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Spankytoes

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Posts posted by Spankytoes

  1. 1 hour ago, bad_teammate said:

    torbush

    The insecure white focus on the meager amount of scholarships given favorably to blacks while ignoring the Rocky Mountain range of obstacles in front of blacks is amazing. The purpose of selecting for minorities, to the small extent it is done, is to account for the TREMENDOUS oppression still being placed on them today. Why is it that so few minorities make the Big Law grade cut?

    Why is it so hard for you people to acknowledge that you live in a society that favors your skin? Why are you so insistent on pretending you've never been a recipient of privilege? it's insane.

    It absolutely happens. Just not at the widespread institutional level that you suggest. There is nothing to support that claim other than a skewed interpretation of the data to fit a narrative. If all things aren’t equal, it must be racism. No, that’s not a logical conclusion.

    Now, are you prepared to admit that just maybe White Privilege may not be the answer to every problem in the black community? That every slight against a person of color may not necessarily be tinged with racist undertones? Black people don’t want me to tell them how they feel or how to solve their problems. So I don’t. It’s not my place to either. But I also don’t follow the narrative that I’m the oppressor and should give their feelings a wider berth simply because I’m white. Reverse racism doesn’t solve the issue either. If white guilt lubricates the pill better for you, or makes you feel like you have the moral superiority over me, then I’m fine with that. I gave up bowing to alters some time ago.

    • Like 3
  2. Just now, David Dennison said:

    Being white helped you.

    I'm not going to feed the troll

    Did it help me get into college? No, being white actually hindered me. Did it help me get jobs waiting tables? No. Did it motivate me to dig myself out of debt and raise my credit score to 800+? Nope. Did it get me my current job? LOL...

  3. 13 minutes ago, Thatguy said:

    It's not as easy as you think.

    I don't think it's easy at all. I have loads of experience in that department. I had to sacrifice my 20's to be a dad to enter into this new phase where I'm going to turn 40 and neither will be living with me anymore. There are no "play dates" for teenage pregnancy. All of my peers are a decade behind me. It is, however, very easy not to buy a $500,000 house and lease a brand new Audi like my friend that is having to put both on the auction block today because she "deserved it". It's not just accumulating wealth, it's managing it smartly for long term health. It doesn't take a financial guru to shun extreme consumerism so others will be impressed at your "success".

    But, back to the original point, there is absolutely nothing in my path that was aided by anything other than pure drive and determination. Where that statement is folly is that I didn't have a negative environment influencing me against advancing like many of my black counterparts may have. It doesn't diminish the fact that it's much easier to go down the other path of acceptance.

    • Like 1
  4. 3 minutes ago, David Dennison said:

    There are plenty of people in this country who do these things and remain poor.

    There are plenty of people that didn't do that and still worked their way out of it. Like me.

    Kid at 19, married at 20. Both wife and I have degrees and great jobs. 1 kid in college, which we are paying for, who is living in the house we own in Dallas. Another kid about to be a Senior living in our house in Long Island and will join his brother in Fall 2019. Cars paid off (A 2010 Town & Country and a 2012 Toyota Corolla) and absolutely no debt beyond our mortgages. We travel the world at least twice a year. Both have a surplus in our 401K accounts. (Well, we'll see what the stock market says about that) We don't spend beyond our means and live more cheaply than we can afford to.

    I waited tables and did odd jobs in my early 20's. I went to college and then law school at night. I saw my car repoed in the middle of the night because I had to choose what I could afford to pay due to getting a DWI. I borrowed $ against a credit card and damn near had to declare bankruptcy. I've had times in my life where I couldn't even visit the ATM because I didn't have over $20 in the checking account. I couldn't even get a secured credit card because my score was in the 600's. My parents were 17 and 18 when they had me, so there wasn't some trust fund either.

    I decided that I didn't want to keep living like that and changed. It can be done. The fact that my skin is white and my name isn't Kwame had fuck-all to do with it. Life is hard. Excuses are for the weak.

    • Like 1
  5. From your hotel, you are a few minutes walk from Grand Central, The NY Public Library (Ghostbuster's library), Rockafeller Center, Radio City Music Hall and Bryant Park. There are a few subway lines there too if you want to branch out.

    No help on steaks in that area. I hear Spark's is good but I've never been there. 

    • Like 1
  6. 38 minutes ago, wildcat09 said:

    One of the most difficult parts of these discussions is the fact that guys like spanky don't realize what they don't know, and are sure that their lack of knowledge of something is proof that it didn't happen. He's utterly unaware of the fact that many prime-grade minority borrowers, who didn't even apply for subprime loans, were nonetheless fraudulently given subprime loans prior to the housing market collapse because those were more valuable to the lenders.

