horn4life
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Everything posted by horn4life
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Yeah probably right. I used to keep a stack of 11 rice tickets in my truck visor, that went unused and unsold, back when I had a bunch of seats. As that season we did lose I think to Arkansas ironically. 2003. Had to go back and look it up. So yeah no losses might be harder than I think. But I was trying to give away those tickets that sat in my visor to anyone who could do a single pushup... So my perception might be jaded. Sept 6th 11 am kick for SJSU and UTEP at 3:15 on the 13th? Those games might be turkey basting levels of heat? Or Sept 10th is the peak of hurricane season. So the I imagine those will be the best chances to get tix.
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On the plus side seats will be readily available except for ARK and Ag, for non-season ticket holders.
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Well glad I only had one covered call on my PLTR going into yesterday. It's at $162.5, but still a decent return in a short period of time, and a downside hedge had things gone poorly. I was actually worried about the market not shrugging off the removal of accuracy in the BLS but no worries, GREAT numbers are on the way... no matter what! The problem is how do you time a crash in advance? It may not be for months, but I am glad the bad reality was washed away yesterday so I could profit. AI is rolling and propping up the overall value of the markets. And increasing the bottom line for companies, but it won't help most businesses overcome the overall effects of the the Trump tax tariff pretend math isn't real policy. I am scared shitless for when the lemmings realize momentum swings both directions, and that lies about the economy are now the norm for the Trump Administration. (That's the case now, but realizing it will take a while to catch up). Well, they will all be racing to their laptops and wondering why stops did not execute until a price farther below the mark? When the fantasy obscure numbers begin more and more to disagree with reality, but that will not be enough. It will most likely be a violent correction once the tide turns. Hell I am riding the tide too. Only I should have been a lot more riskier the last few months on the upside. But I am wary as shit about what will actually happen over time. ---------------------------------------------------------- And... I didn't even know @ChickenSandwich was vying to become Trump's new nominee to the Fed! Dow went up 4.70% in January, and in the Dow is up 3.83% for the year. That's areally, really, really good job by Trump! 😉 Just look at this chart....
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All Encompassing Mortgage and Real Estate Thread
horn4life replied to UTPhil2006's topic in Business and Markets
The numbers come with a +/- 100K jobs deviation when issued is what I heard yesterday. Which I did not know as I am not that far into the weeds on the numbers. What's scary firing people for not making things flowery and rosy, even if they are not. So what way is that gonna skew the numbers? Or will it just be, "only upwards revisions from here on out" or... You're fired? The Fed can't fix bad policy that creates both inflation and a drag on the economy with rate moves. It simply can't. I still would not be holding my breath thinking we are gonna be getting a full point reduction in mortgage rates any time soon. Only an economic meltdown will bring that. I doubt you will even see a point before February unless the Fed decides it loves accelerating inflation. Just as I predicted last Fall, Trump's policies are inflationary for pricing, and produce a drag on the economies of both buyer and seller nations. The lucky thing is the AI surge is masking part of the drag. And massive pre-ordering has masked the tariff tax inflation. But the math will be very, very clear over time. We are doing some stupid economic shit if we want a booming economy and low interest rates. There was a path to that, and it got obliterated. The "date the rate, buy the house" mantra has ultimately been a tough row to hoe. One or two year rate buy downs are going to start biting people in the ass. They will not be able to refi at the rate they "were sure was around the corner." So it's either dump the house at a loss, or pony up that extra 1-2% that evaporated with the buydown expiration. It was logical to hope for lower rates, as hope is always optimistic. But when you add a 15% average tax on imported consumables, that will cause inflation and keep rates high. History says housing appreciates over time, so you should be able to make up that point and a half in appreciation if you can handle the monthly payment. When I think about folks that got loans with expiring rate buy downs combined with what may be endless insurance rate increases? You start moving towards folks being forced to walk away. On the bright side, the RE downturn is going to continue to flush out a lot of marginal players in the market, from the lending and agent side. When you add a 40% increase lumber in a single year into the mix? Lumber futures $696.50 Friday, the day after Trump crushed Biden in the debate June 28th 2024, that number was $481. So very inflationary correct? Homeowners insurance rising rapidly, also very inflationary, correct? This thread is not going to have a rosy outlook until perhaps Fall of 2026, so hunker down if RE is how you make your living. The blame the Fed, blame the jobs numbers, blame somebody, anybody, other than who is responsible, is going to become a very popular mantra as Trump's policies come to fruition. 696.50 -
This is what I am afraid of. And what the Fed is afraid of. I wanted to buy a bunch of August 1st PLTR calls, but was nervous about the report and tariff implementation on. Going to be interesting to see how the market reacts. I am especially interested to see PLTR earnings, against what is going on in the market? I'm conflicted as I think they will report well. But good news on a potentially down day? Who knows. Yeah the underlying AI data trove. I was surprised it shot up so fast but honestly even more surprised on the retreat after the advance? IF your bet is the data, then that did not change. So oversold. Nice premarket move. You good call got me looking at options on the steep rise. selling Sept $200 calls @ 15.50 looks lucrative as well on those shares. As these big bounces usually pull back a little naturally. But always nice to see one of your tickers on biggest gainers of the day!
