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Dbeasy

Certifiably Surly
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  1. What I like best about that song is how it triggers so many others.
  2. The Misery Streak is over!
  3. How exactly does YouTube know you’re a douchebag? I thought only Surly knew that.
  4. What did he do this time to get banned or quit like a pussy?
  5. I assume Texas and everyone else opts in to the settlement?
  6. That’s ridiculous. The destruction of the middle class ( where middle is defined as non-serfs and nonoligarchs) is an extremely serious issue for the US because of the government policies the country has pursued over the last 30 years: tax policy, workers rights, etc. But, Finland, Sweden, Switzerland, and other countries have shown you can build a pretty successful country and living standard that doesn’t have such extremes of wealth inequality. And that’s been with far less private capital, a less culture of risk taking and innovation, etc. A US that can blend our unique strengths with a clear focus on not letting wealth inequality get out of hand would make us unstoppable as a competitive power. Unfortunately, wealth inequality trends are hurtling us towards a total implosion and losing our advantages to such screwed up countries as China, India, etc. Hell, we aren’t even practicing our core values anymore in government policy, ie the importance of education, ensuring a fair opportunity for all, honesty and integrity in actions, etc.
  7. Don’t know how many of you were in executive positions during the internet bubble of 1999, but it was eerily similar to what we are seeing now in terms of tech hype. The point when I really realized all these CEO’s were making ridiculous decisions was when Northern Telecom went out in 2000 and purchased more equipment from suppliers than would ever be needed in an entire lifetime. Executives started believing their own bullshit. At least the good news now vs then is that the overvaluation of tech companies now isn’t nearly as bad as then, although it’s still ridiculous.
  8. So, I’m now using the Ai sites (ChatGPT, grok, Claude) daily for anything I’m trying to do. I do a lot of financial analysis that requires some formulas that are a bit difficult to figure out. In the past, I would just sit down and try to hammer it out. Now I use these Ai tools to deliver the formulas for me. For the latest one, it kept delivering wrong formulas over and over, with confidence. This made me wonder about something. If these ai tools are all being trained by the data they are fed, given that they are increasingly being fed incorrect or false information, and less new information is being created because people are just using AI to create information, how doesn’t the whole AI process implode upon itself? Training with less new information and more fake information seems like a recipe for failure.
  9. The Democratic Party (especially in Texas) is broken. Give me anyone but Allred.
  10. Colin Allred again? My frustration with the Democratic Party is at an all time high, and today I hear he’s the best hope to beat Paxton? We have grifters, criminals, and shitty human beings all over the place and the Democrats can’t even serve up winning candidates.
  11. Stankoven with an 8 year contract. Ya, getting Rantanen may have been a mistake.
  12. This thread has become sad and pathetic.
  13. I’ve been investigating Roth conversions much more deeply over the last several weeks to really understand much better the true tax savings they provide, and the risk one takes on by paying a lot of taxes now vs theoretically more taxes later, long down the road. I’ve found that a lot of people use tools, or work with financial planners who use tools, to develop their strategy. But those tools often don’t layout a view of the cash flows in a way to more easily see what is going on in retirement with Medicare IRMAA, income taxes, capital gains, RMD’s, etc. Does anyone have either a good tool, or an affordable resource who really understands Roth conversions in depth? I don’t want just some person who plugs numbers into a tool.
  14. Is it possible that we are seeing some schools catch up to or in a few cases surpass Texas in NIL resources, reducing some of the advantages Texas has had in the last few cycles? Last year it started to look like that, but obviously Texas finished strong anyway. Maybe the financial pressure is even greater this year? I continue to believe this is just the typical summer recruiting we see every year. But maybe I’m wrong.
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