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52-80

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Everything posted by 52-80

  1. Im kinda wondering how long until I'm known at work as the deuce monster. We have fully-closed single-room unisex toilet facilities in the building. The ones on my work floor is always busy, and, frankly, often disgusting. The neighboring floors however house a tiny group of mostly women so their toilets are in tip top condition and always free. Almost everyday I go in there for a long time and drop some massive stinker. The office walls are glass and its very obvious who is coming and going into the floor, and I just wonder when it begins to click for them that I'm the guy whos stanking up their bathrooms.
  2. You’re citing unit costs for Lidar. A car would need a suite of cameras to have complete spatial coverage, say 5*$1k. And lidar cant see colors to read signs and road markings (whereas cameras can infer shapes and vectors from 30fps combo of multiple cameras). Hence Waymo combines their lidars with cameras and radars for total autonomy hardware cost of some est $50k+. Tesla’s previously vague FSD promises are getting more specific: unsupervised fsd service in austin, and cybercabs are running around their lots (rather than a single static prototype). Its only a few more months till the proverbial tide goes out and they have to show their cards.
  3. 39% with median $1k savings doesnt mean $1k is all they have access to. It is not the balance of their checking and savings (β€œtransactional”) accounts This is money β€œearmarked” specifically for emergency. And 39% is the bucket of people who earmark less than 1mo income (not expense) for emergencies. These people cover the 50th percentile in financial metrics, and their financial accounts and non-financial assets are far greater than $1k.
  4. Not a realtOr but i think $20m can buy a home in NYC too.
  5. The free AP or nerfed EAP you drive is not the same software stack as FSD.
  6. Dont look now but after going on a 1-month tear, nat gas just dropped 42 cents in 1 day.
  7. That reporting is some cnn/msn/forbes level of slop. They cited the Fed’s 2022 (SCF) data on transactional account, then mixed in Motley Fool info despite the Fed surveying the exact same question, and then they gave some other supposed Fed number which is actually wrong. The Fed’s SHED survey reports people feeling *atleast* β€œfinancially okay” at 73% for 2022 (much higher than Motley Fool’s 40%) The question about covering $400 emergency expense asks for cash and cash equivalents, where 63% respondees can do it. The cash equivalent is using credit card fully payable the next cycle. In fact the report recognized those who responded not paying by cash/equivalents β€œstill likely had access to $400 cash”. Therefore they supplemented the question with what is the size of emergency spending they can handle: 48% atleast $2000, and 68% atleast $500. Having 3x months expense in savings is a choice. 54% can cover it from their β€œrainy say fund” but a further 15% can β€œdraw on other savings” (69% total). Remember the median $8k savings account figure? There’s a further $26k in median CD accounts, and $150k in median bonds (*excluding* retirement accounts). Besides the Fed, the CFPB also did a 2022 emergency savings and financial security survey. 39% have median emergency savings of $1000, and 37% have $25000 (mean values are $2k/97k).
  8. If you handled 4 years of conservatives hating on your car, whats another 4 years of liberals hating on your car?
  9. And yet they can't escape a fisherman's trap pot
  10. Do you feel a change in restfulness? In satisfied with my quality of sleep for the duration, but then again ive been snoring since college so its always been the same frame of reference.
  11. Its kinda like how good BBQ isnt exclusive to centex anymore. Those other places do good Naples style pies. Just not *that* special. The Bonci stuff floored me because i didnt expect a fluffy square overloaded with a bunch of unusual toppings to be delicious. Complete surprise.
  12. My immediate team of 11 people represents 10 nationalities, only 1 of whom is a native English speaker (not I!). We communicate in English though, and I don't begrudge anyone for not speaking it perfectly. I just don't see the point of guy doing all of the talking when he's understood by perhaps 5% of the audience.
  13. There's this really high ranking technical guy in the company who's got a SEVERE stutter--both dragggggggggggging words and rererepeating words. And the company keeps dragging him out to give speeches and talks to big audiences. And nobody can understand a goddamn thing he says. I'm very sympathetic to people with different accents and language abilities, but I don't understand either. It's painful for everyone to stare at him blankly for 40 minutes, unable to process anything. Sure man, the guy might be an absolute genius with a thousand patents and great technical advice, but what is the point in making people sit through this stuff? By the way, he's not a 30 year old, he's senior aged, so it's not like they're doing this as a form of exposure therapy to reform his speech; all of this has to be voluntary from him. But goddamn why?
  14. This is actually not the stupidity of my wife, but the stupidity of her employer. They ask her to go on a business trip in May. She just booked the trip. Now they go back and say please cancel the booking, and to re-book the trip in April (Q2), when it likely costs more, because they don't want to recognize the cost in Q1. Nevermind the trip is like 0.00000% of company financials and etc.
  15. Buyers probably arent pretending to be flying a war plane in the dark of night to need the legibility tho
  16. Fungibility sometimes be like that.
  17. So i had no idea about this, but apparently the value of federal gold (eg ft knox) is valued, based on old ass decree, at $40/oz. Thats about 80x below market value. Which means that the govt has almost 1 trilly in gold, instead of just 10B. Which is 3% of US Debt. So they got that going for them, which is nice.
  18. Yeah, Bessent has not been coy on his comments about the stock market. The heated bond market (as flight from equities and/or expectation of lowering rate in response to economy) is good for the treasury in reducing the cost of rolling over the debt coming due soon. And theres a gigantic mountain of it due, in part to the recent administrations issuing them as shorter maturity bills and notes.
  19. Ill sell you 5 years of capital loss rollover credits for $4000 and an xbox 360 πŸ€”
  20. Does today mean the markets are up in the southern hemisphere?
  21. ✊🏾πŸ₯š
  22. Ur gonna have to move from fremont to antioch
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