Texaus
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Posts posted by Texaus
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is this confirmed?
https://financialservices.house.gov/news/documentsingle.aspx?DocumentID=406472
The idea that loan servicers are going to require immediate repayment of everything is absurd, IMO. That would defeat the entire purpose of the relief. Cares act doesn’t specify what the terms will be after forbearance, just that borrower will suffer no penalty, fee, or negative credit report.
I have two mortgages backed by Freddie Mac. One is my primary and the other is investment with 4 rental units. I requested forbearance on both. I am putting aside the mortgage payments and will see what modifications my servicer will make at the end of all this, I suspect they will ask for whatever I can pay, if any, of what I missed and then just extend mortgage term. Important note here: I am leaving escrow accounts(pmi, taxes, insurance) out of this discussion because I don’t have escrow and pay those on my own, if your loan includes an escrow, I wouldn’t be surprised to see your servicer require that amount at end of forbearance period, or set up a separate repayment option for that portion.
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Wife also still sending housekeeper weekly checks without services rendered. I’d be fine with it if wife was filling in for her, but that ain’t happening yet
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Anyone apply for the EIDL loan on SBA site and get their $10k grant money yet? Advance was supposed to be funded within 3 days and I haven’t heard shit.
I sent email to my bank last week asking for relief from an existing sba loan and heard back from bank yesterday that sba is covering payments and interest on that loan for 6 months. That’s niice -
I believe that is bullshit. My reading of the cares act makes it clear that federally backed mortgages require forbearance if requested and lender must restructure without penalty at end of period. You do not have to come up with those payments at end of period.
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At this point I have no idea if RayDog is a bit or not, but either way I appreciate the levity to what is a completely f***ed situation...
That’s what makes it so awesome...it’s not a bit. I think raydog should be doing original content for the site. Whoremonger stuff mainly, but the sciency shit too- 1
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The RayDog updates on this thread are pure gold. Am I confusing you with another poster, or are you a well known, published, nuclear physicist?
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Very nice! I’m a manufacturer of ceramic products. I’ve beat my head against the wall trying to figure some way to retrofit our processes to help, but I just can’t come up with anything. Extruding and pressing clay to make porcelain is kinda outside the realm of any ppe
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I got absolutely blasted for saying the same thing on the old board.
It is not the cleanest way of doing it, but we are talking about power during a disaster, fuck the haters. After Harvey, I wired in a generator to coast house directly to a 240 breaker to power the panel. It was ugly, but worked. Just have to turn off the main and it is all isolated to whatever circuits are in tour house.- 1
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Or just feed everything through a 240 plug installed near your natural gas hookup(assuming you have a generator with a 240 rv outlet). Don’t be an idiot and forget to turn the main off so you do not backfeed the electrical grid. Turn off any breakers your generator can’t handle.
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Dont forget to have a stock of oil for your generator. During extended use, you will need to change more often than you may realize.
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Hard to keep up with this thread. Was there ever any consensus reached on whether to continue the angiotensin blood pressure meds?
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The evidence in countries throughout the far east does not support your conclusion. The use and reuse of masks, which are often substandard to begin with, are almost certainly a big reason why the virus spread has been slowed.
This is certainly not recommended in a hospital setting, but wearing nothing is far worse.
Outside of a hospital, where medical staff need to be protected from confirmed cases( we need them protected 100%), maybe the reuse of n95 masks would really make a difference(what I think your post highlights). The spread of this thing is because an infected person sneezes or coughs on you or something you touch, right? it would seem to make sense to go to any length to prevent the contamination of every person and surface by unwitting carriers. Would it not be effective if everyone was covered up and prevented from coughing on shit? Why not give one mask to every person on the planet and require its use for a month? -
I’m a layman in the med field, but it stands to reaso that if you are around an infected person, every bit of ppe needs to be discarded. It’s contaminated after one cough, no? I’d bath myself in the emergency shower after every visit. Much respect to the med professionals having to do it.
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Yea, I’m getting mine out of winter storage tomorrow. Usually wait until May when water is warmer. I bought wetsuits and decided to hit water early.
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I thought the masks didn’t prevent infection of the healthy? Seem to remember they were only useful for preventing spread of virus when worn by someone who was sneezing/coughing?
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You’re not supposed to that shit when you work from home. Pants are optional
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Nancy Helton is a selfish bitch and deserves a slow painful death from corona virus
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For whatever it is worth, given the timelines we are looking at I have changed my viewpoint on ace inhibitors and arbs such as lisinopril and Losartan. I am discontinuing and keeping on with my chlorthalidone. If you are diabetic or have other circumstances these are different circumstances. I am only considering short term outcome and have home bp monitoring that I will keep close eye one. Sig reducing salt intake in near term.
I take a beta blocker and an angiotensin blocker for high blood pressure. Do those qualify? Why aren’t we hearing about this more, aren’t these drugs pretty common? -
can someone repost that side by side of US and italy numbers? Or any similar time series data?
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The tension is going to result in an impromptu orgy. Or maybe not so impromptu for MP - this is some 4D chess type shit. Well done.
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Bought a bunch of THC vape cartridges to weather the storm and just realized that they're probably not great for keeping lungs healthy. Now what the fuck am I supposed to do.
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Daughter came down with fever. Anyone know how we get testing in Austin?
Believe I saw a post up thread about the first drive through testing site opening today. -
That’s funny. I’m teaching myself ti amo real quick just so I can do this at heb later tonight.
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I don’t know, it was all here when I purchased the property.
Surly Thread of Business Owners/Managers, Etc. & Current Business Climate
in 6th Street Journal
Posted
How is she paid? 1099, W-2?