pretty sure moving from a broadly diversified portfolio to a single stock is the opposite of being conservative.
  13. The pandemic has been pretty good for my golf game. Playing once a week on average, I've knocked a few strokes off my handicap and am playing consistently in the 80s lately. I struggle with GIR and I think alignment may be a contributor. Sometimes I think I block it out to the right but my playing partners say I just aimed out there. I feel dumb typing this question, but does anyone have advice on proper aim? Spend time on the range with alignment sticks and get used to the look of the flag? I try picking a spot on my line in front of the ball with mixed results.
  14. I'm self employed and paying $820/mo for my wife, 1 year old and myself on a dog shit HSA plan with a $13.8k family deductible and OOP max (half that per individual). I was paying $1400/mo last year for "better" coverage on my wife's COBRA plan. Then they stiffed us on the hospital bill for our daughters birth. I have regularly been denied coverage on medical bills, so now I go for the cheapest premium possible to protect against a catastrophic event and save for everything else out of pocket.
  15. If only you could practice putting inside your home on some type of a mat.
  16. I bought a house last year for over the 2019 appraisal and they kept the value the same. That’s nice. Before we start giving those crooks too much credit, they maxed out the rate increase, if I remember correctly.
  17. Sorry everyone. I finally won tickets in the lottery this year, so this whole thing is probably my fault. Planned to go to the Monday practice round then spend a few days golfing and eating in Charleston. Now trying to decide if I want to still go to Charleston.
  18. Agree. Regrettably, I left the fanatics community two weeks ago when I was given a strong offer for my 6MT e90 335i. Now I'm in a 2.0T Accord. It's not amazing, but it is better than I expected. It handles my commute well and I like having CarPlay and adaptive cruise. I'm in my mid 30s with a young kid, so I consider it a downpayment on a 911 or AMG in my 40s.
  19. There are lights on 360 for the HEB shopping center just south of Bee Cave and Barton Creek Mall lights south of Walsh Tarlton. I wonder if those will get overpasses as well? Is there a flyover planned for 360/Mopac interchange?
  20. Thanks for the advice. I paid about 8% over 2019 CAD so I will wait and see what value they come up with on their own.
  21. I bought a new house this year. TCAD sent me a sales survey about what I paid for the property. Should I fill this out? Will it help them get my value right?
  22. I've only been to Scottsdale once, but I enjoyed We-Ko-Pa Saguaro more than the Troon course I played. I haven't played the others.
  23. Curious what folks budget for their Bandon trips. Is there a time of year that’s better than another? I want to do the trip in the next few years. I will bring the wife who also plays. My parents are in seattle in the summer so I’ve thought about dropping the kid off there and making a road trip out of it. To make this relevant to 2020 golf, I played Friday, had a good back nine, then died afterwords from cedar. Haven’t left the house since. I hear it’s nice out though.
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