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Reagan1k

Certifiably Surly
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Everything posted by Reagan1k

  1. Really good points here. Makes me think (randomly but it applies) of a bit I saw Chris Rock do recently. He talks about the fact that in relationships, sometimes we sing lead and sometimes we play the tambourine. His point was and I think what @Brisketexan is alluding to is that you have to be able to get out of your self enough to have a relationship where you are comfortable and happy to play both roles at various times. If we are so self centered that we only want to sing lead and begrudgingly "play the tambourine" for the other, then neither party is going to be happy and resentments or distance will follow in short order. A fulfilling, monogamous relationship will naturally create emotional and physical intimacy if both parties participate in each role at times and do so unselfishly. Oh, and he also says you have to keep fuckin'.
  2. Correct- and the term loophole implies some intent to intentionally skirt a law or regulation. tax loophole sounds worse than tax deduction, etc. Word matter to both sides when it comes to currying favor with those voters that don’t know the facts in any debate.
  3. Part ignorance and part intellectual dishonesty- ratios vary from time to time and place to place.
  4. Wow - blast from the past. Catching up on this. @gsoda3 If you pull out policy loans from permanent insurance, they are not considered income at that time or any time in the future as long as the insurance contract stays in force and you either pay the loans back or cooperate and die with the coverage in place. If the policy lapses prior to death, and you have loans outstanding, you have a tax bill dropped in your lap. As for what to do if relatively early in life with adequate term insurance and a long time horizon - the general answer would be to fund 401(k) and / or IRAs to the fullest extent allowed, then save as much as one could post tax in low fee and tax efficient investments (index funds or etf’s in a schwab or fidelity account for example). Permanent insurance is useful in strategic situations, but not nearly as often as it is sold. It’s not a bad product, in and of itself even though a lot of people feel somehow righteous in declaring it so. But, Unless you have a unique situation with dependents or health issues or just have so much excess cash flow that you want to do some estate or charitable planning... it’s probably a low priority for you. Both sides of that same coin- the guys who pushed permanent insurance at every turn vs. the guy who thinks it’s criminal in all cases. Neither is right. Pick the right tool for the right job and know what the tools are built to do....beyond the sales pitch or anti sales pitch. Personal finance is 90% personal and 10% application of product. You have to identify the goals and needs and then Pick the tools and techniques to get you where you want to go- then stick to the plan!!!!!!!!! keeping in mind that that’s also ever changing. On the long term care deal, there is some merit in the 50+ crowd looking at taking a thin sliver of assets each year and putting them in a hybrid life / LTC policy. Unlike straight LTC insurance, there is what amounts to a return of premium and then some in the form of the death benefit if you don’t use the LTC. Its an intriguing concept because as was mentioned above, straight LTC insurance is incredibly expensive and the hybrid policies let you lock in a cost and benefit with at least some guarantees on the back end. Worth a look if you have assets to protect and cash flow to pay for it.
  5. @kevwun My man......you hit some of my all time favorites. Those tempura fin wings and GWF and the crab beignets / brussel sprouts at LPG are some of my kink.
  6. Rules are for thee but not for me!
  7. FWIW - Interesting newsletter from SG Ammo. I had not thought of the dollar and copper prices on the commodity market. Truly a convergence of all things that could drive prices to ridiculous levels.
  8. Some of our guys went out this weekend and repaired busted pipes and worked on shoring up some fence issues we had around a protein feeder. The hog in the upper right corner was not amused with their handy-work. Seems they closed off his personal entry point.
  9. +1 for Romeo5. I found a Black Friday deal sometime back at a big retailer and picked up 3. Very good. I think it would look sharp an d work well on that PC carbine.
  10. Correct - the brisket is inedible. I'd rather have dickey's brisket than Coopers salty pot roast. Even though I love the chop I won't recommend going to anyone visiting for fear they'll get brisket.
