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topochico

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Posts posted by topochico

  1. My son received the Lego F1 Senna car last year complete with the unofficial Marlboro decals last Christmas. This year he has asked for the Williams Nigel Mansell car with the period correct decal kit. 

     

    Image 2.jpeg

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  2. 8 hours ago, T’Boo Ted Marshall said:

    Well my Hellcat was stolen out of my truck Sunday night.
    They hit our neighborhood and the one next to us.
    Have a few videos and sheriff knows who they are.
    Soooo I’m in the market for another EDC.
    Looking at the Kimber .380 or Micro 9.

    Not trying to be an ass with the question, but did you just forget your gun in the truck or do you regularly leave a firearm in your vehicle unsecured? I'd start with a good truck safe if you are leaving it in the vehicle. 

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  3. On 11/20/2025 at 4:45 PM, Tonesky said:

    I ignored a serious girlfriend's specific request and put massive time and effort into choosing the perfect gift.  She responded: "this does not meet my expectations" and "you have taken the joy out of my Hanukkah."  That pretty well ended things. 

     

    IMG_0448.webp

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  4. 16 minutes ago, Beau Vine said:

    It was 75 yesterday.  People (including me) are starting to freak out because it hasn't snowed yet this fall.  

    Yeah. It’s warm right now. Those were pics from last year.

    To get this back on elections instead of weather. One of the best things about Colorado is how they inform the voters on the topics. The first time I received the official ballot information book with each agenda clearly explained with arguments both for and against the law/amendment, I was genuinely shocked. The state actually wants voters to be informed as to the pros and cons of each issue. Being able to sit with a computer, the Blue Book and a cup of coffee may be the best voting experience anywhere. Then just find a drop box or mail it in. So much better than "what the F are you up to with this proposition?" while standing in a voting booth in Texas.

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  5. 1 hour ago, Parliament said:

    If a man is making his 401k and individual IRA contribution, is there a reason to not max the HSA as well?

    If you are able, max the HSA. Within the HSA, you are able to hold money as cash, invested into a fund (VOO etc) or some combination of each depending on your comfort level/emergency fund.
    Texas Jeff is correct, after 65 you can pull the funds for any reason and just pay income tax on the withdrawals. Alternatively, you can use those funds tax free for Medicare or long term care expenses. Finally, there is no time limit on when your medical expense occurred vs when you can claim the withdrawals. So, if you want to keep a file of your medical expense receipts for years, when you turn 65 and are on Medicare, you could pull funds completely tax free for whatever and just submit enough old receipts to equal that amount to the IRS. 

  6. 17 minutes ago, Superhero said:

    When you guys are planning for retirement, are you counting on social security income?

    I'm planning on retire in 12 years, and not counting on social security to be solvent. Getting anything would be like a cherry on top.

    No. I suspect that it will end up being means tested or taxed enough to become a negligible amount. 

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  7. 1 hour ago, Superhero said:

    Walked into the Tudor store after lunch today to look at a BB58.

    They actually had a GMT in stock. This is a terrible picture: and the plastic is still on, but do you think?

    IMG_1333.thumb.jpeg.077be19ff997bc042cd0340a4027d3de.jpeg

     

    It’s 39 inches and a lot more comfortable than the Seiko diver I’m wearing.

     

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    The salesman said prices are going up because of tariffs, but will let me have it for the “original” price, which is about $4,900. 

    So, the discount is what MSRP was 2 days ago? Ouch. 

    Basically new, but burgundy dial/bezel at DavidSW for $4375 and guessing no sales tax. 
    https://davidsw.com/shop/watch/tudor/black-bay-58/tudor-7939a1a0ru-black-bay-58-burgundy-new-model-2/

  8. I looked at it, but ended up going with Projection Lab instead. I simply liked the interface and their modeling a bit more. They are both great options. Pralana is another good spreadsheet option if you like that approach more. The FIRE guys/Fidelity have some free options as well if you don’t want a subscription based model. There are a ton of good options. 

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  9. 11 hours ago, jw4381 said:

    Just saw an ice recruitment ad on the Iowa Rutgers game. $50k signing bonus. Fuck these putos. 

    My plan is to apply, deposit the $50k then have my bone spur flare up. 

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  10. On 9/5/2025 at 6:41 AM, Snake Diggity said:

    I am well past my original “FIRE” number from years back but I’ve pretty much decided to keep working until my kids graduate HS.  Mostly because I it feels weird to not work while my kids are still around and I don’t want to set the example for them that you don’t have to work (especially since they weren’t around to see me do the hard part), and I don’t really have anything else I want to do.  It also helps that my job is relatively low stress/effort/demand.  Which means I very likely won’t be retiring until my mid 50s.  So the bad news is I’ve got 7-10 more years of the grind ahead of me.  But the good news is I will likely be extremely fucking rich by my standards.  No idea what I’m going to spend it all on, I’m not a materialistic person and I don’t really have the travel bug.

     

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  11. 1 hour ago, Slacks said:

    "Numbers are deeply in the red..."

    "Our appeal to President Trump and his administration is... make soybeans a priority."

    Here kitty.

     

    Since China is refusing to purchase US Soybeans, phase 2 should be Americans with plant based diets to boycott soy products as well. Let's go ahead and bury these guys. 

    MAGA: When we called you Soy Boys, it was meant as a compliment. You are a cherished customer. 

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  12. 50 minutes ago, Ghost of LL said:

    It's kind of a mixed bag.  Contrails during they day in some areas will reduce heating by reflecting the Sun's radiation back into space (the same as natural clouds).  But contrails at night definitely have a warming effect (again--same as clouds).  I think the current consensus is that they have some warming impact, but on balance we don't know how much.

     

    Agree. Just trying to provide some context as to why Google Flights might include that information on search results.

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