
horn4life
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Texas Recruiting Notes 2026: Boulevard of Broken Bagmen
horn4life replied to texifornia's topic in 🤫$9.95🤫
Its summertime, so for some the panties ride up a bit too snugly as they pace back and forth wringing their hands. When discomfort could simply be relieved with a gentle tug of perspective on their bunged up panties. Now that I have addressed the incessant drone of summertime whine... One of the things that I think is fantastic about the guys we have on campus is that despite they are bonding in a manner never before seen at Texas, we have record academic performance from record talented group of players! Herman departed with a 2.33 GPA average, this Spring the GPA average is 3.31! One of the hardest things a coach does when they take over a team is try to "change the culture." You hear it time and again. As at first the new head coach is usually forced to add lead motivator and lead disciplinarian to their coaching duties until they can indoctrinate enough upperclassmen with their culture to take over the motivation and disciplinary roles. Look at WTF Sark has done! He now has upperclassmen that can lead both on and off the field. The upperclassmen now are the disciplinarians, and motivators, they hold the newbies to a hgher standard. A standard that has been passed to them from Sark and they have bought into. The bottom line is that you have to not only be an amazing athlete to get a fat NIL check from the University of Texas, you have to have the right sort of mindset, attitude and smarts. I love that Sark has chosen wisely kids that realize that academic performance is important!!!! The main reason I think smarts are important? Because smart kids tend to be able to see past themselves. If you cannot see past yourself, then you can never truly create the sort of team every coach dreams of. One that sees itself as a collective with a common goal, rather than a collective of individuals with personal, then team goals. That's how you end up with a kid like Arch Manning, willing to let his personal aspirations take a back seat to perhaps obtain a greater team goal. And smart kids... are a lot more likely to understand success takes a lot more than simply very talented individuals. It takes individuals dedicated to a goal greater than themselves. things like personal development on and off the field are what makes pinnacle goals like National Championships possible by building the "right kind" of team. SO... whenever we miss out on a guy I always wonder what all the dynamics are. Beyond simply writing a check. Because at TEXAS, we can write all the fucking checks we want. But it's the kid beyond the physical talent that will determine the quality of your team in the coming years. And tight now we have both the most talented, and smartest team we have had on campus in a while. So relax! Finish out your July 4th weekend, and pull those wadded up panties out of your ass if you are one of those. We are in a good place recruiting, and a good place with this team from a talent perspective. And we will continue to be, as long as we keep handing our shit the way we have been. And if we miss out on Freshmen, we simply move to the transfer window. All we need do now is keep on this course... and very, very, very good things are ahead. Hook'em! And prayers to all those in the Hill Country whose lives have been turned upside down by this weekends tragic flooding.- 7483 replies
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All Encompassing Mortgage and Real Estate Thread
horn4life replied to UTPhil2006's topic in Business and Markets
And I say to the next offer... Multiple offers... which is not a lie! -
For me seeing a 2.7% gain in a month, and and average of .45% increases for 5 months has nothing to do with politics. It more my confusion with the glee of a pace of 6% annual returns that has me scratching my head. Back to even... is not political, it's math. Hard to say tariffs (political) are not a big part of the uncertainty, so yes, politics are necessarily part of the calculation. But simply stating that we are not going to have the deals promised is well, is simply accurate math. This market could still run more, as FOMO and TACO are powerful forces. If you jumped in when the market collapsed, then you are kicking ass. But would you be jumping in bigly now looking forward? I would say that the most likely probability, is that the members of this administration have made more money in a shorter period of time than any in our nation's history. What would be most useful is to knowing the timing of the retreats on tariff policies, as that is where the real money has been made. Unless you shorted before liberation day, like me. it will be interesting to see how it will all play out. I certainly did not think the TACO trade would be so consistent. I really thought the administration was going to stick to it's guns more. I will be very curious to see if tariff tax rates, indeed do bounce back to liberation day, for all those who do not have signed trade agreements? Or will it be another episode of the TACO series? Seems like the market is betting on TACO pretty strongly.
