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UTPhil2006

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Everything posted by UTPhil2006

  1. Wait why is @McNelly jealous?
  2. Conventional it drops off at 78. Usually just a phone call and a desk review on those. In 2013 FHA switched to MI for the life of the loan so the only way out is refi to conventional or pay it off.
  3. They gave him his meds?
  4. The problem right now is that most First Time Homebuyers are increasingly going FHA. It isn't the worst thing in the world, but MI for the life of the loan (until I can refinance them into conventional, hopefully) isn't great but between rates, credit (sometimes) and down payment they're almost a necessity.
  5. Another random no talent required elimination
  6. Starting to drag on a little too long
  7. UTPhil2006

    Mexican

    How in the world did it last that long in that location
  8. At this rate @Dbeasy's bond investor buddy may be correct by next Friday
  9. April 1 Texas St at Texas April 22 Texas at Texas St
  10. Dodgers in 4 now
  11. Paging @Etexhorn13 to the white courtesy phone to update the folks on where you ended up.
  12. Ah yes the consequences of meeting a stranger in the Alps
  13. Moreso something every episode every season. I'm ready for a completely new cast
  14. Is anything ever Daisy's fault?
  15. Guessing it was the saying of 911. Otherwise wouldn't they come every time the Brats are having maritals. Was the whole premise behind the show Alaska Daily. Only lasted a season with Hilary Swank.
  16. You'll get several different opinions and ensuing arguments but basically the concept that we're headed towards a "soft landing" with where we are with jobs, inflation, earnings reports, etc and moreso that when the Fed announces Nov 7 it's going to be a 25 bps cut if not less
  17. Came off of that at least. And the DJI doesn't like it either so maybe we can get a reprieve on this upward trend
  18. Chucky. Prob 6-7 years old. F that shit. Trying to traumatize me all over again with all these remakes and sequels
  19. We hit 4.997 at the peak last year (right around this date in '23). 5.5-6% would be pretty disastrous
  20. Up to 4.13 already this morning, 3 month highs.
  21. That's what I'm reading. Dont know a lot about these things but I would assume with all those guy wires that there should be a lot more lights
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