Jump to content

Spur08

Legacy Members
  • Posts

    793
  • Joined

  • Last visited

Posts posted by Spur08

  1. 54 minutes ago, Nice Guy Eddie said:

    My completely non-medical opinion is that some doctors take the lazy way out by giving you a prescription because patients mentally feel relieved to have a prescription or cynically, it's purely defensive medicine.

    There are studies that show an increase in patient satisfaction scores (HCAHPS) with a patient receiving a prescription drug after their visit.  Some allege it's one of the main drivers of the opiod epidemic.

    • Like 1
  2. 11 hours ago, TwiceHorn said:

    The solace is, eat salet, have dressing, just make sure it doesn't have a ton of sugar in it, a lot do.

    Shoot, easier said than done.  I'm one of those people that just cannot physically eat salad - my body doesn't process it well and it results in painful digestion (think the gut bomb of eating 100 hellfire wings).  I really would like a salad every now and then, but it damn sure isn't worth that amount of pain.  I had a discussion with my GI about it and his simple response was "some people just can't digest lettuce"

  3. 1 hour ago, woohorn said:

    Spur08 you probably are in a high deductible health plan, so you could still make deductible HSA contributions (before 4/15) to help soften the blow. Then you can just pay for your hsa eligible expenses outta the tax deducted money all year.

    That's a good idea.  Also, I've maxed out my 401K but my wife's acct is not maxed. I assume I can do the same?

     

    I should also probably get clarification - is a $1 contribution to the HSA/401K a $1 reduction in tax liability?  If not, is there any vehicle that is a 1:1?



  4. Yeah, I don't think borrowing from the IRS is really a good idea.  Vinnie just breaks your kneecap.  The IRS takes everything you own.
    That said, how do you not notice a huge jump in your paycheck deposit?


    True.

    As I said before, I maxed out 401K contributions so it wasn't a massive over the top change from looking just at the deposit.
  5. 16 hours ago, DalTxHornFan said:

    IRS Form 9465 is your friend.  You are gonna incur some underpayment penalties due to your screw-up, but all of that plus your tax liability can be balled up into an installment loan from the IRS at the sweet rate of 3% per year.  Just about the cheapest money out there.

    Quote

    Penalties for Unpaid Taxes

    The IRS charges a daily compounding interest rate equal to the short-term federal funds rate plus 3%, calculated on a quarterly basis. In addition to the interest charged, the IRS will also assess a failure-to-pay penalty of .5% on the unpaid balance each month or part of a month up to a maximum of 25%. For taxpayers who file on time and are on an installment plan, the penalty decreases to .25% for each month the installment plan is in effect.10 The total penalties and interest can easily add up to 9% to 12% per year, and taxpayers must be prepared to pay this amount in addition to their principal balance. For this reason, taxpayers are strongly encouraged to make more than the minimum monthly payment whenever possible.

    Yeesh.  12% sounds rough and definitely not cheap.  Sounds like I should bite the bullet and use savings?

  6. So I am in quite the pickle.

    Last year, I owed a decent chunk of change come tax time.  To remedy that situation, I maxed out my 401K contributions and decided to withhold an additional $100 per paycheck (so, M-3, +100).  I submitted the information to HR/payroll via our dumb ass portal and let it ride.  I made the incredibly foolish error of not double-checking any of my paychecks, at all.  I cannot describe how pissed I am at myself for that - lesson learned.

    Why am I pissed might you ask?  It turns out, Payroll changed my withdrawal to only withhold $100 for FITW, total.  As I'm starting to do my taxes this year, I'm finally seeing the chickens come home to roost and wondering why I have a $13,000 tax bill.  I take a closer look at W2s....what the hell.....and realize, "FUCK"!

    I'm in the process of getting this all corrected, but I'm wondering what my options are.  Of course, this is my cross to bear, so Payroll isn't going to give a fuck and isn't liable for anything (nor should they be, I suppose).  $13K is a lot. I can pay it in one lump sum but I don't want my savings to take that big of a hit at the start of the year.  Are payments an option?  Do I have to pay interest if I choose that?  If so, what does that typically look like?  File an extension and withhold a fuckload more - does that do anything?

     

    HALP!

  7. We're all mid 30s w toddlers/young kids who bleed us dry. Game trips is an option. We're all alums from different schools so UT centric stuff might be out unless it's my year. I like national park ideas but hungover hiking might suck.

    I gotta ask, wtf is in pampa? Not sure if it's a joke or not which probably means it is? And typical gilbang with dicks on his mind.

  8. Some buddies and I were talking about doing another guys golf weekend and, since one of the guys doesn't golf, the conversation turned into another idea.  We discussed having an annual guys trip where someone selects the trip and we go through a rotation.  That way we don't get stuck doing golf trips every year with the one guy who only wants to spend money on golf every chance he gets.

     

    I was trying to get some ideas but, when I googled it, all that came up was stupid shit like "guys trip to Italy, trek the Amazon, spend the night sleeping on a volcano."  Don't get me wrong, I like a good guy's golf or Vegas weekend, but I'm looking for some other ideas that we can consider.  Budget wouldn't be huge $500-$1K for the weekend, probably sans travel costs.

     

     

  9. Interesting timing. My brother wants me to smoke a huge boar ham...or whatever cut it is but equivalent of a ham. I've heard bad things about wild boar meat. Is this going to suck? Any recs of how to brine and smoke it?

×
×
  • Create New...