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I thought this was the tread where markets are falling? The excitement and glee that is getting back to where Biden handed off the market is indeed fascinating to me. You would have thought that the market actually had risen dramatically? I definitely lost some of my unreal early gains betting against Trump's tariffs, and the taco trade has been very strong. It will be interesting for me to see the number of trade deals that will be on the books after the July 4th weekend? But you will most likely not hear much talk from the administration on actual progress, beyond proclamations of success with unsigned deals. The S&P closed out January up 2.7%, today the S&P is up 4.96% for the year... so kicking ass right?
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Texas Recruiting Notes 2026: Boulevard of Broken Bagmen
horn4life replied to texifornia's topic in 🤫$9.95🤫
Welcome to the doldrums of Summer and the Dotards of Doom.... -
Texas Recruiting Notes 2026: Boulevard of Broken Bagmen
horn4life replied to texifornia's topic in 🤫$9.95🤫
Not sure about the Longhorn thong... but still want! -
All Encompassing Mortgage and Real Estate Thread
horn4life replied to UTPhil2006's topic in Business and Markets
Low ball offers are written because somebody can write them. As you can never get a low ball offer accepted unless you spray them out into the marketplace. It's purely a numbers game, and yes it wastes the listing agent's time. As the percentage of acceptance is ridiculously low. But the hope of the asshole writing the offers is that someone is desperate enough to take that lowball offer. And I would think it sucks to bring low ball offers back to the owner of a newly listed property that you have consulted the owner in setting the best possible price for the property to sell (in your professional. As who wants an offer they are not going to accept? But as the listing agent it's a cross you have to bear. I guess my optimistic logic would be that it's better to be the listing agent most of the time than the sellers agent, if you are going to be on one side or the other of writing low ball offers. Of course if you get a slew of low ball offers because the market is slow... that might drive me a little nutso. Along with the seller. But hell. I think I should be able to shoot the tires out of any 18 wheeler that drives more than a mile in the passing lane on the freeway. So my nutso level is maybe a tad higher than some. -
I am pretty sure the time frame roughly matches as the period of time A&M hasn't been forced to pay the annual salary of two head coaches? 👍 😂
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Like a normal person... 😉
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Well, now we get to see the least qualified Secretary of Defense ever confirmed in action! I wonder if Pete has the awareness right now to realize how out of his depth he really is?
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That's a nice shot. Thanks for letting me live vicariously! Hook'em!
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Which hand do you touch yourself with? That defines your "handedness..." But if you lost that hand... you WOULD adapt!
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All Encompassing Mortgage and Real Estate Thread
horn4life replied to UTPhil2006's topic in Business and Markets
I wonder how the proposed elimination of FEMA will influence the price of real estate and insurance costs for the RE industry? -
All Encompassing Mortgage and Real Estate Thread
horn4life replied to UTPhil2006's topic in Business and Markets
Not sure I never get that far in. That's the problem. You try to find bliss and you lose business, or other important calls. I have had some very odd spoof numbers lately with the same repetitive BS. With old people its a numbers game of this sort of BS. Eventually somebody's mom or dad gets confused and gets ripped off... if only there was something that could be done about it.... Honestly I could give a shit now about live folks repetitively calling me, it's the fucking endless non-sleeping AI bots. -
All Encompassing Mortgage and Real Estate Thread
horn4life replied to UTPhil2006's topic in Business and Markets
Just wait until you close in on 65... I get about 15 calls daily, about "the new Trump administrations changes to medicare..." I'm not even on medicare! But fuck, the number spoofing is mind blowing... And yes it's about folks selling your information. Why the fuck can't our government make unwanted solicitations a crime with enough penalties to stop the endless bullshit. It's the best part about going offshore or off grid. No more fucking calls that I do not fucking care about. -
It's impossible not to. Tariff taxes on imports cannot be absorbed by manufacturer and US importing company. Unless you think all companies have a shit ton of excess profits they can shed to absorb the new tax. Ultimate whoever buys the product will absorb the majority of the cost increase. It's just math. Market will indeed take off like a rocket if there is no inflation. But we are going to get both unemployment and inflation. And the Fed will simply not know which is the bigger shark until more data comes in. Unless brutal unemployment numbers can overwhelm inflation concerns... hopes for Fed, or Bond market pushing rates downward is a bad bet.
