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Skipper

Burnt Ends
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Posts posted by Skipper

  1. 14 minutes ago, C-Man said:

    What is the Dwelling/Coverage A for your home currently? We don't have many North Texas solutions for homes under $1M. I have a "middle market" expert in our Plano office, who might be able to help on under $1M properties. It's pretty much Safeco (owned by Liberty Mutual -- and 99 times out of a 100 more expensive than LM) or Travelers these days. At least for $1M+ (even more so on $2M+), we have potential solutions in the "high net worth" marketplace. The coverage and claims are substantially better so at least you're getting a better experience for your insurance dollar (it might be a few more up-front dollars but you'll get much, much more on a claim with these carriers than you would on middle market or direct writers).

     

    $878K.  Although I somewhat question whether enough coverage with appreciation and current construction costs.  I think would sell in the $1.2MM to $1.3MM range.  Rental property coverage lower at 421.

  2. I've been with Liberty for all of my insurance for 15 years.  They are also fucking me across the board with 50%+ increases.  Currently have primary home, rental property, car and umbrella coverage with them.   Located in Dallas.  Has anyone had recent success shopping coverage with an insurance company that doesn't suck?  Liberty was "just ok" on home coverage when I had major damage in a 2019 storm.   They were fine on auto when car was totaled in same storm.  But certainly not married to them.

  3. 19 minutes ago, Wulaw Horn said:

    but this whole things is D U M dumb. 

    The entire industry is fucking dumb.  Hopefully this helps but I remain skeptical.  It absolutely has been a consistent violation of antitrust laws.  And all the asshole realtors work together to make sure to limit the market if anyone isn't playing their rigged game.  It's all they know and I highly doubt this settlement will change that aspect.   I bought both my houses in relatively 'cool' markets making it clear my purchase offer would reflect no buyer's fee and had numerous agents refuse to show me a house if I wasn't represented.  Then it was beyond obvious when I tried a FSBO with a buddy with MLS putting the listing up that the local neighborhood realtor mafia blackballed my house and I had very few showings.  I rented out my house which ended up working out fine.  But it's a shady business with 90% of the Agent's largely incompetent and adding little to no value.  

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  4. Caesar's is a dump.  Stayed there 2 years ago for the first time and forever and has been my least favorite place I've stayed.  The rooms need a complete overhaul.  Bellagio, Palazzo, Wynn, Aria, Cosmo, Vdara, Waldorf all better options.  Hell - I did Paris for a night when I was in and out in 24 hours for a game last year and I probably preferred it to Caesars.

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  5. Going to be an interesting next 3 weeks for division race.  The Jets will make up all 3 games they have in hand while the Stars get a little more rest.  After games on 4/1, each of the 3 contenders will have 7 games left and all will play each other.

    Taking my son to the game tomorrow night.  Should be a good one.

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  6. I've basically adopted the strategy of never listening to any HL sports or sports related segments other than Stars, maybe Rangers or Klatt.  Sometimes the Mavs segments are tolerable.  But anything that is football related (other than Klatt segment) or pretty much any other random sport is auto tune-out.   I've learned that strategy is what makes dumbass Bob and Corby tolerable on other segments.

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  7. On 3/5/2024 at 8:44 PM, mr. sunshine said:

    Second only to Ohio State as far as shitty fans go IMHO

     

    Have to circle back to this.  I have no love for ND but it was a great pregame experience (then they kicked our ass). Cool campus.  Friendly tailgates.  Basically the complete polar opposite in every way compared to the hell hole known as Columbus.  Would absolutely go back to South Bend if we play them again.  You couldn't pay me to go to fucking Ohio State next year.  Fuck that place and I'm still pissed this series was ever scheduled.

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  8. 5 hours ago, C-Man said:

    I was *this* close to bailing at 6-3 but general laziness and not finding much else on other channels won out. Then Stankoven scored. Hmm, interesting. Then Wyatt got one and it's game on. What a finish. 

    I turned off at 6-3 and last thing I registered before falling asleep was a Stars app notification of goal cutting it to 6-4.   I thought for sure too little too late.   Was pretty shocked when I saw final this AM.

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  9. Anybody got a link to a cheat sheet for less batshit crazy republicans?  I'm an independent that will be voting D in the fall (outside of some local races in Dallas) but not following any of this closely outside of obvious vote for Haley to the extent I vote tomorrow.

  10. 2 hours ago, UT_OB1 said:

    Yeah. Whether someone is renting or owning, things are going to break, and it just takes time to fix them. If you’re not willing/wanting to be the asshole then it is worth it to hire someone to tell a tenant to stfu about something like an AC unit in February / March. 

