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Apep

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  1. At the end of May, I got a new business credit card from Wells Fargo. Before the card had even arrived, there were fraudulent Amazon charges on it. (Looked like the monthly payment for a personal Prime account.) It was a brand new card, so it wasn't a case of my payment info getting updated. Really freaked me out. Then I looked it up and it seems like this is a common problem with WF, though they were supposed to have stopped it in 2018. My simplistic hack is that I use the card for operating expenses, get shitty cash back rewards, and pay it off each month with EIDL money, which is sitting in a separate account drawing shitty interest.
  2. There are two Title VII "ministerial exception" cases that will be decided later this week. Being able to fire parochial teachers without Title VII oversight, (if that is how it comes down), and getting state funding would change education in unforeseen and major ways.
  3. I don't want to provide cliff notes, because this thread could get cloaked very easily. Blaine amendments are a relic of 19th century anti-Catholic bias. They are state constitutional provisions that forbid the funding of sectarian schools. Today the Supreme Court basically held that they are unconstitutional in most situations. IF a state decides to subsidize private schools, it must also subsidize religious private schools unless they are seminaries or the like. Title VII deals with anti-discrimination provisions. Right now there are a couple of cases from California involving age discrimination and disability discrimination claims by teachers at religious schools. There is a "ministerial exception" to Title VII. The question is how broad is it? If these teachers are considered ministerial or the holding is broad, religious schools largely won't be subject to Title VII. If states can fund religious private schools via vouchers and can discriminate against otherwise protected classes, public school might be mostly dead in large parts of the country.
  4. Today SCOTUS released Espinoza v. Montana Dept. of Rev., which holds that Montana's Supreme Court could not invalidate an entire tax credit aid program on the basis of a no aid to sectarian school provision. If the ministerial exceptions to Title VII hold up, do we see broad legislative support for private school vouchers in parts of the country?
  5. They could recast anyone except Amos, Chrisjen, and Detective Miller and I wouldn't mind.
  6. It appears to have been intentionally drawn out. The goal, I think, was to bore the audience a little. Put 'em in a foul mood and make 'em wonder why they're paying to see the Tate murders. Then we have the surreal ending that feels so artificial, but so Hollywood. We love it, even though we know it's fake.
  7. In case anyone is wondering, today's guidance provides that Schedule C or F independent contractors with a loan of the 2.5/12 (up to $20,833) paid over the 24-week covered period will be forgiven. Sole proprietors without employees appear to be able to achieve blanket forgiveness.
  8. Given the changes in the law and the forgiveness rules for independent contractors, do any Surly bankers have remaining PPP lending available?
  9. I'm guessing we aren't counting kid-induced walkouts? We walked out of Where the Wild Things Are because my 5 year-old son got scared 10-15 minutes from the end. Still haven't seen the end of that movie. I remember my parents taking me out of Return of the Jedi for a few minutes when I was three because I was scared of Jabba. Same thing with the Last Starfighter. But we finished both movies in the theater. Otherwise, I can't remember walking out. Now I've turned off tons of movies and see that as completely different.
  10. Apep

    The CHAZ

    I nailed it when I said that John Ringo's Last Centurion is the dystopian book most like 2020. Except this is far more farcical.
  11. One of the big things for which the EIDL can be used is to refinance IRS debt at a lower interest rate than the IRS charges. Because there are no prepayment penalties, the EIDL can also be good for cash flow right now. This post is a decent start on the EIDL.
  12. Just wanted to point out that the SBA is quickly working through the EIDL backlog. If you haven't gotten an email from them, expect one soon. This is for the actual EIDL loan, not the advance grant. Please pay careful attention to the terms and conditions. For example, you can't move your business without SBA approval. If the EIDL loan is $25,000 or above, the SBA even takes a security interest in your business property. You can't use the loan to expand or for fixed assets. If PPP wasn't bad enough, this is another situation where you'll almost definitely need to talk to your lawyer and maybe your accountant.
  13. And just like that, a decent episode because it involves the whole family.
  14. No one melted down when I said it wasn't top five. Picking a top five is very hard for this show because there have been so many great episodes. My top five off the top of my head are (in release order): Lawnmower Dog Rixty Minutes (the original interdimensional cable ep) The Wedding Squanchers/The Rickshank Rickdemption (it was a season-ending cliffhanger, so it should be counted as a two-parter) Ricklantis Mixup Rattlestar Ricklacktica (snake jazz)
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