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Posted
21 hours ago, HRSchenker said:

 

There's a growing trend of Chase terminating customer accounts and refusing to tell them why. I've probably polled over 250 people in my investing Facebook groups and the one common thread is Zelle. I have yet to hear from someone who had their account terminated randomly that never used it. 

Interesting, I'm really curious about this.  Do you know what they were doing with Chase and Zelle?  Were they receiving payments through Zelle?  I can't imagine why Chase would cancel anything if you were just sending money.  Could it be possible these people weren't maintaining a checking account balance with Chase (i.e. just passing money through) such that it wasn't profitable for Chase?

Posted
6 hours ago, fuggled said:

Interesting, I'm really curious about this.  Do you know what they were doing with Chase and Zelle?  Were they receiving payments through Zelle?  I can't imagine why Chase would cancel anything if you were just sending money.  Could it be possible these people weren't maintaining a checking account balance with Chase (i.e. just passing money through) such that it wasn't profitable for Chase?

Several years ago, I heard that zelle was used for illegal transactions, i.e. drugs. It got popular through word of mouth and of course, people can't keep a secret, so it came under harsh scrutiny. Now zelle is "frowned upon". 

Posted

It’s Apple Pay for everything when I can. Card for anything I can’t. Folding money and coins are a pain reserved for trips across the pond. 

The biggest issue I have with using Zelle is their arbitrary and capricious limit. And that they lie and say it’s $X/day. Except it’s $X/24 hours and that’s not the same thing. 
 

On 10/21/2025 at 11:45 PM, Gil Bang said:

Maybe someday you’ll be a grown ass man, and will be able to tip people appropriately, etc.  Until then, pull out your card every time you need to buy something for 75 cents 

Lulz

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