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CleverNickname

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Everything posted by CleverNickname

  1. is it true that fed back loans require replacement cost roof coverage and just ACV? anybody had to deal with that?
  2. is there liability only commercial or surplus lines?
  3. yeah, but the gold cartridge was dope
  4. I had a 486dx33 and had to do some weird F8 on boot shit to run Commanche: Maximum Overkill.
  5. I'm getting my 6th shipment of silver bouillon this week from a $100/mo plan. They ship when it hits 10 coins, a half tube. So thats 3 tubes (I think 62 buffalos since sometimes the math adds up to 11 in a shipment). Don't really notice the money, but building the stack deeper bit by bit.
  6. daughter is 14 headed to high school next year, so I'm a couple years ahead. Good luck and God bless in holding the line. Every friend my daughter has she FaceTime and snaps *constantly*. And fortuitous, they actually set up face to face mall crawls and such. If your daughter claims social isolation from a smartphone ban... I would believe them. Even the apple iPhone chat bubble snobbishness is real. That said, bed time and screen time apps are plentiful and fairly simple to set up.
  7. awesome re Texas lax. And props to Mr and Mrs Caven, the UT lax facilities are amazing for a club sport. I know the WW women's lax team had a visit to meet the UT women and tour the facilities a week ago or so. That donor was a forward thinker. kudos https://www.utrecsports.org/facilities/caven-clark-field-history HS state champs: it will coming back to 'Wood in 2028 and 2029, if not sooner. They got a killer crop of dudes coming up from middle school and some very good coaches.
  8. those cheapo restaurant crayons are shit
  9. Yeah, I hear that. Now I get to work from home about half the time, and that helps. Oh, you mean the kid. Probably just an introvert who likes structure.
  10. Nw Austin. I'm down 7.5% but appraisal still hasn't caught (10% yoy max) the run up from 2021.
  11. Oh! I should note I am the proud owner of a 2023 Westwood Lax State Champ shirt.
  12. At a mid week lax game at St Stephens. It costs $75k per year to go here. The end.
  13. Hey guys - just got a new truck! Maverick XL. It has 4 wheels (plain steelies!), a steering wheel, doors, air conditioning, cruise control, a little bit of truck bed, and nothing else. Thinking about upgrading the rear cup holders, but maybe not. Not sure about sinking another $20 in. Can't really tow shit, but it does have a hitch. Ecoboost 2.0l isn't that much better fuel economy than my old v6 canyon. I gotta cut down my homemade struct ladder rack. Or just let it hang off the back, f it. Probably will be kiddos first car in a couple years, if they can handle the swag.
  14. 3,000,000,000 ass pennies
  15. Oh, that's interesting! If anyone finds an Austin based consultant, let me know.
  16. Anyone know the name of the victim found by Pennybraker this weekend? I think I might know them from high school. PM me.
  17. Even if it's cloudy, won't it be pitch black for 2 minutes? I mean, that's pretty wild.
  18. My mom has 7 figs saved and I legit am not sure that's enough. But if TX medicaid won't pay for memory care, I don't know if it matters too much. I may have to see if another state has different options. Anyway, I have an appointment with a specialist.
  19. https://www.irunfar.com/jasmin-paris-2024-barkley-marathons-interview
  20. If memory care is $11k a month, at some point it don't matter how much I love her.
  21. At some point my mom is going to need to transition to assisted living, and eventually probably to memory care. So I'm fully expecting that to be $120-150k per year if she outlives her brain. I'm going to meet with a will and estates attorney about a medicaid trust. Would an alternate strategy to divest a good chunk of assets now, and then pay for elder care out of remaining savings (on the theory that gifts prior to 60 months are kosher)? Probably not the maximum savings method, but that would work in part? I don't need the money, but maybe the grandkids 529s ought to get stuffed more aggressively now.
  22. https://www.runnersworld.com/races-places/a46888033/conquering-the-barkley-marathons/ https://www.bbc.com/news/uk-scotland-edinburgh-east-fife-68643341 this write up os the best: https://ultrarunning.com/featured/barkley-2024-a-bit-traumatic-and-wonderful/
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