Jump to content

CleverNickname

Legacy Members
  • Posts

    1084
  • Joined

  • Last visited

Everything posted by CleverNickname

  1. hey, those flashcards got me to where I am today: a middle manager at a large bureaucracy, who digs holes.
  2. oh goodness, am I breathing heavy in those? Lol
  3. Video! Hole set up from cabin: Hoisting a bucket Today I tried to separate the rocks from the dirt. This allows me to reuse the rocks for projects around the ranch. Didn't quite get to making the bottom even at 13', but fairly close. I wanted to get home jn time to watch the RRS.
  4. I bet this has been asked and answered, but what is a good target number (in 2024 dollars) for 529 accounts?
  5. UT Class of '05. State lawyer. Eligible to retire 6/1/2032. Probably could retire then and quit the rat race, but more than likely will take the pension and find something else. Or maybe come back 20-30 hours a week without management responsibilities. Anyway, if you got a sharp child interested in a work/life balance job, reach out. Ten years gets your student loans forgiven. Or if you want a change of pace. I'm almost always hiring.
  6. TIL Ybor city, where the whores wouldn't fuck a coked up Jason Isbell, is down near Tampa.
  7. this completely nails what I hate about Florida. My grandparents lived in Pompano Beach. There was zero feeling of community uniting people. Just haves vs have nots. Maybe central or northern Florida has better vibes.
  8. might get <900 on this recon
  9. I told her we would not rush anything. It's just one block over, so it's not too much trouble. But yeah... probably cost $1200 a mo to keep around, while forgoing the interest the money would be earning in the bank.
  10. eh, mom moved to assisted living. She ain't going back to living alone. Packing stuff would take a while, but she had given away a lot the last few years. Mostly now just pots and pans (kids can use em when they leave the house), photos (keep, scan), furniture (divide up), and garage stuff (tools).
  11. Any harm in listing a house as FSBO on zillow for more than likely market price, just in case someone comes along with a suitcase of cash?
  12. fwiw moved my mom to an assisted living last week. I think it's going OK, although I'm still anxious. I check on her every day. She has had some senior confusion... put trash in wrong container (a lot of new furniture and such). But she is going to all meals and likes to eat with others. I think she's double feeding the cat, but he isn't complaining. I worry she might need elope-y at some point. If she needs memory care, I might move her to a different place. This one is a good deal for AL but the MC is painful.
  13. Seems like you might walk away with a million in cash (the real estate), half the value of a house, and $64k in 401k. That ain't half bad, I reckon.
  14. He denies he has any mental illness at all, and has never been diagnosed. I contact CFV, as I could sponsor his rent, but they want 3 years documented homelessness and technically he is not yet homeless.
  15. So my brother is probably schizoaffective. He is an adult, recently (end of last year) moved in with my mom. But I needed to move her into assisted living (cognitive decline). She needed more care, and frankly she was tired of him being around. He rants, as such people do. Sometimes I had to threaten to call the cops, one time I actually did. She has money, he has none. He would like to stay with her and be her caretaker. I wish that was possible but frankly it is not. Recently he said terrible things about my wife and child, such that I am tempted to say he's burned his last bridge. But I am also my mothers keeper, and I assume she has some compassion. She wanted to boot him from her house months ago, but always let him back in. When I kick him out of her house (I have power of attorney, eventually the house musy be sold), he will almost certainly end up homeless. Mom has money, but not an infinite amount. My idea is to give him her car (2019 outback with 20k miles, back folds flat) and maybe $800 or $1000/mo for spending money. More generously I could buy him a cheap condo (San Antonio, El Paso, Houston) and keep a roof over his head. But I've been asking him about that for 8 months and he never acknowledges the option. What would you do?
  16. State worker here. Next paycheck has an across the board increase. Always a great time to bump up 457/401k contribution, and to add an extra $100 to whatever loan has the highest interest rate (if one exceeds the 4.5% vanguard cash plus is paying out today).
  17. I would be afraid more modern ammo would blow my p38 to pieces. I did inherit a nagant I've shot. It wasn't worth very much, so I didn't feel bad about it. I also got some black powder pepper boxes. Real pirate vibes. If these look familiar, I think I posted the same pics yeara ago in this or a predecessor board.
  18. • winchester 1885 trainer 22 lr (w/ peep scope) • colt army w/ powder keg • sharp new model 1863 • p38 mauser with leather holster amd 2 mags (1944) • Hungarian Femaru P.Mod.37, luftwaffe wehrmacht • Remington model 95 derringer • brevette derringer
  19. if whole life is so great, why are agents generally opposed to the DOL fiduciary standard rule, and why do state regs only apply suitability standards to annuity sales amd not cash value life policies?
  20. any recommendations for selling antique firearms on consignment? Austin would be great, but I could travel.
  21. is their something like a cooperative Crank? Doesn't have to be Clank, but my family game night prefers coop games.
  22. ultimately I think you not only have to spreadsheet to plan for savings, but you need to do a good budget breakdown. That way it is easier to have alt numbers that don't include $3k for travel baseball and whatever obscenity two twwn drivers cost.
  23. fwiw there is "A Place for Mom" and Oasis Consultants. I guess us dudes just don't live long enough. APfM seems a but like an apartment rental service, they get a kickback if you rent. But they also know all the places and their strengths & weaknesses.
  24. Yeah, still haven't opened a trust, but I may do it once I get mom moved. I did confirm that I could make a trust with the durable POA we got, so that's good. I have gone to 2 of her banks and dropped off the POA and can now move money should I need to. Seems like every week has been a doc visit or a assisted living tour. To be honest, she's really enjoyed going out. I think that being mostly alone at home was way too unstimulating. We have picked a place, paid the fee, and are gathering stuff to move. The big day will be in a week or two. Have ordered new bed, mattress, linens, etc. Took her to Target for some stuff today. It's a lot like packing of a kid to move into a dorms, and I think to her similarly exciting/scary. I'm not totally sure she is able to fully pack for herself, so that might be a day or two itself. But I keep telling her (amnd myself) that we will keep the hiuse for a but, so we can go back and forth and get stuff as she realizes what would be nice to have on hand. Hopefully all goes well with the move. I'm pretty sure she will enjoy having people around. And I'll feel better she is getting better nutrition and getting checked up on. Lots of things didn't surprise me about the cognitive assessment, but one thing that did was that she could not recall how to call fire/ems/police. I mean... if she can't call 911, she needs to be somewhere. I also wonder about a medicaid facility being crap, but I think part of the calculation (self delusion?) is that by the time a dementia patient is on 24/7 nursing, they are just a shell. The spark is largely gone.
  25. Mom moving to assisted living. Decent 3/2 in a good neighborhood in Austin area. Rent probably $2800 on maybe $1000 taxes/insurance. Sale would net her $500k (maybe as low as $450k). Sell or rent, and hope prices go back up another $100k?
×
×
  • Create New...