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Archer

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Everything posted by Archer

  1. Another option to avoid big RMDs is to do Roth conversions early in retirement. Say you need $60k to live, you could pull out $81k to top off to 12% bracket and put the extra $21k in a Roth. If you are looking at big income after RMDs kick in it could be worth converting into the 22% bracket.
  2. Variety in retirement accounts is always good so if you have the cash to do a Roth its never a bad idea. Converting your traditional to Roth is a much trickier question. You will have to pay taxes on the amount that you convert i.e. if you convert $100k you will owe taxes on it as income depending on your tax bracket could be up to $37k. The question is do you expect to be in a higher or lower tax bracket in retirement if you expect to be in a lower bracket converting now makes no sense unless you just want diversity to hedge your bets.
  3. A few weeks ago I found out my dad is in prison when my wife went to verify his address to send a Christmas card…
  4. Google maps of 15th and Eastern. Speed limit there should be 35 or 40. I’m not sure what the right punishment is but going 100mph in a residential area and killing a kid on a bicycle probably deserves more than counseling and a deferred sentence.
  5. This shit annoys me to no end. I will usually leave them in the lobby for an extra 5-10 minutes after the appointment time out of spite. +/- 5 minutes is my acceptable window. My brother is in the show up an hour early club, we have started telling him the event starts 30-60 minutes later than planned.
  6. Archer

    Yellowstone

    Entry fees. The futurity this next week cost $2,777 to sign up. $2,500 is entry fees. It looks like they have about 600 horses signed up so somewhere in the $1.5 mil range from entry fees alone. https://nrhafuturity.com/2021/futurity-conditions.pdf I
  7. What happened to Beeper? All of his post are gone. Who is going to feel the role of WTI sunshine pumper to keep me holding all of my O&G stocks hoping for a payout?
  8. Archer

    Gym Pet Peeves

    DB floor press is awesome for this. Gives a physicaL stopping point so you don’t accidentally over extend.
  9. Archer

    Yellowstone

    West Hollywood shootout. Did Beth’s tits get bigger or just a better push up?
  10. ESPN getting in on the fun this morning
  11. Archer

    NBA 2021-2022

    At least somebody has
  12. Archer

    NBA 2021-2022

    I’ve tried to explain that to my wife but she calls bullshit.
  13. Andy Stumpf’s podcast is my favorite listen right now, it’s interesting hearing him and other SEALs talk about the SDV guys and how much they did not want that assignment and how crazy they are. One of his guest the past couple weeks was SDV and it was a good episode
  14. Shaggin wagons instead of nap pods.
  15. Mega Backdoor Roth would be eliminated this year. The normal $6,000 rollover backdoor roth has 10 years until it would be eliminated.
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