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UTPhil2006

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Everything posted by UTPhil2006

  1. This. Plenty of small hard money loan requests I come across
  2. With builders I always use the same analogy/example since it's usually younger borrowers thinking they're getting a steal. I tell them put their arm out straight. If they're offering an incentive over here (price, rate, flooring, etc) I push their hand down and their elbow goes up. If they're moving something down over here they're moving something up over here. They're not in the business of giving away money. Usually they'll get me on rate because they tie incentives into it and the contract so a few times I'll still win it but more often than not I basically just say go ahead and close with them, make your 6 payments and call me and I'll refinance you.
  3. Quick eyeball test: not credible
  4. Eovaldi 3/75 back to Rangers
  5. After what Fried got today makes even more sense to trade Fram
  6. Let me know where you can find these suckers willing to take some of those deals.
  7. Maldonado next a la Jake Taylor?
  8. Yep 3B or 1B just choose one and spend.
  9. Spend the money on Alonso and then piecemeal 3B til Matthews is ready
  10. If you're gonna sign Bregman better make that higher offer quick.
  11. The Yankees heel turn on Bregman is going to be hilarious as they pursue and/or sign him. They'd blow Altuve given the chance.
  12. Honestly looks appropriately priced for inside/location/lot size. Maybe they don't have the means but I would have sat on that another couple years.
  13. Whatever price it is, that thing is badass
  14. Did we trade Pressly in that scenario?
  15. They have razors at the duty free shop just saying. 😜. But yeah jobs came in higher but in that sweet spot where the 10 year is down .03 so far finally breaking through the 4.15 number we kept shying away from since the beginning of October.
  16. Get Derek and Michelle out and let's rock and roll this final. 4 strong dudes 4 strong girls.
  17. Damn the Giants SS just retired like 3 weeks ago
  18. I mean if Chandler really wants to be histrionic might as well add Grienkes 12.5 mil
  19. That was awesome.
  20. Whenever the article opens hit reader the top left corner then show reader and wallah there's the story
  21. 1) Mr Cooper likes servicing (I'm guessing you started with UWM, they purchase a lot of UWM loans) and are built for it vs the bigger lenders (UWM, Quicken, NewRez) just want to do the initial loan and package and sell them 2) I don't have a data point on that but I would assume so. They are sold in large batches. Again with the bigger lenders they have more stringent standards vs the non QM lenders that do 1 year tax return deals, bank statement programs etc that come with higher rates.
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