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Posts posted by 52-80
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2 minutes ago, MontereyMX said:
who needs money?
the divorce lawyer
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On 3/8/2025 at 6:39 PM, Royale with cheese said:
Agree with this approach 100%, but why limit it solely to NFL players?
Regrettably, very few of us have the money to fuck a different bitch everyday.
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On 3/7/2025 at 3:31 AM, ztejas said:Dear God. This is like Surly's version of the Shroud of Turin.
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10 hours ago, Blotto said:
And I realize that Lidar is a component of a complete system along with cameras and radar. Lidar USED to be prohibitively expensive. That will not be the case in the future when they are shipping on millions of cars. Cars wont be coming to market with those Waymo looking instruments strapped on top of the car. they will be next generation sensors from Innoviz, Hesai, Luminar that are inconspicuous and cost hundreds not thousands. If Lidar provides capabilities that a vision-only system can not meet, a few hundred bucks per vehicle adder isnt going to prohibit the use of the technology. Especially if all auto manufacturers gravitate to a subscription model for FSD. The cost of Lidar can be easily buried/covered by that alone.
Waymo has those roof things because they use spinning Lidars. With 140* fixed angle Hesai units, 4 are required for total coverage. Base case $2k COGS, best case $1k.
That's half to all of their current profit per vehicle. ($55k ASP, 6.5% net margin, 28.5% ETR).
Obviously, they'll sell it with upcharge and subscription, so it's not fully dilutive to the bottom line. I'm just saying additional hardware cost of thousands is really significant in a car, when even in a BMW they scrutinize parts cost of single dollars and cents.
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Im kinda wondering how long until I'm known at work as the deuce monster.
We have fully-closed single-room unisex toilet facilities in the building. The ones on my work floor is always busy, and, frankly, often disgusting. The neighboring floors however house a tiny group of mostly women so their toilets are in tip top condition and always free.
Almost everyday I go in there for a long time and drop some massive stinker. The office walls are glass and its very obvious who is coming and going into the floor, and I just wonder when it begins to click for them that I'm the guy whos stanking up their bathrooms.
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32 minutes ago, Blotto said:
Your second and third points have nothing to do with who is "ahead." In fact there is still some debate as to whether Tesla's camera only approach will be viable to attain level 5 autonomy. Elon bailed on Lidar because of cost, and he wanted FSD in 2016. Its now 2025, Tesla still doesnt have FSD and the price of Lidar components have fallen drastically since Elon made that call. Estimates are that BMW is paying $1K per car for Lidar today. Volumes will be much higher moving forward making the cost difference trivial when new cars average $50K in price
You’re citing unit costs for Lidar. A car would need a suite of cameras to have complete spatial coverage, say 5*$1k.
And lidar cant see colors to read signs and road markings (whereas cameras can infer shapes and vectors from 30fps combo of multiple cameras).
Hence Waymo combines their lidars with cameras and radars for total autonomy hardware cost of some est $50k+.Tesla’s previously vague FSD promises are getting more specific: unsupervised fsd service in austin, and cybercabs are running around their lots (rather than a single static prototype). Its only a few more months till the proverbial tide goes out and they have to show their cards.
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10 minutes ago, Gatorubet said:
I hear you, but if someone loses their employment, $1000 is not gonna get ‘em very far for a whole lot of people.
39% with median $1k savings doesnt mean $1k is all they have access to.
It is not the balance of their checking and savings (“transactional”) accounts
This is money “earmarked” specifically for emergency. And 39% is the bucket of people who earmark less than 1mo income (not expense) for emergencies.
These people cover the 50th percentile in financial metrics, and their financial accounts and non-financial assets are far greater than $1k.
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On 3/9/2025 at 5:34 PM, wackawacka said:
Set up family trust, wills, etc. Legal fees are expensive for what we are doing (e.g. QSBS).
Selling part of the company so we can take some cash out of the business ($10m-$30m). Hopefully, buy a new permanent home but wife just said she wants to live in NYC this fall.
Not a realtOr but i think $20m can buy a home in NYC too.
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16 minutes ago, Biff Tannen said:
Yes I’m aware. I drive a model 3.
The free AP or nerfed EAP you drive is not the same software stack as FSD.
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Dont look now but after going on a 1-month tear, nat gas just dropped 42 cents in 1 day.
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1 hour ago, Gatorubet said:
Almost half of America can’t pay a $400 bill unless they use a credit card. We are essentially a paycheck to paycheck nation. When I dabbled in bankruptcy, I realize it made no difference how much money people made, they were still a month or two away from losing their F250s and McMansion.
That reporting is some cnn/msn/forbes level of slop.
They cited the Fed’s 2022 (SCF) data on transactional account, then mixed in Motley Fool info despite the Fed surveying the exact same question, and then they gave some other supposed Fed number which is actually wrong.
