Agreed 10000% percent on taking a video before drywall is up. Some of the upgrades we did: -Mortar color -Had outlets installed in roof overhang for Christmas lights and for mounting a tv outside -Expanded covered patio -Natural gas hookup on patio...Has been by far my favorite upgrade -Engineered wood floors...looks good, but feels “soft” and I’m worried about potential dents later on. -Upgraded counter tops that have a rounded wave type finish on the edges. Minimal cost and makes counter look bigger and more refined. -Faucets/shower heads in bathrooms -Had power outlets and cat5 wired to wear I wanted to mount TVs -Removed stovetop/cooktop and added a separate gas cook top with storage for pots beneath it and then added a real vent hood. Then moved microwave and oven to be stacked at a normal height. -Added under cabinet lighting -Had a bar built in downstairs. Was going to do that 3rd party, but wanted cabinets and counter to match. Plus they gave us a really good price on it. -Farmhouse sink There’s things we wish we did like adding garage space, adding a sink in utility room, but it’s our first house so we learned some lessons. They prewired all lights for fans as well, but only some rooms came with ceiling fans but they wanted a ton of money for something I can myself for a lot cheaper. Agreed on closet/pantry shelves. They went cheap, but I’m going to redo the way I want anyways and do it for a lot cheaper. They were asking a ton of money for that. As far as rolling upgrades into your mortgage, I strongly disagree. We strongly believed that if we wanted upgrades, it was something we should make sure we had the means to afford and not pay interest on “wish list items” that we didn’t really need and just simply wanted. It also made us consider “do we really need that?” When going through the design process. It just helped put things into perspective, especially because it’s easy to get carried away at the design center.