    Actually, that is completely incorrect. If I don't have all of the information, I am happy to obtain it and re-evaluate my position based upon it. If you are handing me a think piece, then perhaps I'd be guilty as charged. If you have a contribution that discredits my stance I'd be willing to look at it.

    The problem with a person such as yourself is that you're always convinced that you are smarter than everyone else. 

  7. 1 minute ago, David Dennison said:

    Hard to pay that mortgage when you don't have a job. I'll let you dig into the numbers on employment and race after the 2008 collapse.

    I'm not following. 

    Are you saying that losing your job, which accounts for some of the stories, somehow affected black people accepting NINJA subprime loans 5 years prior, which accounts for 90% of the stories? And white people were somehow immune from losing their job because of WP?

  8. 23 minutes ago, Catdaddyhorn said:
    1 hour ago, Spankytoes said:
    While certainly not disagreeing with you that it was nothing short of a travesty, what are your thoughts on how black home ownership has improved anything? “Gentrification” and saying a neighborhood has “turned” wouldn’t be real things with adverse impacts on the real estate market if the measurable progress was substantial.

    Black homeownership rates still haven't made a comeback from the 2008/9 credit crisis.

    What ethnic group had the most foreclosures as a result of taking on loans for terms that they couldn't possibly meet? The answer? Depends on how you want to skew the stats. Latinos had 335,950 homes foreclosed on and blacks had 240,020. If you take that as a percentage of the population as a whole, it takes on a whole other dynamic. 

    Why do you think that is? Why are Asians/Indians not affected? Why weren't more Hispanics affected despite having a higher percentage of homeownership but a lower average wage? (Again, bullshit stats because migrant workers drag down Latinos, but it furthers my argument) There are more poor white people in the U.S. than there are poor black people. Yet, the numbers aren't remotely comparable with regards to how many of each race had their house foreclosed on. What's the conspiracy there?

  9. 4 minutes ago, Brian Fantana said:

    The catch isn't agreeing it's a problem/wrong. We can all agree on that. The catch is shrugging your shoulders and saying "lmao fix it yourself blacks".

    Because blacks actively want white people to provide input and solve their problems for them? I don’t think that’s how this works.

    Tell me how I can do my part. More scholarships? Ok, I’m for it. More balance in the workforce for qualified candidates? Don’t love it, but I can live with it.

    When I become a business magnet that can provide these things to 1 person per year out of the millions affected, change is a coming!

  10. 5 minutes ago, David Dennison said:

    It's hard to take responsibility for yourself and your family when are not afforded the same opportunities. One of the biggest drivers of inequality in this country is the inability to create wealth through homeownership. Black people were largely kept out of the home finance market for decades while white America, with the help of the federal government, benefited from a deluge of subsidized mortgages. It is a sad fact of history that black people in this country were denied the opportunity to create the type of generational wealth that white people take for granted.

    While certainly not disagreeing with you that it was nothing short of a travesty, what are your thoughts on how black home ownership has improved anything? “Gentrification” and saying a neighborhood has “turned” wouldn’t be real things with adverse impacts on the real estate market if the measurable progress was substantial.

  11. 11 minutes ago, David Dennison said:

    No, I'm not denying that two parent households are better. I'm arguing that two parent black households still lag behind single parent white households.

    Why is that?

    I know….Racism and white privilege!

    Well, if you ignore things like whether or not those 2 black parents hold viable degrees and are active in the workforce, the fact that whites have a significantly higher number of 2 parent households to bring their average up, the stability of the marriage and environment that the child is growing up in, the quality of education being received, etc.

    Those old chestnuts. Yes, accumulated wealth does play a factor too and blacks certainly have a disadvantage in that area.

  12. 2 minutes ago, Brian Fantana said:

    That is not a true statement, it's a racist dogwhistle. It was debunked by the fucking CDC years ago. Yes, fatherlessness IS a LARGER problem in the black community, but the assertion that most of them grow up without a father is demonstrably incorrect. 

    You can't even approach a discussion on this subject if you're only willing to get your statistics from Fox News.

    I'm not sure if you are parsing words or if you are simply dense. OK, allow me to rephrase:

    Grow up with a father as a member of their household or as a person that financially supports them while under the age of 18. I do not mean that their father is deceased. 