The Fed’s SHED survey reports people feeling *atleast* “financially okay” at 73% for 2022 (much higher than Motley Fool’s 40%)
The question about covering $400 emergency expense asks for cash and cash equivalents, where 63% respondees can do it. The cash equivalent is using credit card fully payable the next cycle.
In fact the report recognized those who responded not paying by cash/equivalents “still likely had access to $400 cash”. Therefore they supplemented the question with what is the size of emergency spending they can handle: 48% atleast $2000, and 68% atleast $500.Having 3x months expense in savings is a choice. 54% can cover it from their “rainy say fund” but a further 15% can “draw on other savings” (69% total). Remember the median $8k savings account figure? There’s a further $26k in median CD accounts, and $150k in median bonds (*excluding* retirement accounts).
Besides the Fed, the CFPB also did a 2022 emergency savings and financial security survey. 39% have median emergency savings of $1000, and 37% have $25000 (mean values are $2k/97k).
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If you handled 4 years of conservatives hating on your car, whats another 4 years of liberals hating on your car?
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12 hours ago, Superhero said:
They are the masters of disguise, able to shape shift, change color, change texture, and escape by swimming or running
And yet they can't escape a fisherman's trap pot
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10 hours ago, Leeroy Jenkins said:
CPAP has changed my life. My sleep study was at home with a thing I put on my finger for one night. No more snoring. Now I hear my wife snoring.
Do you feel a change in restfulness?
In satisfied with my quality of sleep for the duration, but then again ive been snoring since college so its always been the same frame of reference.
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8 hours ago, Ghost of LL said:
Roman pizza is different--it's a very bready crust. Kinda the antithesis of Neapolitan.
Bonci Pizzarium just north of the Vatican a block down from the Cipro Metro stop is fantastic, but you're already familiar with that one.
Its kinda like how good BBQ isnt exclusive to centex anymore. Those other places do good Naples style pies. Just not *that* special. The Bonci stuff floored me because i didnt expect a fluffy square overloaded with a bunch of unusual toppings to be delicious. Complete surprise.
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12 minutes ago, nnm said:
Please watch “My Beautiful Stutter” on Amazon Prime. Such a beautiful documentary.
My immediate team of 11 people represents 10 nationalities, only 1 of whom is a native English speaker (not I!). We communicate in English though, and I don't begrudge anyone for not speaking it perfectly. I just don't see the point of guy doing all of the talking when he's understood by perhaps 5% of the audience.
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There's this really high ranking technical guy in the company who's got a SEVERE stutter--both dragggggggggggging words and rererepeating words. And the company keeps dragging him out to give speeches and talks to big audiences. And nobody can understand a goddamn thing he says.
I'm very sympathetic to people with different accents and language abilities, but I don't understand either. It's painful for everyone to stare at him blankly for 40 minutes, unable to process anything.
Sure man, the guy might be an absolute genius with a thousand patents and great technical advice, but what is the point in making people sit through this stuff? By the way, he's not a 30 year old, he's senior aged, so it's not like they're doing this as a form of exposure therapy to reform his speech; all of this has to be voluntary from him. But goddamn why?
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This is actually not the stupidity of my wife, but the stupidity of her employer.
They ask her to go on a business trip in May. She just booked the trip.
Now they go back and say please cancel the booking, and to re-book the trip in April (Q2), when it likely costs more, because they don't want to recognize the cost in Q1.
Nevermind the trip is like 0.00000% of company financials and etc.
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7 hours ago, cabowabo said:
The real Luftwaffe watches were 55mm, and several thousand dollars now, so that was out of the question. Laco also makes this watch in a 39mm version, but that’s too small for what this watch is pretending to be.
Buyers probably arent pretending to be flying a war plane in the dark of night to need the legibility tho
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13 minutes ago, TonyTexas said:
Trump will confiscate it all to gold plate the White House
Fungibility sometimes be like that.
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So i had no idea about this, but apparently the value of federal gold (eg ft knox) is valued, based on old ass decree, at $40/oz. Thats about 80x below market value.
Which means that the govt has almost 1 trilly in gold, instead of just 10B.
Which is 3% of US Debt. So they got that going for them, which is nice.
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1 hour ago, Girth Brooks said:
People in the new administration have started signaling that their will be some headwinds for the economy and equities. So be ready.
I think their bigger concern is the large amount of short term debt maturing. It's more than usual given previous Treasury management. Need lower rates this year to make it happen. So I think stock market choppy/down slightly this year with continued interest rate drop would be an acceptable trade to them for the next 9 months.
Yeah, Bessent has not been coy on his comments about the stock market.
The heated bond market (as flight from equities and/or expectation of lowering rate in response to economy) is good for the treasury in reducing the cost of rolling over the debt coming due soon.
And theres a gigantic mountain of it due, in part to the recent administrations issuing them as shorter maturity bills and notes.
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Post a pic that makes you lol
in Lulz
Posted
Xavier worthy on the Horns, Xavier worthy on the Chiefs