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Mother mopar

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Everything posted by Mother mopar

  1. Unless we making biscuits then hell yeah.
  2. I was already questioning your user name but this hot take...well
  3. Why can't we do the needle thing? Shortage of needles, covid?
  4. If my aunt had balls she be my uncle.
  5. Lulz, this is why I hang around.
  6. Shit, we had 50 pages of hotel curtain design discussion and comparison.
  7. Santa Gertrudis?
  8. This is correct and it has to be the vested amount, not the total. OP didn't specify whether he was or not, but every employer plan is different.
  9. Nothing is guaranteed in a 401k, but if you're getting a 6.5% return in this market something is horribly wrong and your are literally losing money (inflation, fees, etc) Last year alone Nasdaq and S&P were up double digits on return. So having a simplified index fund would have netted you in the mid-teens easily, eg VIGAX. Depending in the tax setup of the 401k there are tax ramifications as well. Which could result in lost future earnings, penalties. But MM I'm paying myself the interest, haha. There's a sucker born ever minute and an ass for every seat.
  10. Negative, it's there for retirement, it's literally in the name "Retirement savings plan". 401k doesn't turn into a personal piggy bank until RMDs are required and even then discipline needs to be exercised.
  11. As a financial planner, borrowing against retirement is usually a last resort and I recommend against it. There are a lot of factors at play here, penalties, opportunity cost, interest rates on debt, home, etc. Then, this never addresses how you ended up in credit card debt to begin with. You have to fix that or you're right back here in X years later on.
  12. So you're saying Chiles should have started?
  13. I Reddit like a mofo and I'm curious to see how they try to leverage its data with AI... besides the obvious monetization of ads.
  14. Fucking Desmond Jackson..damn that coin toss was little league shit.
  15. Sorry you didn't get the job Duane.
  16. I see the Gus pic but not the others.
  17. This is the first staff in a very long time which I honestly do.
  18. That's interesting
  19. OTF is expecting another commit today, didn't specify what class.
  20. Hate to break the news bud but... new shit has come to light.
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