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LCHorn

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Everything posted by LCHorn

  1. Me too, but we also haven’t done our annual Labor Day trip to Port A yet.
  2. I think what @SydneyCarton is trying to say is he is now in that group. Complaining about unrealized capital gains is the new class indicator.
  3. This is all presumptive because the rates aren’t there (and might not be for awhile), but you should have a goal of the lender paying for all of the closing costs. It’ll reduce your rate improvement (those fees have to get paid from somewhere) but it’ll position you better for subsequent refinance if rates continue to fall.
  4. I think he was joking. The casting was the best part of the trilogy.
  5. I don’t hate Servais, but my feelings for him are polluted by the job share arrangement with Eddie Taubensee and OH MY GOD, HOW DO YOU TRADE LOFTON FOR THIS GUY?!?!?
  6. I’m okay with 25 now and higher expectations for another cut in ‘24.
  7. Regardless of the merits in the grand scheme of life, I just want to give kudos to whoever posts the clips of Buttigieg on Fox because I eat that shit up.
  8. I'm going to let someone better versed in accounting respond on the merits of what you're describing, but one think I do know firsthand is that the county isn't removing the homestead unless you're selling the property OR you notify them it's been conveyed (for example, through inheritance). Your scenario is unclear about who's in line to inherit, too. Is it you or your Dad?
  9. I’m glad they’ve taken the suggestion to go after the youth vote to heart…
  10. That font is worse than Papyrus.
  11. Not to digress too much, but as a mortgage guy I can vouch that pretty much all down-payment assistance programs pair best with government loans (primarily FHA). Usually the total amount of assistance, for example, is less on a conventional loan. Totally disagree there on both points. You don't need to mandate density--density will come organically from lessening the construction and regulatory burden in any place people want to live. Even case steady in urban sprawl Houston is seeing density improvements with townhome and condo construction inside the loop. This--and you cut the cost by giving builders the flexibility to meet market demand. I'm pretty sure I saw this article posted on Surly but it's a good example of how a common sense reform.
  12. Maybe I’m being overly generous, but I put Mace in the category of “non-partisan attention whore”. If the GOP wasn’t dysfunctional she probably finds someone senior and sober as a mentor (alike LBJ and Rayburn). I think you can work with that if you’re on the other side.
  13. I wish they’d take that same money and dangle incentives through HUD for the removal of local barriers to density (building codes and zoning). If it’s anti-regulatory it should get bipartisan support, too.
  14. Did they move it somewhere else on campus? I recall seeing lines their on Election Day so it’s not like it’s poorly used…
  15. So JC Chandor directed this; if you’re not familiar with his resume, it’s a little like Scorcese deciding to make Robocop a year after doing The Color of Money. It might be really interesting or it might be that Chandor owes his bookie a lot of money….
  16. I actually think the problem is that thread topics are too broad. Also, 50% of Surly posters are attorneys and notoriously bad with money.
  17. I disagree (at least by degrees), but I’m also weary of using monetary policy in an attempt to steer the leviathan.
  18. He’s 24 and spent most of the year repeating AA-he didn’t have much stock to begin with.
  19. LCHorn

    Good Bakery

    So I’m not a Tres Leches connoisseur, but it’s my wife’s favorite cake and she claims HEB is about as good as you’re going to get in Austin (and to your point from 2019, Austin bakeries are indeed underwhelming). I don’t know why there’s an awesome bakery every couple of blocks in Western Europe but we only have a four or five in a city of 1m.
  20. What I keep reading is that the market is betting on 25 in Sept and another 25 in Dec
  21. Without reading the article let me play devil’s advocate-if you want to play ball in DeSantis Florida, particularly with the GOP attacking higher Ed as bastion of leftists, then spending money keeping friendly with the Gov and GOP dominated legislature doesn’t appear some secret kick-back machine, it seems like it’s necessary to preserve the institution.
  22. I don’t know why John Kolb feels the need to say anything at all. Maybe he considers himself the savior of the republic because hiring an E8 instead of an E9 in the Minnesota National Guard is obviously disqualifying.
  23. I presume good soldier Pete has earned State by now.
  24. I think that’s the same trailer music (or meant to mimic it) that played in the trailer for Ghostbusters Frozen Empire.
  25. First time to connect via PHL and this might be the worst airport I’ve ever been in. Just absolutely filthy everywhere, narrow concourse for all but the A terminal, apparently every passenger has either a service animal, a wheelchair, or both, no air conditioning, and worst of all, they only have Pepsi 😡
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