  13. Not really. There's no rhyme or reason to when Southwest ups their bonuses for the card that I've found. There has been some major devaluations with the way you earn towards a Companion Pass lately if that is on your mind: https://thepointsguy.com/news/new-restrictions-southwest-credit-cards/

    The top tier bonuses are 60,000 points for the personal and biz card. You can stack other cards, such as the Chase Ink, on that as well since Southwest is a transfer partner. I fly the LGA-DAL flight pretty much every month since our house is closer to Love than DFW as well. But, I mix AA in there from time to time because I would never use Southwest for international travel. 

    TPG is pretty good with updating the top cards to get. I'd check that or Google for the cards to see if any promos are going on. 

    • Like 1
  14. 12 hours ago, Catdaddyhorn said:

    Kinda funny how a thread about selective enforcement of Starbucks policy devolves into a thread about crime rates and out off wedlock. But then again who am I kidding. These threads always attract those who can't type fast enough inorder to justify racism because absentee fathers.

    This is exactly the type of thing I referred to when I said that statements of fact become racially insensitive oppression against minorities.

    How is it even remotely racist to state a true statement that a majority of black children grow up fatherless? (Pancho’s stats are trash to refute this abject fact) Further, how is it a racist leap in logic to conclude that factors such as poverty, the absence of a stable male role model, lack of higher education and emotional scars may potentially lead to the cycle repeating itself generation after generation when it's a common bond? Lastly, explain how my “White Privilege” contributes into this problem, which factors into the black community failing to advance in society? Could it possibly be the environment created by the community itself or are we sticking with the notion that it just has to be some institutional bogeyman named “White Privilege”? I need individual instances of racism to help fight it with you, not blanket accusations.

    But it’s so much easier to say “Racist!!!” than it is to spend time critically thinking about the issue. Of course, and this is the Catch-22, it’s not my issue to solve as a white guy nor is my input wanted or appreciated. I can’t possibly know what it feels like to be oppressed and therefore cannot have a say on the matter.

    • Like 1
  15. 23 minutes ago, Brian Fantana said:

    Thanks BT, I missed out on this one. I have to ask anyone who says this if they're fucking 15 years old, because people were losing their shit over how the TSA was acting post-9/11.

    Why do you have to ask that? What’s the significance? I was 22. 

    You’re probably right. What do I know about the inner working of the travel industry?

  16. 5 minutes ago, Fozzz said:

    Why are they not taken advantage of at the same rate?  You are just restating the issue, not providing an explanation.  

    You’re asking me to provide a response from the view of a black person. Further, you’re proposing that answer would be blanket across the board. I cannot do that any better than I could explain what labor pains feel like. It sounds like you have a response locked and loaded. Go ahead and release so we can cut to the chase. 

  17. 15 minutes ago, Mojo Hand said:

    But you're the one getting emotional.  You're having an emotional reaction to the concept of white privilege and implicit biases and all of that.  It's not inherently "isolating" to whites.  I'm white; I don't feel isolated or ashamed while acknowledging the racism in our society.   The things you are mocking and getting defensive about ARE how we accomplish it. 

    (And I'm not attacking your personally.  Just addressing your arguments.) 

    Nah, you’re being totally respectful and I appreciate it. Disagreement is good. 

    Emotion cannot be devoid from the argument. Being called a racist when you’re not really sucks. Being the victim of actual racism sucks more. Neither has any place in dictating actual policy though. Racism and acceptance isn’t something that you can force feed or “shame” people into complying with a viewpoint. You act within the bounds of free speech and go from there. For example, no one had an issue with TSA after 9/11. Further, if it means we catch the next shoe bomber, people were ok with getting dirty socks at the airport. Now the government has monotized our ability to go back to pre-9/11 days. The outdated policy, which has been completely ineffective, was reactionary.

    I fucking hate Ben Shapiro, but I’m going to steal his catchphrase: Facts don’t have feelings. Laws aren’t supposed to be PR moves.

  18. 15 minutes ago, Fozzz said:

    If you believe that black people are provided with the same opportunities as whites but still fail, then what exactly is your explanation for that phenomenon?  If you believe it is because "black culture" is defective, then how did that come to be?  

    Because the opportunity is not taken advantage of at the same rate? What are the stats for the number of white kids attending college vs. the number of black kids. Graduation rates and for what degrees? Same question for starting your own business. 

    You are twisting my words a bit. There are plenty of examples of white kids failing. Look no further than the average savings of Americans and their 401K outlook. The top reason for not saving more? I can’t afford to. This is why I say “Privilege” not Privilege. It’s a case by case instance, not an institutional occurrence. 

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