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UTPhil2006

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Posts posted by UTPhil2006

  1. 33 minutes ago, Murfdogg21 said:

    I’m a couple weeks late, but major +rep to Phil and Thad at Prodigy for working with me on a refinance that fit our situation. We waited and jumped at the opportune time and took our 4.375% down to 3.99% with virtually no costs and kicked in some cash to pay down the principal a little and further lower the monthly payment. A+ customer service with Mrs. Thad emailing from the beach and they sent the notary to my house at a convenient time. Would take their money again. 

    Thanks bud!  I need to do everyone's closing from the beach going forward

  2. On 12/5/2019 at 12:11 PM, Sandman said:

    I bought my current house in 2013 at 4.5%. I've been thinking about getting a refi but I'm not sure if it's worth the hassle. I'd like to get my loan from my credit union (I have my car loans there and I like having all my shit together in the same place), their current rate for a 30 yr fixed is 3.75. I'm not sure I'd save enough per month to justify the closing costs. 

    .75 is a pretty decent jump down, but like mentioned above it's a matter of how long you're staying in the home.  Also, theres also the option of buying points which again if you're staying in the home a while may be beneficial.  I can certainly run these scenarios for you if you want.  PM/email

  3. On 12/6/2019 at 9:08 PM, 4th&Five said:

    I have an extra signed Tony Gwynn ball you can have. It’s a bit faded though. 

    Oooh yes that's fine.  I'm not looking to resell or anything just more for a collection for myself and one for my pops.  Beers on me whenever.

  4. 35 minutes ago, 52-80 said:

    It seems magic, that our realtor does not proactively communicate with us much.  But when we ask him something, he comes back with good news.

     

    Yesterday a man made an offer on the rental.  He lowered the price just a tad bit.  But his net income is 3x rental.  Very freshly divorced, but im guessing should be lower likelihood of stripper + cocaine party, than the 2 young colleagues.

    Whens his housewarming?  Asking for a friend

  5. 4 minutes ago, babysdaddy said:


    Zetas got fat? They were the best slutty one back in the late 90s. Bet those girls had 7 foam parties per semester

    Ah I totally read that sentence he wrote wrong.  Okay then yes AZD is the fat girl sorority for sure.  I thought he meant the big one like the best.  

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