    Yeah, it's not that I'm not willing to be an asshole, more like I've got a real job so at times would be nice to just not have to deal with it.  Particularly if they place tenants for you at a reasonable price.  My current tenant still have about 6 months on the lease so not in a hurry but may start looking into it over the summer.

  11. 54 minutes ago, Longhorn_Fan68 said:

    it's now or never, honestly. Benn and Segs are in their usefulness twilight and clearly the pipeline is humming. If Benn is going to win a cup with the C on his chest in Dallas, this is probably the season. We're set up for it, now we just gotta do it.

    Think there is still a solid multi-year window regardless of those contracts.  But the Tanev trade makes this year an actual possibility to the extent things mesh as expected.  Obviously probably in a better position to answer this question at the end of the regular season. We all know anything can happen in the playoffs (see Boston upset last year), but with the playoff format, winning your division certainly helps your odds significantly.  Last night was pretty big for those chances as if we would have lost in regulation, the math starts getting difficult with not much room for error.  But now we have the hardest stretch of the season behind us, trade help on the way, and the next to easiest schedule in the league remaining.  Win the games you should and you would think in a good position heading into playing both Avs and Jets last week or so of season.  Also closing out with 4 at home is nice. 

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  12. 4 minutes ago, closetojumping said:

    How much did you lose?

    Luckily not that much.  Only a couple hundred.  On that bet at least.  After a decent Sunday night, it was a pretty poor night of gambling all around on Tues.  I should have let the Horns overachieving and Stars underachieving act as a sign that maybe the house had my number and catch up on sleep, but proceeded to hit the tables late night after a client event instead and paid for it.

  13. 22 hours ago, Brisketexan said:

       In order to try to level that field, we need to DELIBERATELY LOOK FOR AND TO minority candidates.  No, not without making sure that they are qualified.  But to make sure that they aren't missed. 

    I don't disagree with a lot of what you wrote.  But as it relates to large law firms specifically which is generally the context of your post, I'm pretty confident "qualified" (i.e., minority students that meet a class % cutoff (without considering any DEI goals ) are not being missed).  I'm pretty sure a non-asian minority student in the top 10% of their class at a decent law school can write their own ticket and name their preferred employer.  That almost certainly wasn't the case 30 years ago when the individuals being celebrated per your post were going through the hiring process but it is now.  I have a lot of hot takes about the law firm hiring process and its massive flaws because I don't think there is strong correlation between law school ranking, class rank, race and/or gender that results in someone being a successful big firm attorney.  What you need are smarter than average pure grinders without egos and those candidates exist across all backgrounds.  For example, I'm pretty sure I've yet to see an ivy league law grad, that has come across our practice at least, that was a great hire.

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  14. 2 hours ago, Parliament said:

    It’s Hamas’s only play that has a chance.  Get enough dead babies in CNN and hope for the best.

    It does appear Hamas has no desire for a ceasefire and the above is in fact their strategy.  Not sure Israel has done a great job of making this clear on the PR front.  

  15. Anyone have a rec for a good property manager in Dallas?  I've handled myself for the past 6 years but getting tired of dealing with tenants directly.  Latest issue (daily complaining about taking a few extra days to get AC unit installed due to part having to be ordered) has made me start thinking it might be worth it to outsource.

  16. 4 hours ago, yoladu said:

    Also, to my recollection.. let's say they extract 15 eggs during the procedure. the doctors attempt to fertilize all 15 eggs, but after the blastocyst period before implantation, some are deemed superior, others not so much. I am not sure what the typical ratio (of good to bad) is or the criteria upon which each fertilized egg is evaluated, but they definitely cull out the bad ones and don't try freeze those.

    are discarding the "bad" ones murder too?

    This is exactly why they are pausing planned procedures.  They are being advised there is potential liability for ordinary course IVF decision making given this ruling. This isn't just an issue of a patient potentially no longer having the ability to "discard" currently frozen embryos.  It raises liability concerns about discarding embryos when there is a 0% chance of a viable birth.  Of course, the clinics/hospitals may also be facing liability for pumping their patients full of hormones and charging thousands only to now be forced to tell them "Sorry, your cycle is cancelled".  There will absolutely be lawsuits flowing that direction as well.  It's a mess.

    For those that haven't been through this, it's not like an elective surgery that can just be postponed.  You have an extremely short window for a retrieval.  It's unbelievable what these patients are facing and I have no doubt their doctors are also distraught and disgusted.

     

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