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It will be interesting to see the jobs report this morning. It looks as if the kick the can down the road on the stupidest economic policy ever implemented if you want low interest rates to pay for a masive increase in debt from the Big Beautiful Bill is going to be fully implemented. Or, will as the market reacts, does the usual TACO trade stand ready to step in as usual. How many detailed signed deals have we gotten thus far? We do have assignment tariff tax rates, not deals. I assume that as the impact of this stupid economic policy comes to fruition, and 30 year interest rates push past 5%, the "real problem" will be that interest rates are too high at the Fed will be the administration drumbeat. Now if the new policies wipe out job growth, you should examine what was inherited vs what was produced in Trump's first term. A shit ton of debt, and less job production as income concentration moved to the upper classes. ESPECIALLY compared to what he inherited. I expect the same this go round. The difference this time is that Trump will become less fearful of a bad response to Fed Chair removal as his policies begin to erode the US economy. And somebody has to be blamed? Not the policies... What has been interesting to me is the benefits of AI on profits and the willingness of American companies to mostly eat the tariffs. That was the real benefit of the TACO uncertainty, companies did not want to raise prices if they were not going to have to pass on the costs. Now we may get an awesome jobs report, and then that further makes the Fed making no move. But inflation is coming. And the tariff tax burden will be mostly felt by the middle and lower classes. It's an interesting time we live in. The good thing to remember is that if things really tank, TACO will come back. It's just that you and I will not be sitting int he WHitehouse profitting bigly from knowing the timing of the TACO trade? OR... IS TACO DEAD?
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Texas Recruiting Notes 2026: Boulevard of Broken Bagmen
horn4life replied to texifornia's topic in 🤫$9.95🤫
That was so nice of her! Much better, than saying her other guy is better in bed... -
Senior Citizen Issues - Assisting Your Parents
horn4life replied to ROFL BOX's topic in Can You Help Me With This?
All valid points. and up the street has been usually that way for a long time before things go downhill. That's how it was for us, we were just geographically the closest, and for a couple years I got nervous when my phone rang at dinner thinking we needed to race back home to pick up her father after a fall. It was messing with me, as I had been begging them to move to an independent/assistant living. As I was having dreams of standing over him, and us looking into each other's eyes knowing his hip was broken. Sort of PTSDed me a little. But who else you gonna call? They got to see a ton of our kids from the proximity and those are probably some of their fondest memories. You know, I think simply asking if you can help (genuinely) the primary care giver in some way? It's like a lot of jobs. Folks just would like the occasional pat on the back and a little praise. I think the emotional burden is what weighs, and a thank you, or just recognition of your efforts helps a lot. Keep you chins up. Good Karma is coming your way. -
Senior Citizen Issues - Assisting Your Parents
horn4life replied to ROFL BOX's topic in Can You Help Me With This?
To both of you guys- Yeah it's often a one sided road unfortunately. Though it makes you wonder WTF would happen if you were NOT there? Would that sibling feel compelled to step up? Or just let demise occur and go about their business? I would like to think the former, but actions often lean heavily toward the latter. On a brighter note, took Dad out to lunch yesterday, and had a nice time jsut visiting face to face. We talk constantly but I need to make more of a concerted effort to see him more. I am trying to finish off his house remodel a couple hours away so drive time talk is our norm. But my MIL is terminal now, and it made me realize I need to get in more face time. While he is still with it. Like I was telling my wife and sister in law the other day, you sort of just have to be in the moment, when you know they are dying. Similar to how you need to be when a parent has dementia. You can spend time trying to force them to find the right word, name or place, or you can just go with it and try to enjoy a moment. Endlessly talking about "how do you feel" isn't what you or they want to spend their short time on. Just sit down and try and have a nice visit. It's simple and it means so much to the old folks. -
I honestly thought the market would get a bounce out of the deal on certainty. Who knows... But 30 year pushing 5% is no bueno, but I would be surprised not to see a little bump of some kind today? But WTF do I know.
