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UTGrad98

Certifiably Surly
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Posts posted by UTGrad98

  1. Yea I'm looking for the 2024 blast furnace thread because I have some problems with you people and now you're gonna hear about it. I see a high of 88 in dfw next Monday, which last time I checked was still February. I already told my wife we are xeriscaping if we have another summer like the previous 2. 

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  2. I always thought the best time to have life insurance was when you were making all your money. After you have made the bulk of it,  you don't need it anymore. Life insurance in my eyes was always money for my family if I didn't have the time to provide it for them. Now it makes no sense for me to get it. Plus I've seen too many 48 hours mysteries to ever get more than a few 100k on a policy. 

  3. 17 minutes ago, immamac said:

    Limited to 1 minute (technical limits to on, not safety), probably takes even with a super cluster of GPUs at least 15 minutes or longer to make. Probably not worth freaking out about, it’s a showcase of technology. Have none of you seen video games with generated scenes? They look really good any you can interact with them and control them dynamically. This isn’t some far fetched weird take between what’s real and fake, its just a neat demo that makes a moving picture instead of a still like midjourney is doing.

     

    Yea for the next few weeks you are probably right.  Now say the same thing 10 months from now when version 3.0 comes out, let alone 5 years down the road. I will say  I'm  happy with this tech for the new video game I'm making. Cut scenes and what not. 

  4. I just looked at the recent state polls of Wisc Penn Mich Georgia and I am not encouraged at all. Inflation/cost of living is a huge Biden problem where most voters either dont care or dont want to understand inflation was due to COVID stimulus, war and other supply chain issues. As a country, we absolutely deserve everything we get if Trump is elected again.

    My only hope are the polls this cycle arent accounting for Swifties and young pro-choice women much like the 2016 cycle didnt account for hatred, racism and fear from a significantly larger percentage of white people than previously thought.

    Hoping the 18-30 year old crowd votes in greater numbers than ever before is a record Ive listened to many times and we all know how that turns out. 

    "Heil Trump" I guess.

    As a white male, Ill put up the good fight in 2028 when only our votes are counted.

  5. On 2/7/2024 at 9:38 PM, Hornbeliever said:

    I just turned 48 and feeling I’m 5-6 years out from retirement so I built out a retirement excel model for myself.

    I say damn does what you assume for inflation and for average investment return mess with the numbers.  The difference between inputting 3 and 4% inflation is huge, as is selecting between 6 and 7% investment return.  Compounding, yo.

    Anyways, yall put in similar ranges?  Or more conservative/aggressive?

    I said I’d die at 87, 4% inflation and 7% investment return.


     

     

    For me thats why doing something and making at least a little money per year is enticing, post retirement. A 5.5% return vs a 6% return is huge over 40 years. Same with inflation assumptions. To mitigate that risk and offset the difference, making 5k a year putting out Youtube videos for olds seems kinda cool for me. Or renting out a house for the summer, or dog sitting, or something that makes your projected retirement curve infinitely more appealing. When I do my numbers, I normally default to a 3% greater return than inflation and usually settle on 2.5% inflation and a 5.5% return on investment. Right now my curve gives me peace even with multiple adverse scenarios. 

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  6. If you want authentic Mexican,  go to Guajillos. It was a staple for my wife and I when we lived there. She is from Mexico city and swears by it. Its a cheap dive place with no frills, but man holy shit is it good. Be warned, their house salsa is spicy as shit but the best I have ever had. I always would get the gringas for like 4 dollars each but Im a white dude and everyone always said there is so much there better than that. The fideo soup is great as well.

    https://guajillos.com/

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  7. As a couple of others have said here, this seems pretty standard to me. There was a redundancy in positions that are already at scale with Microsoft. They don't need a second hr team, a second customer support team, plus a lot of middle and upper management. And secondly, there was too much glut. I heard they pulled the plug on a survivor game that had been in development for over 6 years, project odyssey. That game must have been a shit show for them to do that. Remember Titan? Its not the first time blizzard tried a new ip and massively fucked it up. Yea blizzard was run pretty inefficiently. And I have spent more time playing the diablo series and world of warcraft than probably any other games I have played. I followed blizzard closely. They are an inefficient mess

     

  8. Fire him at the end of the year. He took Beards stacked team to the EE. I could have taken that team to the EE. CDC did the right thing to hire Terry as it would have been in poor taste to do otherwise. Terry's hiring was not a normal hire where you get 3 years minimum. He got his shot on the coattails of beards team. Now that he is failing, it's time to let the uncomfortable experiment end. 

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  9. The path for Dallas to get to the nfc championship looks pretty good esp with home field. Sf path even easier with the eagles going full suck the last 6 weeks. 

    For the afc, I want to see the browns ravens as I think those afc north games are always slugfests. I don't think any of the other teams give Baltimore any real problems. Kc is not the same team they have been.

    As far as who goes to the superbowl, I'm gonna say 49ers for nfc as no one can touch them. Dallas is gonna Dallas. For the afc, I think the browns upset the ravens and Buffalo comes out of there as long as Josh Allen stops turning the ball over so much. 

    49ers win it all. 

  10. As someone who may be leasing their home 18-30 months from now, this thread is nightmare fuel. Whoever I choose as our property management company better have thought of all of this shit. I guess installing video cameras throughout the house is illegal? Right? Or is that something we put in our contract and the tenants would have to agree to. Or maybe add in a PA system and anytime i don't like what they are doing I'll just get on and remind them to act like normal fucking human beings.  Is that ok to do? As long as it's in the contract ?

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