As an aside, if these smart schools decided that they REALLY care about sports, they could dominate with NIL. Harvard has the resources to pay the best blue chips more NIL money than anyone, including Texas. They have the money to get a coach like Urban Meyer and a kick-ass staff if they really wanted to. But they don't. Yet.
I think that there will be a school in the next 20 years that gives it a shot though. Maybe it will be Stanford. The cycle to relevance is just so much quicker now. Back 20 years ago, schools had to lure high school recruits with facilities, pageantry and history. That stuff took decades to develop. The only short-cut was maybe to go the juco route.
Now, money paid directly to players will be the biggest deciding factor. Developing a chance to make the NFL will be a distant second priority. Everything else will be way down the list. A rich, motivated school can clear those two hurdles in a single year if it is a priority.