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Well the bond market agrees with you...
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Senior Citizen Issues - Assisting Your Parents
horn4life replied to ROFL BOX's topic in Can You Help Me With This?
When they have the means and your time is being robbed this early in the process you need to sit down and have a tough love talk. We love you, but I can't allocate 15% of my free time to you for the next 30 years. Right now your time IS MONEY, and you do not have an endless amount of either. Especially when you are trying to allocate for your own retirement/demise. You know simply acknowledging the efforts of others in life is one of the easiest things we can all do. And probably one of the things we simply do not purposefully act on nearly as often as we should. What's hard to understand is the ability of a sibling to not chip in time or money and allow one sibling to shoulder all the burden. Usually, for some reason, that neglectful sibling becomes very engaged if there are any assets post death... -
Haha - I was going to mention that as well! That cover and a James Bond shower scene in Thunderball when my Dad when took me to the Downtown Houston Loews theater in Houston as a 6-7 year old? probably permanently perved me out. 😉 But I love hearing all those old songs from my parents adult child rearing era. Amazing how many song on the charts in the 1960's were related to movie soundtracks. I highly also recommend the A&M records documentary, "Mr. A & Mr. M: The Story of A&M Records." It shows the type of musical environment that allowed a great like Mangione to flourish and collaborate. It's on a couple subscription services but worth a watch. Here's a Herb Alpert Freebie documentary I found that started to suck me in. I still love a full band with some trumpet and sax... always will...
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Yeah I grew up listening to Herb Alpert and the Tijuana Brass in the 60's. That music is fundamental to my soul. Mangione sort of became the next herb Alpert for his time. And Mangione being on A&M records meant Herb was gonna get a slice from his talent as well. Mangione got so much airplay Feels So Good almost started to annoy me, but it's a great song. And the man can certainly play! RIP. I did get to see Herb Alpert a couple years ago at the Paramont Theater during covid (where I got it actually). Really enjoyable show, as its multimedia and historical in it's presentation. The guy is practically a billionaire and what gives him the most joy is still performing and playing that horn (beautifully still.) Whenever I am Surf fishing in the early hours of the morning, you will always hear my playing Pandora's mix of Herb Alpert. I am gonna really be upset when he passes. As that will truly be closing a door on my childhood...
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Texas Recruiting Notes 2026: Boulevard of Broken Bagmen
horn4life replied to texifornia's topic in 🤫$9.95🤫
I got pulled over, with a 6 pack of Lonestar about 5 hours after I got my paper license... And I remember by neighbor buddy yelping... "We weren't gonna drink it!" The same buddy who insisted we go into the undeveloped area a cop was just coming out of, to meet some of his buddies. Cop made me pour them all out before letting us go. I poured about 1/3 out of each beet and dropped them on the ground. Cops followed us out, I doubled back 5 minutes later and chugged the remaining beer in those bottles. I still remember the cop shaking his head at my paper license, and half smiling. Probably the look I shot my buddy when he siad "we weren't gonna drink it" may have saved me. I forgot about that one... But I gotta admit, I like talking tickets and police interactions a lot fucking more than listening to the pussy ass whining we were getting 10 days ago.... -
I honestly did not really know about PINS until if bought a foreclosure in Flour Bluff to remodel. Worlds slowest flip as I called it, back in 2018. I had always fished Port A, but the more time I spent in North Padre the more PINS came up, and my daughter was wrking at REI and she added me to her annual park pass and I was bitten after that. I just love the steeper guts between sand bars and the clear water. It's amazing the difference in water clarity a few miles down the bend can be. There is a LOT more trash and washed up shit, but that's part of the adventure.
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To do this was the whole reason I bought the trailer to begin with. How far down on PINS is this out of curiosity?
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All Encompassing Mortgage and Real Estate Thread
horn4life replied to UTPhil2006's topic in Business and Markets
and Open Door is up 159% in the last week... -
You need to go down and fish the jetty nubs of the old fish pass to your north. Depending on the wind, one of those jetty's are likely holding a lot of bait. It's old school big block granite at the tips and you need to be careful with your footing. I honestly did not know it was there until a couple years ago, but now is a go to fishing spot for me. I talked to a guy that made $1000 on memorial day getting mullet off the same rock for hours upon hours, and having folks come haul them off. SO the bait if often there. AND I am pretty sure you do not need a fishing license in Texas state parks to fish! I am actually gonna go take a look at my rig this AM. Hoping that the roof held through all the torrential rain after a year+ of being parked. Praying I don't get some moldy funk smell when I open the door.
