
horncyclist
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Posts posted by horncyclist
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17 hours ago, UTPhil2006 said:
10 year is kind of hovering right now but Dow is up over 1000, so soon yes.
10-year dropped down again this morning. Have the mortgage rates caught up yet? It seems like they lag a little. I found this website, which updates average rates daily. http://www.mortgagenewsdaily.com/mortgage_rates/daily.aspx It seems like mortgage rates are not coming down as much as the 10-year.
Also, on getting the best rate, is it worth shopping around to a few different lenders or is it competitive enough, that you're likely to get the same from whoever? I had talked to the lender that did our mortgage when we purchased last week, just reached out to two others this morning. Appreciate any advice on how to navigate that.
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Today a good day to lock? Soon?
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CDC estimated the death rate at 3.4% but said its not as contagious as the seasonal flu. Both of those were a little surprising to me. It'd be great if the spread is limit to local outbreaks but the Wuhan example and lengths the Chinese had to go to contain it plus the rapid spread in Iran make it seems like it's more viral.
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Stupid question...only second time looking at mortgage. If you lock and rates continue to follow in between locking and closing, can you take advantage of the new lower rates? If so, seems like a no brainer to lock soon.
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Voted for Elizabeth Warren. Hard to not think about what might have been. Here's hoping that Biden and/or Bernie don't fuck this up and Liz keeps her influence. We desperately need her structural reforms.
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Werr probably doing a mortgage refi this week. From 4.375 should save a bunch. Does the surly wisdom say rates have hit bottom? I would try to lock rates today but my wife had a surprise medical bill collection pop up last month that will disappear this week. With the markets and 10 year stabilizing, do we expect mortgage rates to creep back up?
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I'll be voting for Elizabeth Warren this morning. She's the most qualified of the bunch and has a vision for where we need to go. I think, if nominated, she would win and she would be great. Absent Bernie having a heart attach again, she probably has no chance, but I'll feel good about my vote.
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14 minutes ago, achooloco said:
That’s just it; my coping strategy Is that all you can do is buy a few more supplies on grocery runs until the possibility of being isolated 2-4 weeks becomes inevitable. Then make a mad dash and bunker down. Water and electricity will not get shut off, you’ll probably get the Wuhan but odds are really really good you won’t die from the virus.
my problem is that I’m only focusing on the MTA being shut down and then being forced to stay home. I keep having to remind myself that that’ll be 1-2 weeks but what if I then get sick? I’ll have to add another 2-3 weeks of time off and more supplies needed.
Would suck for me but not sure how that type of scenario and it’s impact plays out for the rest country and the economy. Let’s say people get mild symptoms and go to work so they then start another round of sick people in their area. At least the economy won’t suffer that much but then one or two people they know do get really sick? There’s a lot of unknown shit to ponder.
edit: for me, that really isn’t shit hitting the fan. It’s not the apocalypse. Shit will suck but it’s seemingly manageable with a little bit of prep work and rationalization.
Why would the MTA shut down only be 2 weeks? I'm anticipating teleworking for months.
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Again, just catching up. How does this not cause a global depression? We're all kinds of fucked right?
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33 minutes ago, atomheartbevo said:
Mortality rate is not the problem. Well, if you’re over 65 it is.
The problem is the 15-20% who need to be hospitalized, have their fluids checked/dripped, and need to be intubated to keep their airways open. For 2-3 weeks. Oh, and the people maintaining their IVs, oxygen, etc, have to be in serious PPE
That would overwhelm American healthcare. We are just not setup for a shit-ton of people being hospitalized and quarantined for 2-3 weeks each, with healthcare providers wearing full PPE.
By the end of next week, China will have thrown together over 25 new hospitals in and around a single city of 9 million.
China wouldn’t give this much of a shit about a few hundred thousand people, unless it is That Bad.
I've been following this thread and the news developments. Reading this it kind of sunk in. Is it really a 15-20% hospitalization rate? This is going to disrupt our way of life for a year. Until the vaccine is widely available.
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Did 30 more minutes of calls. Going to knock on doors in Virginia tomorrow. Let's do this.
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Just did 30 minutes of calls to California. Got 4 confirmed Warren votes and one lady voting for Buttigieg. Chatted with the Buttigieg voter for a bit who said Warren was too old. Anyway, feels good. Others should join.
Elizabethwarren.com/call
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How much can the President influence general promotion? Seems like politicizing the military would be the next step in his authoritarian takeover.
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She needs a strong second place in Nevada. I'm gonna start making calls for her today. Who else is in?
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8 hours ago, Grade of D as in David said:
Think I saw she pulled in 2.8 debate day.
Campaign text this morning said $5 mil. Her coming back would be amazing.
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28 minutes ago, Post Oak said:
Liz raised 2.8 mil last night after the debate.
I hope this is the start of some momentum for her.
She still has my vote. My wife and I donated again and will be volunteering.
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A relelected Trump will go full authoritarian. All that's left is to ignore the courts.
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Relax guys. Wait until Susan Collins expresses her concern. This will be ironed right out.
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Biden collapse seems real. That will be hard to stop and really resets things.
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18 minutes ago, 6th Street said:
He's also polling at like 5%
More like 10 nationally and he'll benefit a lot from Biden's collapse.
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Having strange thoughts today, that if it's not Liz, I could get behind Bloomberg.He prob has no limit on spending, would double Trump in TV and social. His not being depend on big money donors is appealing too. Obviously grassroots funding is better.
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36 minutes ago, Biff Tannen said:
This is the difference between dotard cultists and us rational folk. I also am doing better in my life than I ever have. I would also take a step back if it meant other people weren't actively being deprived of their rights and generally being treated like 3rd class citizens and I didn't have to watch the destruction of democracy and our governmental institutions by a shit gibbon.
Also you can separate correlation between causation. I'm doing really well too. It has nothing to do with Trump. Nevermind that I believe he's harming me personally in the long run.
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Seems like there's no stopping it, huh? Seems like the only bright spot is the death rate appears low but who knows how accurate the reports are. Also, how long does it take to people? There's a 14 day incubation period. Figure it takes at least a few days for fatal pneumonia to set in. So the large number of people infected two weeks ago wouldn't show up in the death toll yet. Seems like you would need to discount the infected rate in calculating the fatality rate, no? Do they do this?
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3 minutes ago, 4th&Five said:
Idk. The fucking Constitution. Jesus fucking Christ.
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Formerly DT: COVID-19 - Featuring Lots of Politics, now CR because political talk not going away
in Cloak Room
Posted
Embarassing but not at all surprising. We seem to be handling this as poorly as possible--late with travel restrictions, botched quarantines, no testing, mixed communication on seriousness. We're going to get hit harder and more quickly because of it.