A couple of rejoinders, if I may:
I completely agree with your first bullet point (yes, I took the liberty). The velocity of the transformation is what is unprecedented and painful (and beautiful). The analogy I've seen is "it’s like we’re all accountants and Microsoft Excel came to be full maturity overnight". I think in such a massive disruption, there will be room for "new players to enter the chat" and new companies that become leaders and displace older ones who don't adapt or transform.
To your second point, of course. But the AI doomers that paint a dystopian view of life I think are off base. Not that they can't be correct but that they are so sure that they are correct.
Third point: It's been argued, I think that the democratized wealth in a capitalistic democratic republic like ours was manufactured and artificially created coming out of WWII, and was the exception not the norm. I think we are entering a period that could be argued as even more democratic than before in that we are deomcratizing access to expertise across the board.
Information disparity via exclusive circles, schooling, families with knowledge and lessons to pass on to their kids (e.g. the things we would identify as privilege and which largely acts as a prerequisite for things like income despairity) will be leveled. Most people around the world will have access for free or for cheap to good legal advice, good medical advice, personalized tutors, business advice, whatever. Knowledge that used to be extremely expensive and exclusive. Huge.