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1 hour ago, Parliament said:

Guess I can bag my new years resolution to spend less money.

I'm feeling the pull between saving money (I have no car payments now) and the realization that the next car I buy will be the most expensive ever and that it may be cheaper today than it will be next year or the following.

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15 hours ago, TexasEd said:

I'm feeling the pull between saving money (I have no car payments now) and the realization that the next car I buy will be the most expensive ever and that it may be cheaper today than it will be next year or the following.

Yeah- I got a fantastic deal on 2020 Silverado 4x4 with the 5.3 L and tow package I wanted. I got it for $37,500, or $600 below employee pricing, with a list of $42,900 if my memory is correct. Now that same truck, that same truck in 2026 has a list price of $60,000+. BUT the dealers are all heavily discounting now. There are $10K in incentives on that $60K truck that bring it down to just over $50K. The fact I am considering buying a new 4x4 at a minimum 30+ percent price increase in 5.5 years is crazy. But then I go to Costco and see the meat prices continue to shoot upward, I worry what will the cost be in two years when my truck might hit 85-90K in mileage?

My problem is that I am now pushing 70K miles, and I had planned on having the mileage in the mid 50k, but I put on a lot of extra miles taking care of my folks, and dealing with their stuff. In fact I bought my wife a newer Subaru so I could rack up miles on her 2020 Sonata. To try and keep the miles off the truck. So I pay an extra chunk on insurance, and am trying to shift the miles onto the Sonata. But part of me says go ahead and sell/trade in the truck, and the Sonata and a new payment for that 35% more expensive (now that there are heave dealer discounts). Prices have actually retreated on the dealer discounts and with all the incentives But better than the 40% price increases I was looking at pre year end incentives.

Right now I am going to rack up the miles on the Sonata and hold onto my great deal truck. But the idea of how much more it might cost in 3 more years when I might NEED to replace my truck? That has me thinking along the same lines. But damn it's hard to bite off a 30-40 percent price increase over 6 years. But WTF will it be in a couple more years?

Hell I sound like a wife with an armfuls of clothing explaining how spending so much on sale today was actually saving...

Edited by horn4life

17 hours ago, TexasEd said:

I'm feeling the pull between saving money (I have no car payments now) and the realization that the next car I buy will be the most expensive ever and that it may be cheaper today than it will be next year or the following.

I think you should hold on. I think the next year or two will provide plenty of opportunities to purchase newer used trucks at a deep discount from owners, who were living paycheck to paycheck.

I’m just waiting around till the economy tanks to get a three or four year-old low mileage Taco. I’ll keep that till I croak.

Yeah, I'll pass my 2013 truck on to one of the kids, sell a kid car and then upgrade me. I would love to get a 2020-2022 Porsche Cayenne but probably won't happen. I'll end up staying status quo for 6 months to a year and then get something more generic.

3 hours ago, horn4life said:

But WTF will it be in a couple more years?

No one really knows, but I would bet it won't be the same increase the last 5 years has seen.

Also, FWIW I recently bought a car off Carvana. They brought it to my house and took a personal check. No dealer bullshit. Can't recommend it enough. They will take the vehicle back for a week no questions asked.

2 hours ago, Wally Fairway said:

Diow going to 59,000, NASD 24,000 (maybe 25), S&P 7,000

17677198734343667504884292815938.jpg


With SCOTUS tariff ruling this Friday, getting on some VIX options seems prudent to me.

20 hours ago, Wally Fairway said:

Dow going to 50,000, NASD 24,000 (maybe 25), S&P 7,000

fixed it because I can't type

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