Posts posted by hornmpa96
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5 hours ago, SimonBolivar said:
I'm having some trouble on how much I should keep in my HYSA. I'm putting away around $1000 a month into it, but having >$20k in a savings account at 35 seems like a waste of potential. I was thinking about just letting it sit at $20k and moving that $1000/month over to the market (401K and Roth are maxed out so no go there). Is that considered enough, or is there a consensus where it should be a year's salary or something?
We just bought our house in 2021 at 3.5% so no rush to pay that off, no kids, wife works, so I'm having a hard time thinking of reasons to keep that savings growing.
My rule of thumb has always been to have at least 6 months of expenses in savings and consider that my emergency fund. The fact that you can earn interest on that now is a bonus.
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19 minutes ago, Brisketexan said:
Weren't you paying attention? Just yesterday, Trump said he was going to end inflation, and bring grocery prices way down!
Sure, he didn't say HOW. But he said that. He also promised that math class would be replaced by recess every day, and the school cafeteria would serve pizza and ice cream all five days of the week, for free. So, he's got my vote!
2 Weeks!
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Watched Shot Caller last night with Jamie Lannister, Shane from TWD and Michael Weston. It was a riveting watch. Seeing how he had to adapt to survive in prison and its implications to him and his family. Just an excellent movie. Im really surprised that it was released in 2017 and I was completely unaware this movie existed until last month.
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2024 Presidential Election Thread - Let's keep the party going.
in Cloak Room
I think he just called Nate an errand boy sent by grocery clerks to pay a bill.