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Wulaw Horn

Burnt Ends
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Everything posted by Wulaw Horn

  1. In the long enough term we are all dead.
  2. Ha. I fat fingered it. I was like what is he talking about- that’s just his career ops against LHP and then I saw the damn typo. 760 ops is like 120 ops plus. Thats 1/3 of the AB’s in the platoon. Blended with Gamel against RHP that would be about a 730 combined platoon out of the position which is the 110 ops plus I was talking about.
  3. Va also has a rehab loan that’s basically the same as the fha.
  4. People mock gamel by the move is fine for 1.2M. Career 730 ops against RHP. Meyers career 860 against lhp. Combined in a strict platoon they should be a 110 ops guy. That sets an acceptable floor cheaply and doesn’t preclude you from anything else more important.
  5. Fangraphs sucks. Losers.
  6. I had a Sunday school group where like 8 of the 10 couples bought a house over a 5 year period. I did none of their loans. The teacher was my wife’s doctor. She stopped going to him once we joined that class. Some things aren’t super comfortable being mixed in some relationships. Cool for you on that!
  7. As a mortgage guy I have no problem with it. I know all your finances if you do a mortgage with me and that can be awkward for a friend. I imagine the argument is somewhat the same for an agent. That's actually sort of dumb b/c everyone knows what you bought or sold your house for (more or less) without knowing your financial stance, but that's a distinction not many probably make.
  8. Episode 90 of breathing orange fire is up. We talk about nothing at the beginning to mirror the nothing going on in Astros World right now and then talk hall of fame class. https://open.spotify.com/episode/1aJ6i5oeWh6FDGd0QkkZON?si=aoTEGrfiS-m_CgQ1S6_5UQ
  9. He’s just incomprehensible bad.
  10. Yep. Also they will count every shift you pick up as a separate job probably…
  11. Not sure if this is our best game if the year but it’s by far the best I’ve seen us look. LSU must suck. I think we are going 9-9 and getting a 7 or 8 seed btw- after the last 3 or 4 games that’s been my feel.
  12. Depends on when we are talking about them. I don’t think Roseanne would have ever been a would for me. Rosie O at one point could have gotten it.
  13. They overstated by double and that’s after they revised downward 2X. Its absurd. I have no idea why you persist in talking about my post about the mbs market since inauguration. As should have been obvious when I started the sentence with incredibly small sample size and then further obvious when I had a follow up post saying I wasn’t making any definitive statement other than Mr marching band isn’t even a half wit and should probably let the grown ups talk, it’s odd that you are making substantive long cat posts responding back to me mocking Mr matching band- after Phil also slightly more delicately told him he was a window licking moron with his post as well.
  14. Yeah- I wasn’t spiking any football dude. “Incredibly small sample size” was literally the lead in my sentence. The main point was it was irrelevant. The other point was it was incredibly fucking dumb and he doesn’t even know that mbs up means rate down, nor did he understand that the post he quoted was literally talking about what rates did last year and how last years job numbers being wrong- which I have been posting about on here for 24 months, while mocked by many, only to be proven over and over and over again conclusively to be right- made rates too high for months now. inflation might spike again. I don’t think it will. Someone will be right and someone will be wrong as it is anytime you are lining up bets about a future event, but that’s entirely different than what that was.
  15. If that accurate fuck him. I’m not going to boo him or anything but that’s pretty bitch made and shows he doesn’t really want to be here. Which cool- he didn’t choose to come here in the first place so can’t blame him in that regard, but whatever.
  16. Yep. Also- mbs market is up since inauguration which means rates are down. Incredibly small sample size but uh, yeah not only was that response totally and completely irrelevant to what was being talked about but it was also factually wrong, so… yeah!
  17. You should probably sit this one out champ.
  18. I meant the lack of walks. But yeah, he's basically hitting in front of guys that they fear more than him (that's some of the reason) so he's not going to walk as they go right after him.
  19. Thank you for everyone here who let me help them last year. I truly appreciate it.
  20. If you did that at the rate the private sector data shows, which would be much better, inflation would be at 2.2% Which would be up from the 1.5-1.7 it would have been at for the last 6-9 months. I HATE this. So irritating. Add in the bullshit job numbers and we are punching ourselves in the dick repeatedly and making life much harder for everyone (credit cards, cars, homes) for NO FUCKING REASON. Grrrrrrrr.
  21. THe one thing that's comforting is that his K's didn't jump so his bat to ball is pretty similar but his walks went into free fall. I think it's a combo of him not being as feared and Yordan or Tucker being behind him so pitchers get after him.
  22. Keith law is a cunt. he told me that Hunter Brown would be lucky to be a 7th inning guy. And that Yordan was a fringe top 100 guy. He knows shit all about the Astros system. Fuck him.
  23. Business Employment Dynamics report in today. It's where they look at what was reported 12 months ago and then compare to what actually happened when they get the data in. The birth death model added 653,000 jobs. The actual figure was a loss of -163,000. Good job fella's good job. Net everything out and here's what happened: April 108k jobs reported should have actually been 51k May- 216k jobs reported should have been 159k reported June- 118k reported should have been 61k Total for the quarter: 442k reported, 271k actual. This was a fucking fiasco. Heads should roll. That's probably difference in 1/2 a point (at least) in mortgages if we were getting honest and accurate numbers then vs what was reported. By the way- inflation the numbers are wrong too. something like 40% of the inflation figure for shelter is owners equivalent rent. This is an absurd measurement of shelter costs. You basically ask someone who owns and lives in their house- "how much would you rent this place out for" and they sample that and average it out and get a figure. It has NOTHING to do with actual rental prices or the market- it's me asking yall to pull a number out of your ass and tell me what it would rent for. Last month- shelter was negative in the real world- but I bet we come in at 3.5% or something dumb like that. This one simple trick, getting honest and accurate numbers, would make a huge difference in where we are at right now. So frustrating and infuriating.
  24. I don’t think so, as I’ve got 2 scheduled to fund on Friday and no word directly about any problems with it, but it’s not that big a deal in all likelihood. Your lender funds the loan and eventually sells them to the VA a day, a week or a month or 3 months down the road. However long it takes them to bundle it and get it done and scrubbed and signed off on/ but it’s a normal course of bundles for them, and the market isn’t exactly smoking hot right now (ha- understatement alert). Now, if the freeze lasts too long the market could get illiquid I suppose, but I wouldn’t think that would happen for a good stretch of time.
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