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It's all about the "dark arts!"
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2021 - Is inflation finally back in the conversation?
horn4life replied to Reagan1k's topic in Business and Markets
My point is that folks with less liquidity have less means to ride out volatility when it spirals downward. I am just very uncertain that bitcoin truly insulates against it moving along with the markets downward if things go really bad? I just do not think it is a as decoupled as some assert. I have watched it decouple to some degree for certain. And the uncertainty of US fiscal policy in combination with the potential of the US government embracing of bitcoin. it seems to me that the possibility of the US embracing bitcoin is as much responible for the rise as any other factor. Or am I misreading this timeframe? As I have not been closely following at all. -
2021 - Is inflation finally back in the conversation?
horn4life replied to Reagan1k's topic in Business and Markets
So I did not know who Lyn Alden was, but got into an interesting bitcoin conversation yesterday. The scarcity aspect I can buy into. And the fact that so many people are spending big bucks to mine it, shows a investment in bitcoin future. But my question is: Is bitcoin truly decoupled from the dollar? Does a stock market/economic crash send bitcoin in the opposite direction than the markets? I can't argue with the math of something increasing in price, especially in the last 6 months. The argument of the similarity to gold I understand, but my big question is the youthful ownership (generally) could make is just as susceptible to steeps selloffs alongside US stocks. Simply as young folks are always in riskier assets, and also have the least deep pockets, so the downsides can be steep. I see the upsides, I just want to be convinced more about decoupling. -
2021 - Is inflation finally back in the conversation?
horn4life replied to Reagan1k's topic in Business and Markets
She hates a second "n" in Lynn? -
2021 - Is inflation finally back in the conversation?
horn4life replied to Reagan1k's topic in Business and Markets
We will not have any inflation, and the big beautiful bill does not add to deficits. Also companies take tariff taxes out of profits and therefore consumers will not pay a dime extra! That is all... 😉 Wow... I have never channeled my inner Mike Johnson before.... Sort of fun to say a lot of shit you know isn't true! -
Isn't A&M's slogan sort of acceptance of mediocrity, with a dash of eternal baseless hope....
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"If You Think It's A Scam, It Usually Is"
horn4life replied to ROFL BOX's topic in Can You Help Me With This?
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For the love of God. If you are going to watch Steel Magnolias you watch it WITH the wife! You don't throw away those good behavior bonuses on your own damn time!
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"If You Think It's A Scam, It Usually Is"
horn4life replied to ROFL BOX's topic in Can You Help Me With This?
AI is a game changer here. You have the ability to spoof all sorts of numbers. I get a minimum of 10 calls every day trying to sell me something, enroll me in something, save me from some emergency, whatever. But the new wrinkle I just saw this week was that somehow their AI engine spoofed a Soccer association I used to be active in. Not sure how they got that info, some BBS, or tournament registration material online somewhere? Anyhow, pretty fucking sophisticated. Got me to answer. $13K in gift cards for a friend of ours Mom. The folks at the bank tried to stop her, the folks at HEB tried to stop her, but nobody could stop her from throwing away that $13,000. Then later the daughter of the same woman got scammed into thinking there was some unauthorized activity on her moms account. I think she gave them remote access? $26,000 poof! Luckily they were very liquid and losing $40K was not a big deal. IF there is ANY time urgency, it's always bullshit.
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