
Brew
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Posts posted by Brew
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We split time and stayed at the Gansevoort, Amanyara, and a house near Sapodilla Bay last time we went. The Gansevoort is a great place and we ended up eating at the beach restaraunt there multiple times. You can also walk down the beach to several restaraunts at other resorts. The Gansevoort is in a good location because fish fry is right there, you can snorkel the Coral Gardens Reef and Smith Reef from there, and you are not very far from the main area of town.
If you rent a vehicle and are there during the week, I would visit Malcolm’s Road Beach and Sapodilla Bay/Turner Beach. If you make it to Sapodilla Bay, Las Brisas is worth a meal. We rented jet skis from the guys on Sapodilla Bay and went around to Bonefish Point and the beaches on that end. Each beach is completely different and worth a visit.
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We did everything through Red Sail. That was primarily because they had a Rum Point operation, but they also have boats leaving out of the 7MB side. If you got a car, I would definitely explore East End and Rum Point and eat at Tukka’s. If you don’t, I’m no help as we avoid 7MB and the tourists like the plague.
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1 hour ago, RDCanecutter said:
Anybody got that friend that he is too shy to get a girlfriend, but he wants to eat at Hooters and when you go there he acts like Dos Equis Man and all the girls know his name?
If you don’t have that friend, you may be looking at “that friend” in the mirror.
At home I avoid the chains and eat local. On the road the chains are good for a quick stop in because you know what you are getting. Chili’s has a decent rice bowl for the record.
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5 hours ago, Helobious said:
It’s an example of why you shouldn’t build your team around young pitching. Sure you might make a good run for a season or 2, but long term it’s a poor strategy. Pitchers are more apt to get hurt or stop performing. Meanwhile the Cubs, Astros, Yankees, Dodgers, Red Sox, etc. built around young hitters and are all well positioned for multi-year success.
That doesn’t even make sense especially when that starting pitching is on team friendly contracts. The Mets have done a horrible job with free agents and the draft. They should have been able to put a team around that staff and then they could weather the injuries that inevitably came up.
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That has to be the biggest waste of a pitching staff ever. They have no ability to put anyone around them and need to just go ahead and cash in on the whole bunch and try and restock their garbage farm system.
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For us finding places that our youngest would eat was difficult. They have some eclectic menu offerings throughout the parks, so we tend to just do the walk up places. We usually try to get something at Be Our Guest or the Crystal Palace at MK and they really like Yak and Yeti at AK also. A number of the walk up places are set up where you can preorder from the Disney app and pick it up when you walk in which was nice.
Decided to go with the house option at Disneyland. If I have to walk anyways, I would rather have a 4/3 house with a pool for the same price or less than what a hotel room was going to cost. We'll just park and ride the tram in. Hopefully in October, it will work out fine. Looks like my wife is adding Universal to the trip also, so we're staying in that area for 3 nights as well.
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44 minutes ago, Anastasis said:
First on sugar daddy if real daddy ain’t up for it.
I’m not very far up the road from MTSU, but I would like to at least see what I’m volunteering for first. I’m not sure if my wife will approve, but pics should help clear up whether that will be an issue or not.
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Not when you check it for the return trip. I always take an extra bag to Chicago to bring back home a selection.
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Hollywood is a fucked up a place. I’m not sure that is newsworthy at this point.
Personally, I don’t find dark comedy funny. I think it’s creepy as shit and says something about those that tell the jokes and those that find them amusing. However, I’m not sure how you can separate these tweets from that. Is there some imaginary line in the sand that they shouldn’t have crossed? I’ve seen dead baby jokes on this website, so where exactly is the line? Jumping from tweets to calling someone a child molester is also a bit of a stretch. We’re not calling the guy that makes death jokes a murderer.
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There are plenty of options through there for less unless you are looking at direct beach front single family. There is new construction a few miles up 30A from there for $200-$300 per sq ft.
