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bschoolprof

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Posts posted by bschoolprof

  1. 14 hours ago, billfromlaketravis said:

    Will dealerships knock something off if I pay the full amount with a cashier’s check? Or do they not give a shit because they get their money anyway/make much more off of financing? 

    It's been answered above, but I'll elaborate more on the why. Ignoring covid-era inventory-shortage mania, they often make very little on the car sale itself due to competition and price transparency on the internet.  Sometimes as little as several hundred dollars.  They have very high margins on financing: 1) they will often mark up the interest rate from the bank (called the buy rate); 2) they get origination commissions/fees from the bank for facilitating the loan; 3) they often get folks to buy all sorts of shit in the finance office, like extended warranties, tire protection packages, etc., that have huge markups.  Consumers have very little idea what the fair market price of these products should be (because, unlike the car, they've done no research on these items), and the dealers won't quote you the full price, just what it does to your monthly payment, making it sound far cheaper than it is.  Almost all of this can be bought third party after the sale is over and proper research can be done.  Always refuse the shit they try to sell you in the finance office.  

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  2. 8 minutes ago, Js1 said:

    She’s never found a positional home. She’s caught, played RF and 1B. I like her at 1B but then that knocks Stewie to DP, which means you need to get Mitchell in at 3B but then Scott has to go somewhere. So OF in place of Maloney?

    I’d like to see her get more looks there. I love Ashton, especially in the field, but hate slapping, especially straight slapping. 
     

    on another note, it looks like Kavan brought her A game today. 

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  3. 10 runs should be enough to win the game for you, so this is on pitching and defense. I was not surprised by defensive miscues, but i was surprised at the pitching meltdown.  I don't know what was up with Gutierrez. Let's see how we bounce back.

    At the plate, leaving Stewie on the bench in favor of Goode (who has only 2 hits this year against decent teams) was boneheaded, particularly since Goode is not good at 1st (no one is apparently).  In that little league park, you want all the power bats in the lineup you can get.   

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  4. 14 hours ago, atomheartbevo said:

    Speaking of uneven editing, after a rewatch, I was pissed at how Bailey and the other guy being on the run and getting back wrapped up so suddenly.  Those dudes were on the run and in hiding across Belgium, France, and Spain for four months or so, and a lot of people helped them out.

     

    agreed - we got tons of screen time with them in Belgium and whatnot . . . and then bam they're back in England riding bikes like it's nothing. 

    14 hours ago, atomheartbevo said:

    Give me a spinoff series about Westgate, another series about the Belgian and French resistance helping downed American airmen, and another series about the Red Tails/12th/15th Air Force in the Mediterranean .

     

    I'd take a spinoff just on the P-51s getting on the scene to help the 8th.   

     

     

     

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