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I can see it, but I can really hear it... After Cooper makes another punishing, soul breaking run to finish another victory, the is a deep rumbling noise from the fans. Coooooooooooooooooop..... Coooooooooooooooop....(think of Conan the Barbarian where "Doom" is chanted by the faithful. Welcome aboard Derrek. I have a feeling you are truly gonna leave a mark. And not just in the back of safety's pant...
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Senior Citizen Issues - Assisting Your Parents
horn4life replied to ROFL BOX's topic in Can You Help Me With This?
A couple of things since we are again looking at Hospice, but for my MIL. She has inoperable colon cancer and is turning 90 tomorrow. Or more accurately the surgery would likely kill her one way or another and her quality of life would be greatly diminished for what time she has left. Had a big party for her and all of the kids and grandkids were there who were not sick. So it was a great weekend of celebrating her life. And a special thanks to Caroline at Camino Real off 183 who went above and beyond helping us put this together. They were always wonderful to my inlaws, and just wanted to give them a deserved tip of the hat. But back to Hospice. My wife was basically the hospice nurse for her father and do to some terrible decision making by her mother all the burden was on her from the medical side of things until they got Hospice at the last minute. My wife this go round wanted to go with some folks that have ties to Christopher House so there is an environment she will not be managing so much at the very end. One of our concerns was that for quality of life my MIL would need blood transfusions. And we were concerned that transfusions might not be considered part of their care program. Well they are! Thankfully. On the dementia side of things the medications are only good in the early stages. I also think that if there is a choice to make a move to independent/assisted living with a memory care unit early in the process that is perhaps one of the best decisions that can be made. IF you find the right place. My wife is a Nursing Home Consultant Pharmacist so we thankfully know what is good and not so good in Austin. For example I think that my mother's life and quality of life would have been extended at least 6 months to a year had my folks moved into independent room she and my father would have become more of a part of the community there. More importantly whenever you do move a person with dementia, the are going to deteriorate with that move. Do to the change and unfamiliarity. Whatever percent decline this is, is greater in the latter stages than in the earlier stages. So in my case both my parents could have moved in independently and them when my mom became unmanageable for my father a move to a room downstairs where she had already been visiting would not have been at much of a decline. Anyhow there are not good choice, and all we can do it try to do the best we can, with the information we have. And unfortunately (or honestly fortunately) most of us don't have a lot of experience with end of life. But it's going to come for all of us, that's for certain. So do the best you can for your parents, and look forward and try to prepare things for yourself to make the process as easy for your kids as possible if you have them. God bless you all, and keep doing what you have to do. -
Negative Recruiting Your Own School: The aggy Screenshot Megathread
horn4life replied to texifornia's topic in 🤫$9.95🤫
In fairness... that's a pretty low bar right? Since the Football team has won 4, 2, 4 and 5 (cue moronic Kyle Field SEC! SEC! SEC! SEC! Chant) SEC games in the last 4 seasons... -
Welcome U.S. Economy the Game! Until one day, the TACO retreat just doesn't go as planned. But PLTR just keeps roaring. I have a feeling like MP they have booked a lot of US government business but haven't reported it unlike MP, or OKLO. I also have always thought the long play on PLTR was the fact they have been operating AI in the more secure environments that exist, and I think the private sector will find that attractive. Unfortunately I am not leveraged to the gills this run up.
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Texas Recruiting Notes 2026: Boulevard of Broken Bagmen
horn4life replied to texifornia's topic in 🤫$9.95🤫
This is the definition of how my sister helps... All Gas , No Bra Akes -
Texas Recruiting Notes 2026: Boulevard of Broken Bagmen
horn4life replied to texifornia's topic in 🤫$9.95🤫
Shock... Surprise... We just landed another badass.... Our fate is not lost in the bunged up panties of summertime hysteria. I fucking hate to self quote, (and you can freely neg me for that) but you complaining hand wrining pussies with your panties up your fucking asses every God Damn Summer!!!! I see these naysayers and whiners as the sad kids of summer. Just never quite figured it out. It's about pools, pussy, and the smell of fresh cut grass with your windows down and the A/C blasting... I sort of have a feeling that our summertime whiners missed that part of life...
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