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ROFL BOX

Burnt Ends
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Posts posted by ROFL BOX

  1. Having been a 25 year resident of Broward County (Fort Lauderdale & adjacent cities), this outbreak hits close to home where I have lots of connections that live within 5 miles of this particular outbreak.

     

    & Where in the Bible does it mention vaccines?  This "religious exemption" bullshit is asinine.

    • Hook 'Em 3
  2. 14 minutes ago, TexMexBuddha said:

    Tapa wapa too. 

    Jar Jar, is that you? 

    7 minutes ago, immamac said:

    Ah never mind they killed it. Probably because the mobile version of the site is so good it’s pointless to have an app. 

    SayWhaaaat?.jpg

  3. 3 hours ago, Tylerocks said:

    I think the roofing industry has a reputation problem.  My short stint with a company didn't do much to change my opinion.  the hard-sell/door-to-door/storm chaser aspect isn't for me, but I understood it and it works when pursuing insurance jobs.

    What I didn't anticipate was how much the clients were looking to profit off the insurance claims.

    I wont mention any names (don't bother sending a PM), but I have had 3 Shaggers who were on this track.  Additionally, there are customers who see that final depreciation check & get dollar signs in their eyes.

    It was the Storm Chasers who were throwing out ""free roof" back when deductibles were $ 500 & it didn't take long for homeowners to get conditioned to "I get a free roof"; word got around fast.  Then insurance companies saw the ratio of claims going up & *poof* insurance companies started with 1% deductibles to put more of the financial burden back on property owners.

    Far too many homeowners think of a roof as something insurance has the exclusive responsibility to pay for when in reality, outside of a covered peril (high wind, hail) this is a homeowner maintenance issue.  I get people consistently who filed a claim for a tree rub & while that's not the insurance company's responsibility, if they had not wasted the IC's time it wouldn't raise costs across the board.

    We all need IC's to remain solvent so when valid claims ARE filed the ability to be paid appropriately is there.

    • Hook 'Em 1
  4. @CleverNickname, call around to the pawn shops on 183.  I think there are maybe 3 within reasonable distance from you.

    Also, have you considered maybe a metal cap for the hole?  Keep rain out (I don't know what your current cover is like)... & what are you doing for overall "attractive nuisance" issues re: kids?

  5. 12 hours ago, Bevo&Pevo said:

    Somewhere I saw a huge sign stating, "not paying your deductible is fraud".  IIRC, it is over on Spring Cypress Road in HTX. 

    99.9% correct.

    If there is any recoverable depreciation to collect, then there IS a requirement to show proof of deductible being paid prior to insurance sending out the depreciation payment.

    I have extensively discussed this in one or two other threads here on Shag².

    https://statutes.capitol.texas.gov/Docs/IN/htm/IN.707.htm

      
    Quote

     

    Sec. 707.002. PAYMENT OF DEDUCTIBLE REQUIRED. A person insured under a property insurance policy shall pay any deductible applicable to a first-party claim made under the policy.

    Added by Acts 2019, 86th Leg., R.S., Ch. 1099 (H.B. 2102), Sec. 1, eff. September 1, 2019.

    FOR ALL APPROVED INSURANCE CLAIMS, “Texas law requires a person insured under a property insurance policy
    to pay any deductible applicable to a claim made under the policy. It is a violation of Texas law for a seller of
    goods or services who reasonably expects to be paid wholly or partly from the proceeds of a property insurance
    claim to knowingly allow the insured person to fail to pay, or assist the insured person ’s failure to pay, the
    applicable insurance deductible.”

     

     

  6. Didn’t ROFLBOX steal another poster’s truck? Whatever happened with that situation?

    Let's get something straight & I do mean 100% accurate here:  I never "STOLE" any truck & after fully paying for the vehicle have NEVER received the title. 
    This shit has to stop.
    ● Did I drive through some tolls?  Yes.
    ●● Have I been given a total for any of that? No.
    ○ ○ Keep in mind that if I had been able to register the truck in MY name (i.e. had the title) this would not be an issue.
    . . . . . . .
    • Was a parking citation issued (that I never knew about because apparently someone took the ticket off the truck windshield?) ALSO  Yes.
    •• Have I been given a total for that? No.

    ☆ This bullshit about "theft" of the vehicle absolutely has to stop. ☆

    1ee66dce7d2ecb8ac2165e307a6314ce.jpg

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    70ce9fe70f32ad62e6cce7f79723876e.jpg



    • Hook 'Em 2
  7. On 2/14/2024 at 4:21 PM, LW Goatman said:
    Yes, that is what I'm going to do...but I'm wondering how this scam works in that it looks wholly illegal to me and this guy was just openly shopping the option as all on the up and up. 

