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Reagan1k

Certifiably Surly
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Everything posted by Reagan1k

  1. Let your fingers do the walking and find a full fledged gun shop - probably one that caters to hunters. Run in there and ask them who they'd recommend. They might have someone in house if they deal in long guns.
  2. Does anyone have the latest Boone and Crockett Chronicles that list the records and scores for porcupine? I've got one on camera that has now made (I'm counting) 213 consecutive nights of gorging himself at one of our protein feeders and he's enormous. Won't be too much longer before I start to worry his weight will damage the fence panels as he climbs over every night. Scoring him will be a prickly situation. Will probably take hours putting quill to paper to add him up.
  3. What kind of rifle and what kind of work - That'll drive the search. Gunsmith is as generic a search as "mechanic". We talking D10 dozer, lawn mower, or 1936 Bentley? You need scope rings installed or a barrel replacement and bedding? Valuable rifle or composite stock Savage?
  4. IMO bond FUNDs are ok for your folks trying to maintain exposure and seek diversification when they have a long time horizon before retirement. For income purposes or for the cash / income buffer @Trey3216 espouses - I’m overseeing a family member’s portfolio using a 24 month ladder of treasuries maturing each month. If they need income via the principal, this month’s maturity is transferred to checking. If not, it is rolled back into the end of the ladder. Tax efficient and strategic selling of equity is used to backfill the ladder when a rung is removed and must be replaced. Since they’re holding to maturity they don’t worry about rising rates and grab some gains when falling. There are other ways to skin this cat.
  5. They grabbed that dude off a dock and said get to Paris. He may have just as well strolled out with a Charter Arms snub nose and said “So my friend, which is my target.” Turks need to make him the spokesperson for all their gun mfgs. “Turkey- we know guns!”
  6. I've always believed that a 2-4 year protracted sideway to slightly down market early in retirement is more dangerous than a sharp, temporary decline if a cash bucket isn't being used for spending withdrawals. The effects of sudden 20% - 30% drop and snap back reversal can be muted by the fact that there may only be a few withdrawals made during this period, or withdrawals may be paused for a short time. Unless that cash cushion is there, a 2-4 year repeated selling into weakness can really open risk for depletion in years to come. Another huge issue that is an advantage to those with cash (income buffers) would be the ability to do tax strategic selling during both up and down years. Tax loss harvesting and rebalancing is easy to do and advantageous to long term wealth when you aren't relying on those proceeds this year to pay for expenses. Gives a good planner and tax pro a lot to work with.
  7. Exactly why testing with real Monte Carlo simulation is so crucial. It’s human nature to view what’s recent as long term, but real simulations incorporate longer periods (historically relevant) of low to negative returns. That sequence of return is far different than our recent experiences of rapid cyclical bear market recovery. Shit can take time and even a decade or more to recover. Considering a retirement may span 30-40 years or more…. Those secular bear and bull markets must be considered and tested against with entrance and exit throughout the retirement cycle. Thats part of the case for bonds in the portfolio of a 40-50 year old with retirement still 15-20 years out. If we enter a secular bear market tomorrow, a 100% equity portfolio would be tough to swallow when eyeing retirement in 2040 for instance. Plans would change. Another gotcha that’s a risk is the dominance of a few names in many of the indexes that ETFs and mutual funds hold or mirror. A lot of inventors have FAR more exposure to a few tech-ish names than they realize. Not saying it’s bad, but many don’t realize they have 25-30% of their money invested in a handful of stocks via weighted indexes and overlapping funds.
  8. Both the Lowes grocery store and Buttery Hardware in Llano sell ammunition already. Seems reasonable for placement. Central Market on Westheimer - not so much.
  9. These are two different discussions being cobbled together. 1) is it a good business model? Maybe in a very limited, narrow market. As @TwiceHorn said - bait shop, rural hardware store, some other appropriate place as a gimmick. That’s discussion A 2) Is it going to be abused by criminal element? All these scenarios of mannequin heads and hackers seem to miss the key element- No one is stopping the criminal element from walking in and buying a box of shell manually anyway. Your scenarios are akin to hardening security around copper tubing sales to prevent Cletus from moonshining to get his booze fix. He doesn’t need to build a still. He can walk next door and buy his bottle from Jacks liquor, or ask his brother to. Ammunition is not some rare, guarded commodity requiring a Dirty Dirty Dozen or Oceans 11 plot to acquire. You’re over complicating this. Do you see organized crime syndicates devising ways to help 17 year olds get lottery tickets from the machines in grocery stores? No - not necessary- just buy them or send someone to buy face to face.
