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52-80

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Everything posted by 52-80

  1. 52-80

    Getting old sucks

    Slipped on a patch of black ice the other while turning a corner and fell on my side. It happened so goddamned fast i couldnt even process how i braced/reacted to the fall. I’d taken wilder spills in my 20s, doing endos without a helmet, smacking into trees on mountain bikes, etc, without nary a scratch. This damn fall put my arm out of commission for 2 weeks and this is how the bruising showed at the end of that period.
  2. I know youre totally making this up because those states didnt even exist when those dinosaurs were around
  3. Bluey is adorable. Hes watching the Snoopy show on Disney+ and thats a huge upgrade but when hes on Youtube Kids occasionally he’ll click into blippi 🥴
  4. My toddler occasionally watches this Blippi show and I swear to god this Blippi guy is just the creepiest motherfucker in kids programming. Dude radiates total pedophile energy.
  5. Bring me the bird
  6. Pfft. If thats the truth i would definitely fuck up a velociraptor.
  7. didnt know the sports score overlay on tv was called a Scorebug. Thought they were Chyrons, which is equally unintuitive, but atleast is a much cooler word.
  8. Texas alum catching up to TTU alum in the Superbowl. Lets go!
  9. Goes in the things that make u surly thread, but fuck buying avocados. you can try to pick good ones (which my wife thinks shes good at), but sometimes you still get them with brown chunks. those fuckers have like a 16-hour peak ripeness window and its all downhill after that.
  10. I dont either. So if shes trusting me to buy groceries, and the store is picking items from the same stock, our house is ending up with the same quality of produce.
  11. FYI, JA just pips out LJ for highest QBR in the league. (Burrow is a close 3rd and noone else is in the same ballpark) QBR is an attempt at adjusting the passer rating for the QB's contribution of the accrued passing stats.
  12. agreed
  13. Some franchises like this, fast and furious, and transformers, i dont understand why people keep watching them that they keep getting made
  14. Higher volatility because corp bonds are less liquid than treasuries; more sensitive to corporate news/events; and higher chance of underlying bonds being called early (good for the fund asset but they will need to reinvest) Corporate bonds are typically shorter in maturity and lower in duration, which means their prices are less sensitive to change in interest rate environment... but there's all types and you can get a fund basket where those characteristics matches those based on treasuries.
  15. My wife is allergic to such tech products and services, like grocery deliveries. Her hypothesis is that the store will select the worst fruits and vegetables to pack. (As if they want to discriminate against online shoppers?). We also always end up going to the store twice in the same day. I do the bulk of the purchase. And a few hours later she realizes later she wants an extra carton eggs or whatever.
  16. iShares TLT is by far the most popular. Only 15bps of expense fees. Vanguard VGLT is most similar (~25 year avg maturity of holdings) and 4bps fees…but at this points the fees are chicken scratch. TLH targets 10-20y treasuries. I dont think in this context most people are thinking of stuff with shorter maturity.
  17. I stick some of my work-sponsored retirement accounts in aggressive stock/bond funds or age-based funds (which use same general formula), because theyre a bit clunky to manage actively. Thats been a good blend because the smaller bond component sucked during last few years due to interest rates climbing from off the floor. My IRA is semi-actively traded and ive been slowly rebalancing away from stock index and into long duration bonds. My gut feeling is equities are too heated and rates will roll over and the long bonds will outperform. (Actively traded account is anything goes…) No telling what I will do nearer to retirement, whether ill skew the entire portfolio heavy towards bond/yield. The market environment and my personal risk tolerance might look completely different by then.
  18. People might not know that Palantir also does generic tech consulting with their software tooling. They're working with one group in my company to do some basic data management and analysis -- has nothing to do with national security / defense / etc. But still, including that potential market, with expected FY2025 US Commercial rev of $1B their valuation is wild. Bottom is measure of profitability growth
  19. Guess people are baking in expectation of hitting the hockey stick curve. Its still just a linear ramp for now. Their slides are some of the ugliest ive seen. Also, yes, im sour for having sold out in the 20s and 30s.
  20. Lord Christ Palantir just hit $100 in afterhours trading for a $230B valuation from a <$1B sales quarter with <$100M of net income. All growth trajectory yes but you gotta extend that trajectory forever
  21. The best license plate ive ever seen is this car in this exact color with the plate “TOMATO” The 2nd best is this, though ive not seen in person
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