Jump to content

Bozo_Casanova

Legacy Members
  • Posts

    16262
  • Joined

  • Days Won

    7

Bozo_Casanova last won the day on May 6

Bozo_Casanova had the most liked content!

Reputation

37074 Surly 1%

Recent Profile Visitors

The recent visitors block is disabled and is not being shown to other users.

  1. She wants your heart! She wants to eat his children! All praise to Allah!
  2. The first time I saw that list it showed up on the fax machine.
  3. 100% agree. This isn’t a lboth sides” thing. Both parties are bad on the healthcare market. Republicans are infinitely worse.
  4. Sure, but you’ve got two political parties devoted to stopping that.
  5. Fuck yeah
  6. The reverse: We do not have a healthcare insurance system for anyone except poor people, but unfortunately, we sell it at a huge markup to wealthier people. in other words- if you are making 100k-400k, your families is buying healthcare insurance products that are really designed to meet the needs of families making <100k, who cannot afford said insurance products.
  7. For what it’s worth, your insurance broker (or whoever) shouldn’t have created that situation. In a structured designed set of choices, your situation should have resulted in significant savings with an HDHP. In other words, a high deductible plan should always have lower total costs (ie premiums+deductible) than the lower deductible plan in a year where healthcare costs exceed the cost of the deductible+premiums. Otherwise, what would be the point of a high deductible plan?
  8. Agreed. She has real juice and she knows what she's doing. That said, I'm having trouble seeing the play.
  9. PLease don't take offense, but I'm going to repost the exact thing I said before, which you quoted, and put some things in bold. Forcing the entire working population into solutions optimized for "the poor" is a huge problem for the Democratic party in general and was (along with fealty to employer groups) the primary reason they couldn't get ever get healthcare right, not Republican opposition. I said: "It's worse than that. Americans buy the wrong insurance for everything. People should be choosing the highest deductible plans they can afford, because the more they insure, the less they get for their premiums. The worst aspect of ACA is that it eliminated catastrophic-only HDHPs and required all plans to cover this huge range of routine, predictable expenses you should be using an HSA for. Most people at professional income levels do not need vaccinations, routine checkups, or even generic and low cost meds to be "free", but I'm forced to prepay for those things with insurance, which is just a handout for the carriers and PBMs." Insurance is a risk management product. It is simply dumb to require people who CAN afford the group discounted out of pocket cost of routine, predictable events to prepay for them through a middle man. It's like using car insurance to pay for oil changes and tire rotations. The entire point I was making is that people who don't need to pay for things like flu shots on a biweekly installment plan (which is what our healthcare plans make us do) shouldn't have to.
  10. Honestly it sounds like her employer didn't shop very well, but that aside - HDHPs are required to cover a lot more than they should so the difference is much smaller than it used to be.
  11. It's worse than that. Americans buy the wrong insurance for everything. People should be choosing the highest deductible plans they can afford, because the more they insure, the less they get for their premiums. The worst aspect of ACA is that it eliminated catastrophic-only HDHPs and required all plans to cover this huge range of routine, predictable expenses you should be using an HSA for. Most people at professional income levels do not need vaccinations, routine checkups, or even generic and low cost meds to be "free", but I'm forced to prepay for those things with insurance, which is just a handout for the carriers and PBMs.
  12. The medieval type, you mean?
  13. Great stuff. off topic, but I read that about the advertisers and clicked through to the Variety article, which contains this line: Yeah that's not how plants work, Hollywood.
×
×
  • Create New...