    You know you knock on every door and eventually you are going to hit that guy that may report you, and as I understand this is criminal. 

    From 2019, Texas state law expressly prohibits this "advertising credit" stuff.
    https://www.tdi.texas.gov/tips/tdi08072019.html
    The law also specifies the exact text, font type & size that has to go on our contracts with this wording:

    Quote
    FOR ALL APPROVED INSURANCE CLAIMS, “Texas law requires a person insured under a property insurance policy
    to pay any deductible applicable to a claim made under the policy. It is a violation of Texas law for a seller of
    goods or services who reasonably expects to be paid wholly or partly from the proceeds of a property insurance
    claim to knowingly allow the insured person to fail to pay, or assist the insured person ’s failure to pay, the
    applicable insurance deductible.”

     


    I have been out of commission with some sorta flu or covid this past week & would have responded sooner earlier had I seen this thread & the multiple referral tags.
    I will send you a PM; we have completed a few Shag roofs in the past year (in addition to the many others over the +15 years of HF / Shag / Surly).  [mention=1107]gsoda3[/mention] , [mention=1671]dieucla98[/mention] are two recent projects.  As to the deductible, you are required to pay that however there are various upgrades & improvements we will do for your project & that all will depend on the specific possibilities for your project.

     

  8. I don't recall if we have any Physical Therapists in the group, however if we do - please comment:  One of the best things you can do for both your parent & yourself is to go to a PT appointment & ask the PT to show you the various methods of patient transfer, assisting in getting up from a wheelchair 9lock wheels, swing footrests away or fully remove, get wheelchair closer to the transfer point) or regular chair, moving up higher in the bed / roll to side & partially remove sheets / roll 189 back & then remove the sheet - repeat to install a new sheet, how to get someone off the floor when they are mostly cognizant but not able to assist much, how to transition into & out of vehicles that are different heights / door swing capabilities, etc.

    Back in the early 90's, I was a Physical Therapy Aide in  hospital setting & was instructed on all of these things because I was the person going to a patient room & bringing them down for whatever their PT needs were & then taking the patient back to their room.

    These lessons have served me well both to assist the individual in need AND to save my back / neck, etc.  Back around 8 years ago, I was able to assist a nearly 300 lb. person who had tripped.  Just me.  Scooped them up like I was a bantamweight bodybuilder.

    Focus on your body position, their body position, foot position for both of you, arm locations (where on their shoulder or neck or under arm you place yours), how to instruct them, a countdown on what you're going to do & how you intend to do things so they know what to expect, etc.

    There is far too much to explain in a Shag² post & I'm certain there are YouTube vids available however nothing beats physical 1:1 instruction.  This ain't a tutorial on how to change oil or thread a needle.

    Last night I assisted the RN @ Mom's rehab facility to get her moved higher up in the bed (one on each side) & about an hour earlier I transitioned her from the chair into her bed - easy peasy with experience.

    • Hook 'Em 1
    • Like 2
  9. Dateline: ~2010 (or something like that)
    Location: Wells Fargo, Addison.

    Go in to cash a customer check for something like $ 6,000⁰⁰.

    Teller : Oh, if you [with a check written against WF] do not have a WF account, you will need to see one of our banker associates 1st.

    Me, knowing there will be a $ 4.00... maybe $ 7.00 fee: "Sure, let's move along here & gitt-er done."

    "Banker associate": "Hi, so..." looks @ I.D., looks @ check, reviews payee info on computer... then spends 5 minutes asking me all sorts of script questions that are supposed to induce me to open an account & on every turn, I politely say "No, thanks... only here to cash this today so I can pay my crew.

    No.

    Nope.

    Nyet.

    Nah.

    Nu - uh.

    No - no - no...

    Really, I simply need to cash it so my crew can get paid; they are waiting."

    Eventually she says "Well... maybe you should just go & cash this with YOUR bank as I'm not going to be able to assist you."

    & I find another WF branch that is maybe 1½ ~ 2 miles up the road & while I still had to "see the banker associate", this one accepted my 2 "No" answers & then walked me to the front of the line & handled everything smoove.

    I may have even posted that tale back on Shag¹.

  10. IDK... How DO they not see it???

    Maybe something further down road that has a similar color scheme??

    That shit not only looked fatal to the riders but also their bikes w/ a possible headset crack.

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