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C-Man

Certifiably Surly
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Posts posted by C-Man

  1. Elon is so stupid. How can he be a visionary prodigy scientific mastermind genius and not see it coming that Trump was going to stab him in the back? I can’t think of one person not related to Trump that was a successful business partner with him after Trump got what he wanted. 
     
    Elon could’ve rigged this election for Kamala for way cheaper and gotten more in return in terms of subsidies and favorable legislation. I have no doubt in my mind Trump will go out of his way to make Elon suffer for publicly bringing up the Epstein files. 

    But … she’s bleck
  2. 3 minutes ago, royiv said:

    It has been difficult not to spiral. Can’t even begin to imagine what this feels like for families with children that are missing.

    I'm running out of adjectives -- unfathomable, shocking, tragic, etc. I've written so many texts in the last 24 hours, I'm almost numb.

    I didn't know them but former patients of my FIL (dentist) were washed away with their grandkids and all four are dead. Their son (and the kids' father) went to ESD with my wife. Could you imagine that -- your parents both gone. Oh, and here's a bonus, your kids are gone with them. Fucking nightmare fuel.

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  3. 3 hours ago, The Dog said:

    image.thumb.png.d1b51f749dfe107bd7efcacbcd57f64f.png
     

    HEB on the way

    Fuck, I love HEB.

    Just logging back in. My wife and I had to get out of the house this afternoon to stop watching news and doomscrolling, then went to her brother's early birthday dinner. After that, we met a buddyfor drinks because we needed to not be home. Now I'm fucking crying again.

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  4. I completely understand your sentiment here. On the other hand, he has an important story to tell and if he’s willing to tell it, that’s his right to do it and in this case he was able to tell it without any voiceover from a reporter. I give him credit for being a brave father in the face of enormous tragedy.

    Absolutely this. As a former journalist, albeit in the frivolous realm of sportswriting, it’s important to tell these stories. Tastefully, of course.
    • Hook 'Em 2
  5. 5 minutes ago, Blotto said:

    when you say "few and far between", do you mean very few people can afford them or do you mean very few companies even offer them so you may not be able to find one even if you can afford one in a high risk areas? 

    Not many companies offer flood coverage up to policy limits. It's mainly the HNW carriers such as Chubb, PURE, etc. You can sometimes buy excess flood (like an umbrella) that sits above the standard 250/100 flood policy that the NFIP offers, either thru a HNW carrier or a wholesale/surplus lines avenue.

    The thinking was you could have a foot of water on the bottom floor of a home but once the water recedes you can clean shit up, replace flooring and whatever was damaged. In instances like this, or New Orleans in Katrina, the whole home is destroyed. (Hurricanes are probably a bad example because then you get into arguments over whether the primary damage was the force of the wind or the rising water.)

    Oh, and flood insurance can be very expensive depending on where it's located in the flood maps. If you're not a primary flood zone, they're pretty cheap $500 or so annually. I won't tell anybody they don't need a flood policy any more. There ain't a place on Earth that can't flood given certain situations.

    • Hook 'Em 5
  6. 2 hours ago, South Austin said:

    That’s where you and I are different.  Nobody in the category of MAGA dipshit is a friend of mine.

    They're more acquaintances at this point, one or two are former newspaper industry colleagues (the few who aren't liberal anyways). They were so giddy to be buying Tesla at "the bottom" and were proudly gonna ride it back to the top!

    oops.gif

  7. 10 minutes ago, jimmyjazz said:

    Bettie Cross thinks people just need to get insurance adjusters out there.

    Uh, a whole lot of rural folks self insure.  Beyond that, I would be surprised if typical homeowners insurance would cover an event like this.  @C-Man can weigh in there.  Federal flood insurance is insanely expensive now.  I don't think insurance is gonna make much of a dent.

    Unless you have a separate flood policy, you're out of luck in situations like this. Depending on where the property is and official flood zone it is in, a lender can require flood insurance is bought. Typical flood policies cover up to $250K for the structure and $100K for contents. They're not designed to help all that much when the home is a total loss because it washes down the river and is smashed to pieces. You can buy supplemental flood, or some policies will cover the whole house, but those are few and far between.

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  8. 23 minutes ago, Foosters said:

    Heard about an 8 year old camper at Camp Longhorn who was supposed to be picked up today as it's the final day of term. Her entire family - mom, dad, little brother, and little sister - are all missing.

    Holy shit. I didn't think you could come up with a worse scenario than multiple cabins with elementary age girls washing away in a flood but this might actually be worse.

    Jesus.

    • Like 3
  9. 1 hour ago, South Austin said:

    Aside from the financial hit, it seems like there would be too many painful memories associated with it.

    Just heard that next summer was to be Mystic's 100th Anniversary.

     

    55 minutes ago, HenryJames said:

    San Antonio drivers have never met a flooded street that they wouldn't try to drive across.

    This is true. Back in HS, my best buddy tried to drive us across a low water crossing on George Road in his little VW. Halfway through the car stalled out. We were about to go out the sunroof when he got the engine to turn over and he was able to drive the rest of the way across. The log that we saw float by was actually his front grill. We were extremely lucky to not have made the news that night. Weird connection to this event is that he went to Baylor and spent multiple summers working in the kitchen at Mystic. He met and wound up marrying the equestrian instructor from there.

    • Fuck Around and Find Out 1
  10. Heard from a colleague that authorities have recovered 13 bodies of missing Mystic campers. If true, not sure why that isn't out there with names held back but maybe that will come out in the next PC, which I think is scheduled for 2.

    Still hoping and praying for miracle for Lulu.

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  11. That would be in the low $20s per share.

    Damn that would be hilarious. I know people who were gleefully dumping all kinds of money into Tesla earlier than year. They’ll take a bath on it. (These are not savvy market investors — they’re MAGA dipshits and I’m here for it, even though some of them are friends.)
    • Hook 'Em 1
  12. I have a sinking feeling I will be attending 3 funerals in the coming weeks for girls going into 3rd or 4th grade.  None of the “confirmed” names yet, but no news is bad news right now.  It’s gut wrenching. 
    This post allegedly came from the family, so I give it a pass. But a lot of those names and missing pictures with phone numbers were not from the families. Just an awful situation all the way around. 

    No news is bad news indeed for those of us who wait.
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  13. Based on the information I have been gathering you can expect about 18 campers (not sure if that is plus a counselor or two or includes that number) 
    God damnit. 
    the number for camp mystic is according to sheriff between 23-25 for missing, 

    I fear the worst at this point. I can’t imagine.

    Praying for a miracle.
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  14. Back to not knowing. The person I got this report from said she just heard from the aunt of one of the girl’s my friend’s daughter was with is confirmed dead. They play tennis together.

    Fuck me.

    Now hearing their entire cabin is gone. What that means, I don’t know. Jesus.
    • Rage+1 6
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