  10. We might all agree on that!!!
  11. Yep- and you’re right. I was foolish thinking underlined facts might help.
  12. What’s different? It ain’t a quarter operated coke machine. Lots of wasted words creating irrelevant scenarios. It’s a different interface - same or even higher scrutiny and data capture than face to face cash at counter. May be dumb but isn’t a game charger for the criminal element. But don’t let reality get in the way of outrage…. When a customer approaches the vending machine, they must agree to terms on the screen, select their desired type of bullets, insert an identification card and participate in a facial scan. Customers have to be 21 years of age or older to purchase bullets from American Rounds’ vending machines. After the facial recognition is confirmed, a customer can swipe or insert their credit or debit card and then wait for their ammunition to be dispensed.
  13. You rang......? And yea.....todays 10mm ain't what Norma 1st dropped on the market back then. But, y'all are correct... Buffalo Bore makes a stinger. I think the perceived advantage of the 10 right now in bear country in the round count and shootability / getting more shots back on target. At least that's the concept. Once you pass a certain level of penetration, I don't think it's what you hit them with necessarily but where and the more wheres you can hit......the great chance of success. That bear the M&P stopped was already leaking from at least two rifle shots when it charged. That helps - regardless of backup gun caliber.
  14. Lots of small town grocery, convenience, and hardware stores already sell ammunition. Solution looking for a problem.
  15. Yeah- Harvey was a product of what surrounded it and got stuck in idle during a weather traffic jam.
  16. Ditto. Hell, my pig shooter 300BO pistol is a PSA. It goes bang. If I was dependent on it for my life everyday I wouldn't want it, but to bang around in the truck and fire 2-3 shots here or there, it works and was cheap. LPVO on top if it is the only real value I have in it. Just match the tool to the chore with ARs and you won't be disappointed or have financial regrets.
  17. Douche made sure to flex his shaved quad when the FBI was photographing his tattoos. “fortune favors the bold.”
  18. And I’m first on the list to admit that seems simplistic and callous - but facts are most alcoholics end up in jails, institutions, or dead while trying to answer that question and deciding if they’re ready for AA or recovery. Normal drinkers don’t ponder questions about whether they need to go to AA or what type of alcoholic they may be. His gut is telling him there’s a problem and his mind (disease / dis-ease) is telling him to form a research committee as a stall tactic.
  19. Yeah- if it’s a problem in his life and he can’t stop, stay stopped. and be reasonably happy in life…. Don’t stand around talking about how the mule got in the ditch….just work on getting him out.
  20. If we’re spending your money I might as well suggest a VM-22 and customize from there.
  21. House she didn't know about, no compromise pre-nup presented that was different than had been agreed among others.
  22. Wife and I have a friend in Italy right now attending the Lake Como wedding expensive party of a woman she worked with. Bride woman discovered some serious red flags in former fiance a couple of months back. Had to call it off and cease contact with him. All that shit was already paid and non-refundable at this point so they're just proceeding with the party for those that had flights and still wanted to come. Father of the bride has money to burn I guess to even allow for the planning of a multi-six figure event and said fuck-it....might was well make the best of a shitty situation.
  23. Yep - and depending on how you prepare, you can change the glycemic index of a particular rice. Reheated frozen or refrigerated white rice has a lower impact than fresh cooked. Rice study Lots of rabbit holes to explore.
  24. Some people are gross and self centered enough to think they're owed all that. I'd bet significant funds that particular one is a fake to drive clicks that a news outlet stumbled into. But, I can promise you somewhere there's a bride (or groom) really thinking about hitting send on a similar message in real life. They'll hit delete and then carry on being insufferable in some other way.
  25. Good for you. We probably should have a Longevity thread on here somewhere.
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