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Sounds like they missed their window to go because of issues on the ramp and no one was smart enough to call it off. I’m sure it went down fast, but it’s amazing that at the first sign it was going down more people were not getting out as quickly as possible. However, anyone with a life jacket on inside when it went under was fucked, because they would have been pinned to the roof. There were people jumping in off of the larger dinner cruise boat to help from reports. Ripley’s is going to get bent over on this one rightfully so.
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A home office deduction makes virtually no difference on your tax return if it is taken properly. There are reasons to go contract employee if you can, a home office deduction isn’t one of them.
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Based on the graphics, it’s a DDR.
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3 hours ago, Anastasis said:
You need to have another in close time. Give them a few more years, and they will entertain themselves.
Amen, we went 2.5 years apart which basically kept us in a diaper phase for 5 straight years but then it's done. Once they hit about 7 and 4 it became easy street. We put them in the same sports so they have practice together, play on the same teams most years, somewhat like each other and keep each other occupied, etc. Now we're getting to the stage where the older one can help the younger one with homework and in a couple more years she can drive the younger one to everything also if she wants us to buy a car. Cars, graduation, college, etc. all stack up together too. There will be no "oops" baby coming late in life (assuming the statistics hold) and at 45 or so they are out of the house.
Then it will be time to trade the wife in for a newer model, give away half my shit, and have some sort of awesome mid life crisis.
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^^^have had this thought a lot recently. It’s similar to the story of the fisherman that catches enough for his family and to make a little money and then the investment banker tries to sell him on buying a fleet of fishing boats so he can basically end up doing the same thing he does now. Life would be a lot simpler without the chase, but I think I would get bored. Signed a contract today to sell a side business, signed one today to buy a different one. I think I have adult ADHD at this point and just can’t sit still for a moment.
On the stories of the wives with degrees above, I had a lunch meeting today with a stay at home mom with a degree from Vandy and a PHD from Duke in some sort of medical research. She hadn’t worked a single day because she got pregnant 13 years ago in the final year of her PHD program.
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Very few younger people have a plan for 40 years down the road. I didn’t get serious until around 30 and even then it was only semi-serious sliding towards more serious as I close in on 40. My 20’s involved travel, boats, trucks, and who knows what else.
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10 minutes ago, OatmealRaisinCookie said:
Was my take outlandish or something?
I mean it does give you the ability to kill yourself as a retirement planning option for your wife.
it’s not outlandish but it should be looked at as a piece of an overall financial plan. All young people with kids, no real net worth and a loss of income issue should have life insurance in case something happens. I have $2.5M on me but don’t carry any on my wife.
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3 hours ago, Js1 said:
I am 100% not banking on an inheritance. The great 3 figure inheritance from my Boomer folks ain't going to do shit.
As usual, to many of you on here, CONGRATULATIONS on being so financially secure and in a great place. Your unheralded, unparalleled successes in life definitely should be TRUMPETED over the struggles of your fellow generation who maybe didn't have all the best support systems you did growing up.
But we really, really are inspired by your ability to tell us how successful and prepared you are/will be and how we the rest of us are just entitled and "banking on" being bailed out.
Support system? My parents are alkies and I’m the only one of my 5 siblings to have gone to college. I worked through high school and college, got married at 20, and now make double what the 5 of them, their 2 spouses, and my parents make combined. Damn, the high school and college I graduated from don’t even exist at this point because they sucked so bad.
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6 minutes ago, 52-80 said:
i dont need no fancy degree to become an instagram videoblogger.
My youngest told me this is what she wanted to be when she grew up. I should probably extend my retirement plans and rethink paying for her to be in private school now.
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32 minutes ago, TwiceHorn said:
Of course, the recession didn't just affect fresh graduates. A lot of us get off my lawn types had employment setbacks and havoc in our retirement/savings accounts. And the cost of living has risen for everyone.
Granted, I think it's probably tougher to get a job in the post-recession environment, so there is that. And the student debt level is absurd.
