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UTPhil2006

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Everything posted by UTPhil2006

  1. You work with a lot of self employed people? The other Colorado guy were doing is self employed. We have experience yes. Shoot me a DM with your email and such and we’ll reach out in the AM
  2. Not sure todays numbers have been priced in but based on 740 credit, 20% down, etc etc 7/6 ARM 6.375 (rest aren’t good pricing) 30 year fixed 6.375 I’ll update again when I assume they’ll reprice but that’s a good basic barometer
  3. Also thanks to Credit Suisse we are down .23 already this morning to 3.40. Crazy last few days. Down .66 since Friday
  4. I could argue for both sides of it. I’m guessing your listing at the higher end so it may be worth it. Tell the person you wanna shop their price just to gauge their reaction. Virtual staging is also a thing but l don’t think it adds much.
  5. Yeah she got mad when I told her I was moving 7 deals out of her pipe. Well then don’t be a dick to my 27 year old FHA buyers
  6. Either UWMs reneg policy is shit or they priced in those bps to counter it. We’re moving half our pipe but sucks I can’t drop my guys closing Friday
  7. I’m locking everyone. I know better than to believe an avalanche
  8. Literally just out loud to myself when I opened it said “oh shit”
  9. Today is where I thought we were going yesterday. Claw it back a little at a time
  10. VA now available on the 1 time construction program from a couple pages back
  11. Nice little .06 drop so far on the 10 year. Guessing when we hit the 4.06 high last week they priced in everything early and are now retreating to normal
  12. Dumbfounded by that whole deal. Could go get to WAYA 10u umps and get it right
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