Interesting thread, even though OP is disqualified from having a valid opinion on anything, in my book, due to his taste in women.
I'll chime in with a couple of thoughts:
1. No one knows what's going to happen. The transfer portal and NIL might drastically change everything. It might create greater parity...or it might not. It might cause some teams to rise and others to fall...or it might not. It's going to take at least a couple more years to truly see the effects.
2. I agree that CFB has been more formulaic over the last few years. A bunch of stuff happens during the regular season and then the same four schools are in the playoff at the end. I have been genuinely surprised by this. I sure would have thought that we would have seen more different teams in the playoff than we have. But, it's pretty simple - if there are only four slots every year and the same four teams keep getting in, then that is going to affect recruiting, which perpetuates the concentration of talent in those four playoff schools. Recruits generally want to go where they can win and get the most exposure and accolades. The four playoff teams offer the most of those things.
Like others have said, my interest in CFB has waned significantly. These days, I'm lucky if I get to catch the Texas game each week. It's rare that I watch any other games, certainly not a whole game involving teams other than Texas. But, that could be due to aging and caring about other things more, more responsibilities (kids), etc. than anything to do with CFB. I feel like even if I had the time and no other constraints that I still wouldn't consume as much CFB as I used to because it just feels "different." Also as others have said - and this is probably extremely naive on my part - it just seems like CFB had more integrity across the board than it does today. Guys not playing in bowl games to get ready for the NFL? Guys changing teams through the transfer portal like they change underwear? Coaches bailing on their teams before they play their last game of the season? Huge money everywhere? Recruiting dirtier than ever? I don't know, maybe it's because I'm an old now and "get off my lawn" or whatever. But I know for sure that a lot of that stuff didn't used to happen.