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HRSchenker

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Posts posted by HRSchenker

  1. On 1/21/2020 at 10:20 AM, Vic Mackey said:

    DART will never run out there. Arlington is nothing more than an entertainment town. Six Flags, Hurricane Harbor, Cowboys Stadium, Rangers. These places love their parking revenue. And they will fight and block any attempt to get any sort of public transportation to it. It sucks but that is the way they want it. I think Arlington is the largest city by far in this country with zero public transportation.

    All the more reason why the Rangers would have been great for downtown Dallas. Besides being biased being a Dallas area resident, it's centrally located to way more people than Arlington and so many more alternatives to get to the ballpark. Trying to fight to Arlington in rush hour traffic during the week is a fucking beating and many won't even attempt it. Especially if we suck. Hell even on a weekend it's a beating getting to Arlington from many parts of the Metroplex.

    Cowboys playing out there is fine because it's just 8 games a year and those are events you usually plan months in advance. I love the Mavs/Stars being in downtown because you can go on a whim. Ride the DART rail there and back for $5. Attendance would be much better even when we suck.

    SIAP but did you know they're going to tear out a parking lot and build a giant conference center just west of the ballpark? It just makes the lack of DART even more painful. I'm a full season ticket holder and park near Subway southeast of the ballpark. $15 a game sucks and I know it's going to rise even more. As much as I love the Rangers and going to games, at some point I fear I'm going to go broke before I even make it to the seat. Parking, food, drinks, beer, etc. Thank god I don't have kids because it would be game over for me.

  2. 9 minutes ago, Brisketexan said:

    The fact that THESE are the faces of "gun rights"...

    Does us no fucking favors

    When the rest of America thinks of "gun owners," they don't think of regular, sane people -- folks like you and me, who have firearms (maybe even several) for the type of purposes we grew up with: hunting, sport shooting, maybe home defense.  Instead, they think of these nimrods, who are fucking idiots just waiting, with their finger on the trigger, to start shootin'!

    Gun owners are their own worst enemy.  But hey, the companies that make tactical gear and mags and AR accessories are cleaning up, and that's what's really important here.  Get while the gettin' is good, and damn the long-term consequences.

    Agreed. I'm pro gun beyond belief but would never show up to a political rally dressed like this. It sends the wrong message. I can't stand those Moms Demand folks but I'll give them credit for their "appearance" at gatherings.

    • Like 2
  3. 1 hour ago, atomheartbevo said:

     

    There is already a federal background check system in place and the so-called "universal background check" has never been proven to be a deterrent to crime. Why should there be a limit on the number of handgun purchases you can make per month? Why should cities be allowed to circumvent state law? Why should a constitutional right be suspended on the accusation of a potential misdemeanor? Not as simple as Nate makes it out to be.

     

    1 hour ago, Nice Guy Eddie said:

    Like anyone that spends all of their free time preparing for some giant catastrophe, these guys are praying so much for the race wars or WTSHTF world.

    I cringe when sheriffs are starting to decide what state laws they will and will not follow. If they agree on that action, then any sheriff can decide on any state law. I know they feel this stance is somehow analogous to so-called immigration sanctuary cities but it's not.

    Lots of us were screaming about this when California began to roll out its sanctuary city policies. If the left was going to use this with immigration then the right is eventually going to use this with guns. This was inevitable unfortunately. 

  4. 1 hour ago, TexArcher said:

    No, it's true.  I'm a financial advisor.  Even if you didn't take the tax deduction on the traditional IRA contribution (which you likely couldn't anyway if you're ineligible for a Roth), you still owe taxes on whatever the traditional IRA has earned between the contribution time(s) and the Roth conversion.  It wasn't in a Roth yet.  And that does ding compounding, etc.

     

    That's the problem. Most who do Roth conversions do it either same day or next day depending on the institution so there wouldn't be growth. Doesn't really make sense to contribute then grow if a Roth is your plan in the end. Let it grow tax free in the Roth and you owe nothing to the IRS.

     

    6 hours ago, Nice Guy Eddie said:

    Can you explain how you’re converting from traditional to Roth without paying taxes?  Weren’t your original contributions tax deductible? 

    If you make too much money then you can't deduct contributions into a traditional IRA but you can't directly contribute to a Roth IRA. All you have to do is contribute nondeductible funds and then roll it over. You owe taxes on the contributions divided by the balance on the traditional IRA at the end of the year. If you do it properly in 2020 it will be $6000/$0. Cant divide by zero. Zero taxes.

  5. 7 hours ago, TexArcher said:

    The point was that the IRA limit, for traditional or Roth, is $6k compared to the $19k limit for a 401k.  So "just do a Roth instead" doesn't quite work.

