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52-80

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Everything posted by 52-80

  1. 52-80
    I mean there were 5-10x more native tribes than there are modern nations on Earth, so there is a definitely variance in their cultural constitution. But for sure, overwhelming the broadbrush of recharacterization is to paint that whole more as noble than as brutal.
  2. 52-80
    fucking hotdog buns that are sliced down the middle, they separate in 2 pieces as soon as you even look at them. can someone not make a bun that just carves out the middle for the hotdog? turn the scraps into croutons or whatever.
  3. 52-80
    some years ago before meta glasses were ever a thing, rayban had already had wayfarers with music function. i tried them and they were nifty. listen your music in privacy, without appearing too aloof like when you have headphones in your ears.
  4. 52-80
    Got more SPY 590/580P spread for 2 weeks out 🫥
  5. 52-80
    i really like the idea of Meta RB - ophth said i could use very mild reading prescription if i need - such as to take spontaneous photos playing with my kid. hate that you need to go through facebook platform to get the photos though.
  6. 52-80
    people who never thought a social networking website for college kids sharing drunk pics would grow to 1T, are skeptical they can grow an VR based business. we spend 8+ hours a day on a computing device, 5+ separately on a personal device, whos to say building a digital world is a wrong trajectory. and on the AI end its already a space race of every other tech company, and meta owns massive trove of graphic data, text data, relationship data. paying for all of this is an advertising business rated by actual advertisers big and small as far and away the most effective alongside google.
  7. 52-80
    Zuck is a pretty serious operator. FB looks superficially like a mess of spam, but things like Marketplace is a big hit. Their advertising revenue per user keeps growing and growing, even during what looks to lay people as the twilight period of their primary product. He had already announced 2 years ago about starting a "year of efficiency", and did a big cut then, so this current workforce reduction was coming from miles away. Their operating expenses had been on a steady decline. Since then, profitability went up 3x. They're putting tons of money now into infrastructure for AI and VR, so this will go into offsetting that spending.
  8. 52-80
    UVIX isn't something you want to hold long term. It's an extreme short term hedge, and sub-optimal on any longer timescale because it suffers volatility drag which erodes value as markets stays flats, or , ironically , the volatility (its target) itself is volatile. (UVIX holds VIX futures and as those contracts wobble it'll hurt the rebalancing). If you're skittish, rather than buy hedges, short term rates are attractive to park your cash. <1Yr bond yields above 4% with minimal duration risk, so money market account can give you something similar. I bought SPY put spreads before the new year, "expecting" a come down from santa rally, and those monetized really well. New cash is waiting for end of Q1 (typical lull in seasonality) and settling in of new administration before buying in the market. Also, don't listen to me because I sold off PLTR in 30s.
  9. 52-80
    I own Tobacco (Altria). The business is going anywhere, they print profit, and it just gets pumped out as dividends. Have some energy and utilities and other old-world economy stuff that doesn't have attractive name appeal for price appreciation but they keep rolling in the earnings.
  10. 52-80
    is there any bear rape?
  11. 52-80
    Wait why cant you throw the ball 20 yards
  12. 52-80
    the same way if i came back to UT and beat out bijan robinson: impossible
  13. 52-80

    Gunnar Helm

    52-80 replied to BigHorn'13's topic in Football

    IMO if you clowned all over an opposing player like that and DONT taunt him, that should be a penalty
  14. 52-80
    VY’s thread lasted 15 years since he last wore orange so the answer to this question is a big NO
  15. 52-80
    Hes played with 4 NFL backs: bijan, jb, roschon, keilan; 4 NFL receivers: worthy, whitt, AD, JT…not counting Gunnar who’ll go also. In year 1 all 9 of those guys were on the roster at the same time. Since colts time, theres been a total of 5 offensive players drafted, and thats counting Geoff Swaim. Unfortunately quinn is the teams ceiling, not its floor.
  16. 52-80
    Quinn ewers, one of the longhorns quarterbacks of all-time.
  17. 52-80
    Sam Ehlinger on this team, would he have gone further last year and this?
  18. 52-80
  19. 52-80
    Inside every Texas fan there are 2 wolves:
  20. 52-80
    i have something to confess: i've been watching college sports for a while but i still dont know what a buckeye is
  21. 52-80
  22. 52-80
    Using reinsurance isnt a regulatory requirement. Also, wouldn’t the reinsurance be dampened as they only have a portion of the exposure of the originating underwriters. 10 companies transfer a small slice their risk to you - 1 of them (in Florida) go bust, but you priced it right, and have the capital base to support it.
  23. 52-80
    Yes, sure, and differences in flora and tons of other factors too. I’m saying the differences in human action such as forest maintenance probably is a way bigger determinant in fire spark and spread than the 0.5c or so increase in mean temperature from the last decade+. Like if it starts to sprinkle and you drive 150mph and wreck, its factually true that the road got wetter and is statistically more dangerous, but that wasn’t the main cause of the crash.
  24. 52-80
    Texas has twice the forestry of California and it is hotter every day of the year and the LA area specifically received more rainfall in the last 2 years than it has in over a decade, but whos counting
  25. 52-80
    When insurance companies fail, they get liquidated and go into receivership. The companies owners/shareholders lose all their equity. If they are found at-cause for negligence/misconduct, they are liable for further legal claims. Normally, claimants get recovery through the Guaranty Associations - this is like the insurance version of FDIC. Those funds come from contributions paid out by the insurers themselves, not external “socialized” sources. Many recent examples alone of UPC, FedNat, SoFi, all operating in Florida and going out of business after the hurricanes. None were “bailed out”. UPC actually tried to exit the market but Ian hit them and took them out. Due to heightened hurricane risk, property insurance is very high in Florida….which should be the case in Cali except they werent allowed to.

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