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bonnieblue

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Posts posted by bonnieblue

  1. 2 hours ago, Skipper said:

    Yep.  The smaller banks and regional banks typically had significantly better customer service and could move quickly so I don't doubt that (although ironically I have had by far the worst experience dealing with SVB from that sector so other than the fact they are hurting all other regional banks I'm not shedding tears for them).  I'm hoping the fed comes up with a solution to bring back confidence to the smaller and regional banks that are just guilty by association.  The mega banks were always slow to deal with before this and I have zero faith they will scale up to meet increased demand. 

    Yep, my absolute favorite regional bank lender got wrapped up in all of this and I really hope they weather the storm. Everything from the counsel they hire to the draw process to communication is just top notch. Dealing with some of the TBTF on the other hand…

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  2. 18 hours ago, Skipper said:

    Even when they actually do have a choice (i.e., loans from non-bank lenders) nobody ever cared who the cash management bank was as long as they would sign a control agreement until last Thurs.

    Somewhat amusingly, the non-bank lenders I work with would typically steer borrowers into using Signature Bank as their cash management bank.

  3. Although cost, time, support etc. are significant factors, I would assume the main thing that birthrate hinges on is the combination of 1) access to birth control and 2) opportunity/education for women. A lot (but of course, not all) of women hate pregnancy (myself included) and don’t want their lives to consist of nothing beyond having/raising children. 0-2 can be doable to have well-balanced lives, but once you get into the 3+ range, the woman is likely going to need to sacrifice a lot of her life to make this happen. My grandmother was a super cool lady - combat nurse and avid sailor. She had 8 children, but didn’t have access to birth control or many options outside of wife/mother after the war ended. She would have much preferred living in the world today and only having 0-1 children.

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  4. 28 minutes ago, Foosters said:

    I'll put the below in spoilers because they're in the game, although clearly not in the show bc Bill's dead:

      Hide contents

    Joel and Ellie actually do meet Bill in the game, but Frank has left Bill. It becomes apparent that Bill remained the Bill we saw in the show during the first 4 year of the pandemic - alone, unwilling to take any risks, content to hole himself up alone. In the game, he and Frank appeared to have a falling out over this issue. The Bill from the game is a mean, bitter, selfish man who helps Joel and Ellie mainly because he "owes them one." Purely transactional. Bill views Joel's risky plan to transport Ellie as a good way to get oneself killed for no reason. Bill in the game is the cautionary tale of what Joel may become if he doesn't find something to love and care for. His only purpose was staying alive. The Bill from the show goes in the opposite direction.

     

    I loved this change from the game as it hits on the thing that always affects me the most in post-apocalyptic entertainment: what’s the point of surviving just to survive? The fact that the embodiment of the survivalist/prepper type is the character to fully-realize this lesson and grow accordingly was absolutely brilliant and lovely.

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  5. On 12/12/2022 at 11:49 AM, henrygandorf said:

    thread bump because (even though i started this thread), i never ended up watching the show as it aired.  instead, i kept it on the dvr until it just fell away.

    now i am in a 1938-1942 rabbit hole and flew through it over the weekend.  the rabbit hole also includes "ultra", the podcast by rachel maddow - https://www.rachelmaddow.com/rachel-maddow-presents-ultra/

    and the newest ken burns, "the u.s. and the holocaust" - https://www.pbs.org/kenburns/us-and-the-holocaust/

    finished ultra, it's crazy.  finished plot against america, and echoed many thoughts on here.  wanted it to keep going.  almost done with ken burns, but as you can imagine, it's heavy material.  it's fascinating how much overlap there is, how many names i previously didn't know pop up in two or all three of these.  also interesting to see similar subject matter attacked in doc, series, and podcast format.

    as for ultra - if you don't like maddow (which i really don't very much), it's still a great listen, so i wouldn't worry about it.

    Ultra was fantastic, great recommendation. We really are just repeating history to an extent every 100 or so years

  6. 21 hours ago, ChuckNorrisActionJeans said:

    Yep, some real RED flags with him. One of his big supporters/defenders has Trump boat parade stuff all over her page. He proposes a new system of review for library books, not explaining what is wrong with the procedure now where librarians are in charge. Ragey stuff directed towards kids at the football games. No demonstrated familiarity with district issues outside his kids' west Austin vertical team. My conclusion: stealth MAGA candidate. 