    And yes, a traditional IRA can be converted into a Roth, but all earnings are taxable immediately So it's not the same as starting with a Roth in the first place and getting tax-free earnings.  Even if you convert every single year, you're losing some of the benefit (and the compounding on that).

    Top statement is a fair point but the bolded is not true assuming you do the conversion correctly. I have never paid taxes on earnings from a traditional to roth conversion and I won't pay a dime once I get to withdraw (assuming current law stays the same but you just never know). If you know someone who is paying taxes on that then they are doing something very very wrong. 

  6. On 12/30/2019 at 11:31 AM, TexArcher said:

    Roths are great, but they have much lower contribution limits and some people make too much to qualify for a Roth at all.

    Roths only have limits for direct contributions. The income limits don't really apply to the totality of having a Roth IRA since you can max out a traditional IRA and roll the assets over. You only lose the ability to write off the contributions on your taxes.

  7. My wife is absolutely terrible with song lyrics. Case in point. I made the comment that Eminem is one of the greatest rappers of all time. Not THE greatest but one of the greatest. Just the way he flows and how complex his lyrics can get, it's something that you just don't hear today. She said "Eminem is also the first openly gay rapper so that's pretty cool". Uhhh what? She said that his song Cleanin Out My Closet was revolutionary. Uhhh yeah because he talked shit about his mom who was a pill popper and how he wanted to kill his ex wife. She sends me a link to the edited song (makes sense because she only heard this song on the radio) and shows me where he does it. I still can't believe this shit. This is what the lyrics said

    Quote

    What I did was stupid, no doubt it was dumb
    But the smartest shit I did was take them bullets outta that gun
    'Cause I'da killed him; shit I would've shot Kim and him both

    But because the radio censors songs for kids she heard

    Quote

    What I did was stupid, no doubt it was dumb
    But the smartest shit I did was take them bullets outta that gun
    'Cause I'da ****d him; **** I would've **** Kim and him both

    She thought Eminem was going to fuck his dad and Kim at the same time. But it doesn't end there. She also points out this

    Quote

    Remember when Ronnie died and you said you wished it was me?
    Well guess what, I am dead, dead to you as can be!

    She didn't hear "dead". She heard "gay".

    Quote

    Remember when Ronnie died and you said you wished it was me?
    Well guess what, I am gay, gay to you as can be!

    It doesn't even make sense in context! Oh son I wish you were dead instead of your other brother. Oh yeah mom? Well I'm gay.

    • Like 1
  8. 2 hours ago, Sbbruin said:

    No, it isn't.  Owning a house is not an inalienable right.  I get that there is an affordability crisis, but no, not everyone should own a home.

    I was just fine renting an apartment before I got married. Seeing these comments about feeling sorry for people who live in apartments is bizarre. If I never got married I'd probably live in an apartment for the rest of my life and be happy with it. Not sure why people want to force their hopes and dreams onto everyone else. Kind of sounds like Varsity Blues

    • Like 2
  9. 4 hours ago, TwiceHorn said:

    Absolutely.  We have created a monster of a consumer culture.  It's almost like a regressive tax.

     

    I'm old, and my parents were older still and products of the Depression.  My mother, in particular, was "tight as a tick."  As a result, I was taught to save and to kind of cost-benefit everything.

    Calling it a monster is putting it lightly. I got shredded for talking about this in another thread but it's so wild to me how our economy and job market is better than it has been in 60 years yet so many people in my generation are broke. People my age are taking out loans to buy $400 shoes, buying the new iPhone ever year, and renting in desirable places but barely making rent. You can't make those claims without being dismissed as "racist" or "boomer" either. 

    @Ghost of LL made some really good points. I grew up in a small town and was lucky enough to get out but there are a lot who stayed. One of the biggest mysteries I have yet to solve is the high number of people in small towns who cry about how they want to get out of their small town yet do everything in the power to make sure they stay. It's like openly desiring to be a safer driver but then removing your seat belt and smashing your front headlights. 

    • Like 1
  10. At this point there's no denying that Joe Biden is going to be the nominee. The House keeps delaying the articles of impeachment and this trial will probably last as long as the Clinton impeachment. It's a real possibility that Bernie and Warren will be in DC for the trial and miss the first 4 states. How much faith are those 2 willing to put into their street team? Will those efforts be enough to surpass Joe and whatever Bloomberg and Pete have ready for the campaign trail? I guess we'll have to wait and see.

  11. All of the Oscar nominations it got is going to force me to watch this. Kind of excited since international films don't often get this kind of recognition from the Academy so it must be good. 

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