I see frequent reports that millenials have a "work to live" attitude and that's overall pretty healthy for the long term. But I think it's probably better to come at early employment with a "live to work" attitude and come to the former attitude over time, from a financial/retirement standpoint.
I was in a meeting last week with other managing partners in my industry from across the country. One of the topics was whether we should be sharing partner comp with younger staff so they knew what the future looked like to get them invested earlier. The ones that had shared it all said that they had a lot of kickback from the millenials on the income numbers being exorbitant and sometimes offensive. They were more comfortable with a future making $80k than one that involved making 5-10 times that. There has been a shift with the next group coming out of school but there is still a 15 year group with a different mindset.
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^^^this. I see very few new hires with any real work experience. I’ve hired several lately where we are their first job. They aren’t very good hires.
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8 hours ago, DanRydell said:
Four years of undergrad plus a 2-year masters at UT would set you back $100k now. So based on your numbers, the cost of the degree has increased 400% while the starting compensation has only increased 56%.
Your salary in your first year was more than your educational cost. If your employee starting at $42k with his $100k degree received a 5% raise every single year, he would finally have an annual salary exceeding his degree cost in year 19. Even with a 10% annual raise, it’d be year 11.Annual salary doesn’t have to exceed the degree cost for it to be a good investment, but the income potential should. Spending $100k for a degree to be a math teacher probably isn’t a great investment. Spending $100k to be an accountant, engineer, etc is a better investment but still may not be smart. I went to a cheap school because I knew I wasn’t going big city, Big 4 and the three initials after my name on my business card carried more weight than the name on my diploma at that point.
i have a buddy that works for a large financial company as an analyst. He racked up a quarter million in student loan debt living off of it and spending an extra couple years having fun in college. It makes zero sense even though he does have a solid income potential.
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3 for 3, I win or lose depending on your viewpoint. The ability to fuck has way more to do with their interest level than their experience level.
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8 hours ago, DanRydell said:
There are different repayment options.
There’s the standard 10-year payment schedule. That wasn’t gonna work because the monthly payment exceeded my post-tax income my first few years out.
So I instead did an income-contingent plan. The gist of which is that you pay 15% of your income above the poverty line. It has to be renewed every 12 months and payments are re-calculated based on your most recent income tax filing.
At this point, I’m making enough where I could stretch myself a bit to revert to the standard plan (at $2100/mo for the next 10 years) but I think that would ultimately cost me more than to just ride out the income-contingent plan for the next 16 years (payment is $600/mo at the moment).Explain the rationale to me behind expensive degree, shit income potential. I don’t understand the maths behind how this seems like a good idea.
I know pricing has changed substantially over the years, but I walked out of college in 1999 with a degree and a Masters degree for about $20k in loan debt. I started out at $27k and the numbers worked fine. I start people today in the same position at $42k, but even with school inflation cost I wouldn’t be $200k in the hole.
People have to get smarter about their college spending. I had a guy that worked for me that had $150k+ in student loan debt and he made the same thing as the guys going to the state school for less than 1/3 of that. It just makes no sense. It was a constant issue with him until he finally left
I’ve got a ‘78 birthday so I guess I fall on the generation border. I may retire by 61 but who knows at this point. The more likely scenario is I keep running hard for about 5 more years and then start spending part of the year at the beach house and working remotely well past that 61 number. The thought of walking from what I make is a hard one after fighting to get to where I am. One advantage is that the millenials aren’t interested in getting to the top of the ladder. A few rungs up is good enough for them.
Cayman Islands
in Food and Travel
Posted
The Turtle Center is worth a visit if you are into that sort of thing. My wife would go even if we didn’t have the kids with us. You can snorkel in a big lagoon with a bunch of different size turtles. They also have hatchling tanks that you can get in and pick up and see smaller turtles. The extent of our time on 7MB was visit Hell, visit the Turtle Center, stop at a couple of spots on 7MB, eat at Camana Bay, and then back to the other side of the island.
How is the Kimpton? I’m a Kimpton fan and we thought about staying there for a long weekend at some point on one of our trips.