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52-80

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Everything posted by 52-80

  1. i discovered theres such a thing as a whistling arrowhead and now i want to shoot peopl ..err.. things with it
  2. Another knee-jerk anti-capitalism screed turns out to be just shooting from the hips. Many such examples.
  3. The abstracted bottom line is theres a bigger demand out there for mortgage loans than just from the mortgage lenders, which creates competitive pressure resulting in lower rates for borrowers. Because conversely if nobody wanted to take the risk of holding real estate debt, nobody would want to give you a mortgage.
  4. 1. Some investors want the investment return of a mortgage, but aren't structured or licensed to originate loans. So the loans become packaged in commoditized product and sold around to these people who are pension funds and endowments and insurance companies etc. (See Mortgage Backed Securities or Collateralized Mortgage Obligation). Also different financial institutions are always looking to balance their risk profile or liquidity level, so this is just 1 type of debt asset they hold vs treasuries, junk bonds, corporate bonds, etc. 2. It's a financial product, so it gets packaged into whichever way the market demands it. Sometimes they mixed riskier debt with safer ones to reach an target risk profile. Often now they package like-debt together, because people seek it. Like people want a basket of mortgages from a certain geography because they have a mandate for that exposure, or that location has lower interest rate sensitivity due to local laws or whatever. Can I get a beer too?
  5. Im surprised neither of them ascribed it to climate change
  6. It’s somewhat of a dream of mine to be a public hero by fighting off terrorists with a tusk of a Narwal
  7. They actually copied the Rolls design As a concept, it actually looks really really good. But also, as a concept, basically only 5% of that aesthetic is actually ever going to carry over in production
  8. POTUS #9 William Henry Harrison had the worst opening to an inauguration speech in history Which is probably why he died 31 days into the presidency
  9. Actually i changed my mind. You should tell the IRS your cost basis was $300k/btc so you can claim a capital loss deduction.
  10. “Ah! Well! Nevertheless….”
  11. Put quinn in those big ass braces that the linemen use. it worked for taysom hill.
  12. Shooters shoot. Passers pass.
  13. What explains the phenomenon where the west side of the city is nice and expensive and the east side is poor and slummy. Its true for every city ive lived in and every city i know about
  14. Just picked up a bunch of croots. They also have Julian Lewis and Quannel X Farrakhan Jr lol
  15. Albon described what it was like driving against Verstappen. He said Verstappen likes an extremely quick front axle, perhaps the most extreme on the grid. So while each driver can tune their car differently, the baseline configuration and development path of RB is towards a twitchy car. If you fall behind Max in performance, you might want to push harder, which is riskier in a punishing car like that, so youre prone to making even more mistakes, and it creates this spiraling deficit. This is the reason it seems like his partners always get the boot - their relative gap continues to degrade. (except i think ricciardo was better but w/e)
  16. Hard times make hard men. Hard men make easy time. Easy times make soft men. <— we are here Soft men make hard time.
  17. ..
  18. bitcoiners showing up at the family thanksgiving dinner:
  19. Disney/Hulu: Offer valid for new and eligible returning Hulu and Disney+ subscribers (who have not been Hulu or Disney+ subscribers in the past 1 month); Disney+, ESPN+, Hulu, and Disney Bundle subscribers are not eligible.
  20. The business group under which movies sit have been losing money for the last 3 years. This year that group is taking in less overall money, but are profit positive.
  21. My 60s oyster perpetual manual wind died. The seconds hand wont move if the crown is in screwed position. Itll move if crown is in adjustment position and theres slight pressure in the forward direction. Is this common mode of failure? Easy fix or am i looking at $1k for this?
  22. ESPN from August 2024: RD1 Beck > Shedeur > #3 Ewers https://www.espn.com/nfl/draft2025/insider/story/_/id/40910393/2025-nfl-draft-rankings-top-prospects-positional-field-yates ESPN NFL Draft hub: QB1 Sanders > QB2 Ward > QB3 Ewers https://www.espn.com/nfl/draft/bestavailable/_/position/qb ESPN 2024, best QB are Beck vs Ewers vs Sanders https://web.archive.org/web/20240824182614/https://www.espn.com/nfl/draft2025/insider/story/_/id/40635451/debating-top-2025-nfl-draft-prospects-every-position ESPN 2024, top 3 prospects Beck or Ewers or Sanders https://web.archive.org/web/20240827012455/https://www.espn.com/nfl/draft2025/insider/story/_/id/40216947/2025-nfl-draft-quarterback-class-top-prospects-beck-sanders-ewers https://web.archive.org/web/20240906174633/https://www.espn.com/nfl/draft2025/story/_/id/40056651/2025-nfl-draft-qbs-know-top-prospects-sleeper-picks and so on and so forth
  23. ESPN now puts him #6 QB prospect, behind the usual suspects and Drew Allar, ahead of Dillon Gabriel and Jaxson Dart. Stats they point out: #2 out of 129 QBs in most passes thrown below LOS. #3 in lowest YPA. and ~20th in lowest QBR while pressured (8.0).
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