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CHIEF

Certifiably Surly
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Everything posted by CHIEF

  1. I'm pretty sure that if they have a lender, on the UTV, that it is required. Most of these are $25k-35k vehicles, and that demographic doesn't care how much it cost, just how much is it per month. Just part of being financially irresponsible. The lenders do not want to get back a fucked up vehicle that they can't recover their cost if it is totaled. I financed mine at 0.99%, so why not. But I paid cash for all of the upgrades. The 10 year old single cab Ranger that a farmer paid $7500 for, probably not. But they are still idiots for not having liability. I had one of those, but still carried liability. Let's be honest, most of what you see on the trails are $40-50k rigs that still have a $45k note, and people with shitty driving records. My lender required it, I was going to do it anyway, so the financing made sense. CHIEF
  2. They aren't street legal here with the exception of a couple places, so nobody registers or insures them. They are not legal here either. But you can get the same coverage as you get on your street vehicles. The premiums are high, but UTVs are inherently much more dangerous than a road vehicle. Had an acquaintance killed last year elk hunting in Colorado when his UTV rolled over. No seatbelt, so it threw him out and rolled over the top of him. Driving one without at least liability is foolish. I called CHIEF Jr. and his buddies and asked them what they were up to. They were eating pizza, drinking beer, and watching He-Man reruns. Helluva bachelor party. There are only three of them there until Friday, one is married, one is the future groom, and the truly only single guy is CHIEF Jr. They have three other single guys driving out from Denver on Friday. CHIEF
  3. They have always been able to buy a disproportionate share, but houses have historically not appreciated fast enough to warrant the investment when better returns were realized elsewhere. From 2020 to 2023, the homes in my neighborhood went up about 50%. The capital took notice and followed. Now that interest rates have climbed, and prices are falling, they are cash buyers and jumping into the market even more. I know of two Ft. Worth area D.R. Horton subdivisions that have been bought by hedge funds before they ever even broke ground. 1500-2000 homes all built as rentals. You get the appreciation, the depreciation, a 10% return on your money, you hold the note to the assets, you get to keep any payments before defaults. A pretty attractive return considering you hold all the cards. CHIEF
  4. Negatory. I have full comp and collision on mine, and liability of 300/500/100, and a two million dollar umbrella. I've got multi-millionaire CEOs on my deer lease, no way I get myself into a situation where I don't have coverage comparative to my net worth. If I were Colorado, I would make the people that bring side by sides show proof of full coverage, and attach a visible sticker that shows their insurance coverage was checked and provides full coverage, if not, leave the bitch at home, or on the trailer. We have contemplated doing an August trip to Ouray and taking the side by side over Imogene to Telluride, then back on Black Bear. Sit in the hot springs for a few days, visit my old freshman roommate that lives in Telluride. CHIEF
  5. CHIEF Jr. is headed to the Dillon/Keystone area this next weekend for a bachelor party, for four days. This is for his buddy that is the assistant superintendent at Bandon Dunes in Oregon. They are gonna play a round or two of golf at the Riverside Course in Keystone, do some fly fishing, and then just degenerate debauchury. Gonna see if anyone has a fishing guide they recommend in the area, restaurants, bars, and breweries. They rented an AB&B by the course, and aren't planning on doing much traveling, will just stay around that particular area. CHIEF
  6. This is a long video, but the first two minutes lays out the stark reality of this war. Russia has to be defeated. CHIEF
  7. Back in 1995-1997, when Mrs. CHIEF and I had only been married a few years, and before we had CHIEF Jr., we lived in an apartment. Terry, that lived right under us, worked at Hang'em High Saloon on 6th. We would go there at least three times to four times a week. We would give him a $20 handshake, and we basically drank Crown, all night, for less than what it would cost us to drink at home. Afterwards, on the weekend, we would go to Katz's and eat the potato thing with cream cheese while sitting at the bar. We would start drinking their Bloody Marys. I have to say, that still may be the best homemade Bloody Mary mix I have had to this day. Even after "last call" we would drink them without vodka. They were still just as good. I can't remember the bartenders name, but I always looked forward to bullshitting with him. He was a great dude. CHIEF
