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Francisco 2.0

Certifiably Surly
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Posts posted by Francisco 2.0

  1. 1 hour ago, T’Boo Ted Marshall said:


    Has to be other factors that increased the rate. They all tout no increased rates no matter what and I discussed at length with Underwriters back in my insurance days.
     

    I have to assume the random late night drives is what bumped it up, along with the 75 she was doing in a 65.  Also, the agent/company was told when she was added on the policy that all she would be doing was driving to/from school.  I figure they marked the policy some way, and the after hour drives were not during school time.

    Either way, the rates have not increased in 2 years, she will be 20 in a month, and I figure that's a minor win as well.

  2. 10 hours ago, T’Boo Ted Marshall said:

    We decided to give one of those telematics devices a try to lower our car insurance rates. We’ve had no tickets or accidents so I just wanted to see if we could get it lower.
    During a 90 day period they measure the times of day you drive(12-4 am is bad), rapid acceleration(not speed) and hard braking.
    My wife says I drive crazy but to me I keep up with the flow of traffic in Dallas.

    After one week she has 8 hard braking events. I have zero.

    When my daughter was a senior, I put one of those on her car.  She has always been a responsible driver, but I wanted to see if it did, by chance, lower the rate.  I was upfront with her; told her what this device did, and showed her that I (and the insurance company) could monitor her driving habits.  I told her not to think about it, and just drive like she had been driving all along.  I also made the ex aware of this, given that A) I paid for the car and B) I alone was paying the insurance and registration on the car, along with the maintenance.  To my surprise, the ex was receptive of the idea as well; I figured she would have screamed something about "spying on our child" to me.

    In the 90 day period, she had zero hard braking attempts.  She may have had 4 or 5 rapid acceleration events.  It was pretty boring; I'd say roughly 3/4 of her driving was 1 mile to school, and then home each day.  There was some "late" night driving, when coming home from a game or other school event (latest around midnight).  Her longest trip in the car during the time was around 25 miles; top speed was 75 or so.  Really, really boring driving history, to be honest, for which I'm glad.

    Rates went up by around $150/6 months after the experiment.

     

    • Like 1
  3. https://www.celticsblog.com/2020/2/3/21121000/report-boston-celtics-interested-in-trade-for-clint-capela-houston-rockets-nba-trade-deadline-rumors

     

     

     

    Quote

    In order to trade for Capela, the Celtics would have to match $14.9M in salary. That means Boston would have to send out approximately $10 million in salary. That makes it a tough match for the Celtics without trading at least one or two key rotation players like Daniel Theis ($5M) or Enes Kanter ($4.8M). Boston could also go the multiple players for one route and attempt to cobble together enough salary with players on smaller deals like Vincent Poirier ($2.5M), Romeo Langford ($3.4M) and several other players making near the minimum.

    Boston and Houston could also involve other teams in the trade, but that wouldn’t remove the Celtics need to send out at least $10 million in salary to acquire Capela.

    The Rockets' primary goal seems to be to collect assets in the form of draft picks to be used in subsequent deals according to Wojnarowski

     

    Quote

    The Celtics have two extra first round picks coming their way from the Memphis Grizzlies (top-6 protected this season, unprotected in 2021) and the Milwaukee Bucks (top-7 protected this season, unprotected in 2021). Boston also owns all of their own future first round picks.

     

  4. Let me guess.

    There will be a moment of silence in the Senate, or some proclamation of some kind voted on.

    Team R in the house will introduce something, but it will get shot down.  Then, the President will tweet that the House is being too mean to a patriotic American who has done "a lot" for this country.

     

  5. Just now, Vic Mackey said:

    He was the OC for Atlanta who did the same thing. 25pt lead with 18min left. He didn't technically abandon it but he botched the end of that game too.

    They were getting 5 yards a run it seemed. And then they went to the pass right after that. Don't get it at all.

    That 2nd and 5 call with around 6 minutes to go was a head scratcher.  Stopped the clock, then had an incomplete on 3rd down as well.

    Two more runs, no first down and they maybe bleed close to two minutes off the clock.

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