  11. Doing some yard work this evening and was listening to “The Redheaded Stranger”. Never noticed it before, but Hands on the Wheel sure does describe what I find in sobriety and in fellowship with you drunks. At a time when the world seems to be spinnin' Hopelessly out of control There's deceivers and believers and old in-betweeners That seem to have no place to go Well, it's the same old song, it's right and it's wrong And livin' is just somethin' that I do And with no place to hide, I looked in your eyes And I've found myself in you I looked to the stars, tried all of the bars And I've nearly gone up in smoke Now my hand's on the wheel, I've something that's real And I feel like I'm goin' home
  12. Same - My experience was probably closer to 30 years ago. I'm sure technology and accessories have improved, but I helped a guy who was trying to get a fledgling irrigation company off the ground. He and I had played ball together and I was helping him get up to scale before he actually hired full time help. It was his side hustle evenings and weekends until he could transition to full time. We did a few systems after work and on days off. That shit was no fun. I'm sure there is a learning curve that makes them go much easier as you gain experience, but starting from ground zero and doing a one-off is not something I would undertake ever again.
  13. Watch "Fake Famous" on HBO.
  14. Here's all I know about Tristar. Several years ago I bought a 28" 12 synthetic autoloader just to have as a guest gun or spare for me. My son came in to town and unexpectedly was invited to go shoot. He used it, and it miraculously went back home with him. He really likes it. Says it's a great gun.....shoots well, nice balance, he doesn't have to worry about it functioning, or ruining it if he has to use it as a boat oar. Of course he doesn't...I paid for it.
  15. I have always felt that the biggest divide is the value that is placed on education rather than the value that is paid into or for that education, and it isn't necessarily the "fault" of those who do not value it, by and large. They've never seen, much less received the payoff. The private school customers, for instance, value the idea of "education", regardless of what that "education" means to them...whether it means access, real learning, social status, etc. They value it and therefore invest time and money in it. We have an entire segment of our society which sees little to no value in earning an education, and therefore we are left with these un-invested parents and subsequently under-invested students. They have no relatable and real-life examples in their life who are demonstrating the benefits of an earned education. Often, the only examples they see of success are the antithesis of those who achieved through hard work in the educational system. An education is a stigma and not a badge or honor, much less an expectation. This divide spans races and parts of the country. Certainly there are examples of kids rising above this in spite of their parents and community, but those are far too rare. Until our societal system changes the perception in those communities and demonstrate in a relatable way that an education and life beyond is preferable to their current situation, we will continue to have teachers and entire school systems bailing water and saving few while losing the masses to a self fulfilling prophecy.
  16. I’ve got a son who’s been shooting clays and duck hunting with a SxS 12 for years. He loves it. Go for it and post pics.
  17. A side by side will be heavy relative to the overall size but he’ll grow in to it. The Turks make good guns. Nothing fancy and fit / finish isn’t perfect but for a 1st gun that will be used you won’t go wrong with it. Just be prepared that he “might” shoot as if it’s too heavy in the very shot term.
  18. One of my boys killed a Brewer’s duck very late in the same season and he’s still waiting on that. I can’t wait to see it. He’s grown and has a wall full of great mounts but this one will be the most interesting to me in his home.
  19. Amazing.... What a gorgeous specimen. Brilliant color pattern.
  20. SG Ammo actually put out a newsletter this week.....which means they have substantive inventory about which Sam could write. That’s the first time since June.
  21. Awesome - Thoughts and prayers for those squirrels hit with that slug.
  22. Wesson vegetable oil or mineral works just as well and is cheaper. Anything to put a layer on the surface and smother the larvae will work. Calling the former captain of the Valdez could be a solution as well.
  23. The outside world will still be there when you return. You've got the rest of your life (a better life) on the other side. There are a million things the disease will tell you are standing in the way of recovery, but none of them matter if you don't in fact recover. The program I chose to follow proves to me that we can "recover from this seemingly hopeless state of mind and body......" Godspeed @hundredTT!
  24. Here's the 1905 Winchester (.35 WSL) and 10/22 I picked up at auction. The 10/22 is unusual in that it is a .22Mag and is unfired (has a small handling or storage scuff on the stock - otherwise pristine). They were only made for 8 years and this one is from the 1st full production year. I wish the 1905 had the original rear sight on it, but the aperture sight is still period correct.
  25. WWII museum is great. Buy tickets online in advance.
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