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LCHorn

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  1. I think the construct of the team means they'll be streaky--it wouldn't surprise me for them to get back to .500 and then go on a losing streak and drop back down again.
  2. Sounds very much like you're "asking for a friend" 😉 Dangerous? Over-valued? Nobody knows anything, it's like Hollywood and making movies. That's for the market to decide, particularly for a high value property that might have unique features that might not be known to your business partner. Obviously the danger is that you don't get an offer at asking but it's not like that's inherently problematic for finding the present market value. Most realtors will defer to under-valuing a property because it undoubtedly makes it easier to sell and it'll create traffic. This may or may not maximize sales price (this is one reason a realtor is better than an owner for having a strategy on this). Every property is different and market conditions matter. If I was trying to sell something at $500K, for example, I'd probably a lot more flexible on list because there's tons of buyers in that price range (relatively) and I might have better luck trying to encourage a multiple offer scenario. If, by contrast, I wanted to sell something at $4.2m then maybe I'm more concerned with the perception of exclusivity. Maybe I keep it off MLS, let agents know they can call it a pocket listing. It'll still get out there but I only need one buyer who agrees with me on the value and that's a high enough price that most buyers would be looking for something special (and might feel entitled to it). For example, paying $200 a sq ft premium for a recently remodeled house rather than doing it themselves and saving the money but incurring the hassle. Historically there's a prejudice against properties on the market for an extended period but I think that's gone away. It might have previously meant the house had problems, the sellers are inflexible (or assholes), realtor incompetent, etc., but there's been so much price/demand volatility (hell, just life volatility) post Covid I really don't think a good buyer's agent declines to show a house because it's been listed for 90 days. As far as pulling it back and then re-listing, who knows? Agents see that, it's not like it's a way to truly re-introduce something "as new". Is it wise to hold out for a wealthy person? That depends on how urgently the proceeds might be needed.
  3. “Owned” is a little strong. Had Schumer made reference to Cancun, his jump shot, or somehow slid in the word “Zodiac” it might have gotten there.
  4. If his stump speech doesn’t improve from “Back when I played in the NFL,” then maybe it’s better to keep him off the trail. At least in DC he can claim he’s working.
  5. I’ve finally got an arbitration hearing scheduled for May for my 2023 value, so this hits close to home. Tax value is up 30% over the past two years and the ARB three person panel declined to reduce my land appraisal value because “it would inequitable”, i.e., market data doesn’t support the value increase but if they reduce mine it might be unfair to my neighbors. I would be happy to vote for whoever promises to follow the law on it, which states that market value prevails.
  6. No one has claimed that. They do care about what their parents or grandparents might think, however, and if Texas or OU is offering the same benefit in NIL dollars and mom feels better about OU, then it’s not simply a matter of historical success. Let’s not forget that Baylor has signed lots of guys that could play at Texas for no better reason than their parents perception a Baptist school would be a better place for their boy to matriculate, regardless of their terrible reputation for hiding rape and murder elsewhere.
  7. I’m wasn’t trying to recount the history, however accurately you might have described it. What matters is the perception amongst some African American families that OU opened a door closed to them in Austin, and UT still needs to overcome that perception 50 years later.
  8. I’m repeating myself from other threads but I disagree with this part-I think the hero ball strategy is the most viable to rebuild the state party. Basically, you need a Beto who can win and use that success for a state party takeover. Then you use that to leverage change (or just recruit) at the purple district/county level. Places like the panhandle, Midland/Odessa/Tyler aren’t there yet (if ever) and contesting those races are a misuse of resources. Ezra Klein writes about this all the time but this also needs to coincide with a change in the conversation away from the protection of civil rights to basic management competency, a little like Andy Beshear has done.
  9. I’ve originated several of these and they are indeed AWESOME. Even better if you are eligible to have your funding fee waved. Of note, I’ve not seen an investor (the entities to which we sell the loans on the secondary market) willing to go above $1.5m on the loan side (so effectively that’s the max loan amount), and bear in mind these loans are particularly valuable in an improving rate environment because of how cheap and easy they are to refinance for a lower rate. Its such a great option that when I talk to veteran borrowers we spend a good bit of time mapping out their long term purchase plans-if you have $200k of your housing benefit locked up on an investment property you won’t be able to take advantage of this because you need your full benefit available to go $0 down at prices exceeding the conforming loan limit. In other words, if you are a boot Lt or lance corporal buying a first home in Killeen, it might be prudent to wait to use your VA home loan benefit and use a different loan for an early career purchase (if the intention is to hold onto the property).
  10. Is there another thread for this? At any rate, finally saw it and it was…fine. It has very little of the charm and mystery inherent in the original. It might be a mine that’s just tapped out, or the idea of little girls doing profane things just seems less transgressive in 2024. What’s disappointing is David Gordon Green is a pretty smart dude and would presumably have those same thoughts, so seeing something from him so predictable was disappointing. Aaron Burr himself, Leslie Odom, Jr., is great as usual. Ann Dowd and Ellen Burstyn are wasted and not given much of a character to play.
  11. I'm not sure what point you're trying to make. Do you think we shouldn't be arming the Ukrainians? The middle east isn't exceptional. We should support other nations or people when our interests align and remove support when they don't.
  12. Adding on to @Macklemore, but Iran had established diplomatic and military relationship with Israel and was a non-shooting ally against the Arabs. In fact, it was so strong that even when he was deposed, the Israelis and the Iranian elites continued the relationship through the Iraq war before Khomeini more firmly established his theocracy at the head of the government (bear in mind this means the Israelis were selling US supplied arms to Iran while we sold weapons to Iraq). I don't mean to pick on you @UpperWestside, but when people describe the middle east conflicts are perpetual and immutable, it makes it sound like they are somehow distinct from those in the West. I think part of the perception is it's a place with 2000 years of preserved written history so we just know a lot more about it. There's been huge swaths of time when there was relative peace and I don't think the region appears all that more given to violence than Europe or the new world up to WW2. The whole "death to Israel" shit is Khomeini and is because of his rivalry with the Saudi's for religious legitimacy.
  13. I agree that it has but that’s on sales price, not so much on value. If you have a $700k loan and bought in 2019 you likely have a 3% or better rate and there’s just no way you’re going to spend twice that (plus more on taxes) to upgrade unless you REALLY need to. Removing these transactions has skewed the sales price numbers. Appraisers are still finding comps at higher prices, they just have to do more legwork and can’t depend on 5 recent sales in a 1 miles radius. This was very well put, but it’s not purely out of deference to the buyer or so they don’t get yelled at-it’s because we are depending on the market to fundamentally answer this question of value and the price reached is the best evidence of it.
  14. Thanks, I’ve now spent the past two hours making stupid videos and texting them out.
  15. I think it’s pretty clear the whole “we’ve got intelligence on what you’re about to do” is to act as a deterrent. I think I’m done fucking around with Iran. The revolution has burnt itself out and they are essentially Russia but with more religion and melanin. They’ll persist as an autocratic petrostate trying to export insurgencies as long as we allow it.
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