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KYHorn

Certifiably Surly
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Everything posted by KYHorn

  1. I assume all of the different brands have brushless options by now? Surprised to not see any distinctions made between Milwaukee and Milwaukee Fuel for example. Brushless should improve battery consumption and extended the life of the tool and battery. Not sure of the actual research on this though
  2. 1. I agree as it relates to acquiring a new property, but he already owns it and presumably has it either paid off or has an incredibly low rate locked in. If you're treading water on the rent and your only hope for return is on the property value itself, then it's almost certainly not worth it. 2. Which brings me to the opportunity cost you're referring to here. I get a nearly guaranteed (current renters are excellent and have 1.5 years left on the lease) return of about 10% on the equity I have in my rental house for at least 1.5 years with good prospects for additional years of return. That's accounting for repairs, taxes, insurance, interest payments, etc just from rent and not even considering increases in property value. While on average the market will get me about 8% annual return, it's not as likely to hit that mark this year as I am likely to receive rent from my current tenant. I feel the likelihood of decreasing property value is minimal and it's likely to increase modestly over the next few years. Now of course a good portion of that return in both rent and property value is illiquid and locked up in the equity of the house, but some of it isn't, so in that regard it's a more of an individualized matter of cash flow vs net worth. For me, the return I'm getting is well worth the occasional hassle, but there is wide variability in the specific circumstances around the property and the needs of the landlord.
  3. You may get more responses in the mortgage and real estate thread. We've had many discussions about this there and everyone is great about offering thoughtful and detailed advice. https://www.surlyhorns.com/board/topic/186-all-encompassing-mortgage-and-real-estate-thread/?do=getNewComment Just off the top of my head, it seems like money can solve a number of your concerns (tenants and day to day management), but it comes down to opportunity costs. What return are you getting on the property? (Rent + increase in property value - PITI, repairs, management fees) vs what can you get from the money of you were to sell the property, both in terms of utility and return (how would you spend or invest it?). If you're in a great market that should continue increasing in value and for which rent demand will remain strong (and therefore quality renters easier to obtain), and you're sitting on an historically low interest rate, that's probably hard to pass up and difficult to beat in terms of growth. But the rental income you receive may get significantly reduced by management fees and repairs to the point that alternative investments or ways of enjoying the capital you have in the house are more appealing. As a side note, I don't know what you've tried for finding renters, but I've had success using Zillow to find renters. They have everything you need built-in, including the obvious marketing infrastructure, but also background checks, references, and even a payment system if you wish. I considered using an agency my realtor recommended but Zillow made it all pretty easy. Meeting and communicating with prospective tenants is obviously going to come with some degree of inconvenience that you can shop out to a rental agency, but again it's all part of the opportunity cost and utility considerations that are unique to your situation.
  4. I think it's safe to say they're gone. Here's an ever clearer video. It's beautiful in multiple ways
  5. I walked by those horrendous monstrosities every day and eventually googled to find out where in God's name they came from. Found Shaggy. Initially I only came back to get streams for the games, then I lurked for years and finally joined right before the purge. We should do a poll to see how posters found this place. The statues posts were hilarious but it's such a random event to be a significant source of members.
  6. Yes it seems so. This original post only said this: 'We have somewhat unusual drones that are better at destroying Russian infantry than before. No details yet🤫 Avdiiv direction. The Mutant group of the TsSO A SBU works. The Russians will die perfectly. Pay particular attention to 1:30. At first, the occupier did not even understand what had happened. He walked a little and collapsed from massive blood loss.'
  7. Russian Telegram channels report that on November 30, saboteurs blew up a freight train in Buryatia at the Itykit-Okusikan crossing, which consisted of 50 train cars, including 41 tank cars with diesel and 3 tank cars with aviation fuel. Further transportation of the cars is still impossible - the explosion seriously damaged the tunnel rails, and the leaked fuel flooded them (one of the train's tank cars burned out, the other two had holes). A criminal case under the article "terrorist act" was initiated on this fact. Later, another train was blown up in the same area: 4 tanks were burned out, two more were damaged by fire. According to preliminary data, the fuel spilled over an area of 150 square meters.
  8. This is not going to be limited to just Sikhs. Indian Muslims should be cautious of these kinds of hijabs as well.
  9. It's always interesting when the true numbers slip out. Over 1,000 killed in one regiment in 10 days
  10. ... In the sense that his heart was attacked
  11. Russia in a Nutshell.
  12. Russian with another guy's pants down*
  13. Is there a more ignoble way to go out than Russian with your pants down?
  14. Warning: video is blurred but shows him commiting suicide. The fact that this is in Moscow seems significant.
  15. I've seen this speculated by a few publications after the recently announced provision of 1 HIMARS launcher: Ukraine’s About To Get Its New Reverse-Slope Glide-Bombs: Ground-Launched Munitions That Can Strike The Far Sides Of Hills https://www.forbes.com/sites/davidaxe/2023/11/21/ukraines-about-to-get-its-new-reverse-slipe-glide-bombs-ground-launched--munitions-that-can-strike-the-far-sides-of-hills/?sh=94e097b7e3bd
  16. English dubs for the video here. Provides some additional context but is also kinda funny https://ezdubs-vod-api.com/result/1725253211957694601_ru_en
  17. The translation of the original tweet is more informative:
  18. Just making sure this connection is made.
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