  8. Back in early college, there was no way I would have drank one. Was at a buddy's parents house, and that was his dad's specialty drink. He convinced me to drink one because it was "just like drinking a steak." It definitely didn't taste like tomato juice, not really "just like a steak" either. I will still have the tomatoes held on my hamburger occasionally. It was a good drink, and I started drinking them afterwards. CHIEF
  9. I make these almost every saturday morning, before we take county roads over to a great place for menudo. The secret to a great Bloody Mary is to not make it too strong, you don't want to taste the vapors coming off the Vodka. Mine is: Usually Zing Zang, but will use other small batch mixes that I see at HEB to mix things up Wine & Pepper Worcestershire sauce Pickle brine from okra Vodka Coarse horseradish Crystal hot sauce Black pepper a shake of garlic pepper a shake of lime pepper 1/4 of a squeezed lime shake it all up and poor it in a rimmed glass (One World Market makes a specialty rimmer for Bloody Marys) with ice Add pickled okra, some pepperocinis, a couple of the grilled pickled asparagus spears they sell at HEB. CHIEF
  10. We have had 51.92" over the last 365 days. 24.82" since the beginning of the year. 17.94" since March 1st. Been a wet sonuvabitch, in Hood County. CHIEF
  11. It’s shit that we and others have constant need of right now. Generators, chainsaw, leaf blower, and an ice chest. I got tired of running back and forth, to my shop to pick them up. CHIEF
  12. Not a stupid thing on her part, but she told me that everything that was on the front porch needed to be moved. So I just picked them up and moved them onto the back porch while she is away. CHIEF
  13. I think they are positioning themselves for when that all stops with an invasion of Taiwan. Get anything you can get right now before they are stuck with the debt because of sanctions. CHIEF
  14. I don't think he is talking about the US doing it, but Taiwan issuing the threat. I have no idea if Taiwan owns ballistic missiles with the range to get there. Someone else, here, may know. CHIEF
  15. He hit it out of the park, to be honest. CHIEF
  16. Yep, in Pecan. CHIEF
  17. No another friend got into it with the idoit dad that left the 3 year old. There were probably 75 kids at the pool, there were two lifeguards on duty, so the stupid fucker figured it would be ok to leave his son. The friend told the dad that she was calling CPS. It was a huge ordeal. So bad, that the guy will probably need to sell his house and move away. Being a realtor, I gave him my card. CHIEF
  18. Right after he scores an 18 again on his daily round of golf. CHIEF
  19. I was gonna say since he was in diapers, but he was probably 13-15. He is just a little older than my Dad was. My old man was born in January of 1945. CHIEF
  20. Our subdivision had our Memorial Day street dance tonight. A couple left their three year old at the pool unsupervised because he had a red wristband that means he can swim. He almost drown. Ambulance called, he is at the local hospital. They are absolute idoits. Friend was livid, words were exchanged in the 19th Hole. Told Mrs. CHIEF about it. About 45 minutes later, she says “I would have done the same thing,” no context, no reference, just a statement. I had no idea what we were even talking about. Please lay out the scenerio. I just looked at her and said, “you know what they say?” Then I walked away. CHIEF
  21. I don’t know how there is enough room on the island for 300k vehicles, imagine the line to fill up at the Allsups, they will be out of burritos in less than 5 minutes. An army marches on it’s stomach. CHIEF
  22. It’s 300k vehicles, not 300k boats. How many do you think they have that can unload vehicles straight onto the beach? If it happens it will be the biggest clusterfuck that the World has ever seen. Taiwan has been doing combat exercises for the last 75 years, since Armybrat was a kid. CHIEF
  23. I misquoted the amount of US debt that China has sold off. They had three trillion worth and sold off all but $700 billion. They are using that $2.3 trillion to buy up all the precious metals they can. CHIEF
  24. I'm gonna go out on a limb and say China will never be able to perform an amphibious assault. Every ship will be sunk before they can get there. They will be able to pound the hell out of Taiwan with ballistic missiles from the mainland, and may get a few paratroopers there. But a rag-tag group of commercial vessels with a handful of warships protecting them isn't getting within sight of the island. CHIEF
  25. Hamas just keeps poking the bear. They shot rockets into Israel yesterday. They don't give a shit about gaining sympathy, but they keep getting it in spades. CHIEF
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