    Gracias. That’s what I’ve been thinking

  7. Anyone have any info on the school board candidates?
     

    Obviously Toolin (for At Large) is a nut job, but what about Clint Small in District 4? He seems to have a ton of support in the neighborhood, and I like his position on the bond measure, but otherwise his website is extremely sparse/vague as to his positions. His credentials seem to be limited to the fact that his father and grandfather are much beloved and did a lot for AISD, but I’m not seeing much about anything that he has personally done in this area? I’m getting fox in the hen house vibes (which may be completely unwarranted), but would love to know if someone had more first-hand info.

  8. Living in Texas at this point is like realizing that your current boyfriend isn’t just an asshole that you’re too lazy to leave because you share a lease on an apartment you really like, but that he’s also been actively taking out credit cards in your name and cheating on you all over town.

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  9. On 9/23/2022 at 8:10 AM, ohchaucer said:

    We love Westport. It’s kinda a big playground for grownups and an easy laid back family town. Great beaches and boating, the town tennis and golf and other facilities, leagues, etc are top notch. It’s also got a strong local vibe versus some burbs where it’s all just a pit stop in between commutes to the city.

    Has a great arts and cultural community (lots of ex Broadway and arts folks live here) versus the money and snobby feeling that is pretty strong in a lot of coastal CT. And the schools are about the best in the state and that is saying something in CT.

    The only issue is it’s about as far a commute as you would want to have to NYC. I go in 2-3 days a week and it’s about an hour and half door to door. Used to be quicker when I worked right by Grand Central.

    Great info, thanks so much. We’re really into sailing, love the arts and both can work remotely, so that area holds a lot of appeal.

    Incredibly bummed I’m apparently missing the Yeah yeah yeahs by a week. That will be a killer show.

  10. On 9/21/2022 at 1:31 PM, ohchaucer said:

    I lived in New York for four years after UT, then back to Austin and then back to NYC again and then to LA and then back a third and final time about 6 years ago.

    I actually now live in Westport now so the last few questions hit close to home.

    As for October activities near Westport, lots of great hiking and outdoor stuff but it’s kinda a weird time for “activities.” It’s a beach and golf and tennis town so summer is really our prime time. You can do plenty of nice scenic leaf-viewing drives, apple picking, and other Autumn stuff. Some great breweries in the area and Litchfield distillery is a fun time.

    Now, if you happen to fish / fly fish, it’s a good place to be in October - both stripers on the sound or trout in the rivers.

    Thank you, great info. Are you enjoying it there? We’re actually considering Westport a bit down the line if we end up leaving Austin.

  11. On 9/20/2022 at 8:54 AM, lemonlime said:


    Maybe The Blaze Not real close, but in Sleepy Hollow, NY. It’s a giant jackolantern thing and I believe there’s a haunted house nearby headless horseman themed. You can get tickets online, but they sell out early. There will also be lots of kids at the earlier time slots.

    Great idea. I’ve always wanted to check out that area. Many thanks

  12. Loving Bad Sisters so far, great little black comedy. Show is much better than the trailer. Fantastic music supervision and Sharon Horgan is again bringing some Catastrophe energy.

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  13. 1 hour ago, Sawbonz said:

    Yes. I’m one of those people. Several things could have gone wrong along the way for me however and I could have ended up in the other group. That applies to every one on here whether they want to admit it or not

     

    And every one of companies on Wall Street and in Detroit had their terms changed on the backend as well. 

    This forgiveness is good for society, just like those other things were. 

    Exactly. I grew up very lower middle class so I rejected my dream school in favor of UT on a full ride plus stipend. Similar story for law school (less $). I still had some significant law school loans which I repaid promptly. In many ways I put aside my dreams to do the responsible thing. Instead of sour grapes over not qualifying for this extremely limited loan forgiveness here, I instead reflect back on what my life was like during OCI interviews, where hiring for big firms was on life support at the time. I had fantastic grades and was very personable. I also had a good connection with the hiring manager at one of the firms. I got the job, many of my similarly-situated classmates (also great grades and very personable) did not and were given starting salaries that were half of what mine was. I was a fantastic hire, but I was also incredibly lucky and privileged to have that connection. I would take that outcome and salary over the past ~decade over the ability to avail myself of a 10k forgiveness package any day.
     

    Instead of morality scolding the less fortunate, perhaps this is a good occasion to reflect on how often luck plays a tremendous part of our lives and be grateful for our good fortune.

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